NOT LISTED FOR SALE

520 N James Ave Panama City, FL 32401

Millville Neighborhood

Estimated Value: $115,000 - $144,000

2 Beds
1 Bath
762 Sq Ft
$165/Sq Ft Est. Value

Last Sold February 26, 2024

Last sale price $110,000 $144 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $744/month

19 Days on Market

Highlights

  • Newly Painted Property
  • Covered Patio or Porch
  • Bungalow
  • No HOA
  • Living Room
  • Smart Technology

About This Home

As of February 2024

**CURRENTLY UNDER CONTRACT, SELLER WILLING TO CONSIDER BACK-UP OFFERS** Investors & First-Time Home Buyers, this cozy Florida bungalow in Panama City is waiting for you! The 2 BR/1 BATH home has new flooring, new roof, windows and kitchen cabinets/bathroom fixtures, along with fresh paint. All the appliances have been replaced in the last four years! A nice feature is the two covered porches, one in the front and also in the back and the back lawn is private with mature trees situated along the perimeter. This property is close to everything downtown has to offer - it won't last long! Dimensions approximate, please verify if important.

Last Agent to Sell the Property

Lee Ann Swartzentruber

EXP Realty LLC License #3285613 Listed on: 10/21/2023

EXP Realty LLC

Co-Listed By

Charles Sowers

EXP Realty LLC License #SL3392374

Last Buyer's Agent

Paul LaCourse

Exit Realty N F I

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $661

Year Built

  • Built in 1942 | Remodeled

Lot Details

  • 6,708 Sq Ft Lot
  • Lot Dimensions are 50x135

Parking

  • Driveway

Home Design

  • Bungalow
  • Newly Painted Property
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 762 Sq Ft Home
  • Ceiling Fan
  • Living Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Additional Features

  • Smart Technology
  • Covered Patio or Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Shermans Add Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$661

Year Built

Built in 1942 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Accessibility Features: Smart Technology
  • Year Built: 1942
  • Property Sub Type: Detached
  • Lot Size Acres: 0.15
  • Lot Size: 50x135
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EXPR
  • Co List Office Phone: (888) 883-8509
  • Subdivision Name: Shermans Add
  • Architectural Style: Bungalow
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • Interior Amenities: New Paint, Remodeled
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 762.0
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Partial
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Patio And Porch Features: Covered, Porch
  • Property Condition: Updated/Remodeled
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway
  • Garage: No

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Size Sq Ft: 6708.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 661.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2023
Closed on
Feb 26, 2024
Sold by
Massey Matthew
Bought by
Ellinger Michelle
Seller's Agent
Lee Ann Swartzentruber
EXP Realty LLC
Buyer's Agent
Paul LaCourse
Exit Realty N F I
List Price
$129,000
Sold Price
$110,000
Premium/Discount to List
-$19,000
-14.73%
Views
278
Current Estimated Value
$125,797

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,797
Avg. Annual Appreciation
8.98%
Original Mortgage
$88,000
Outstanding Balance
$82,747
Interest Rate
7%
Mortgage Type
Balloon
Estimated Equity
$43,050

Purchase Details

Closed on
Feb 28, 2008
Sold by
Oltman Suzanne B
Bought by
Massey Matthew

Purchase Details

Closed on
Feb 10, 2005
Sold by
Moody Myrl W
Bought by
Oltman Dale G and Oltman Suzanne B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,880
Interest Rate
5.72%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ellinger Michelle $110,000 None Listed On Document
Ellinger Michelle $110,000 None Listed On Document
Massey Matthew $75,000 Lawyers Title
Oltman Dale G $24,400 Lawyers Title Agncy
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ellinger Michelle $88,000
Closed Ellinger Michelle $88,000
Previous Owner Oltman Dale G $21,880
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/26/2024 02/26/24 Sold $110,000 -7.6% $144 / Sq Ft
02/01/2024 02/01/24 Price Changed $119,000 -7.8% $156 / Sq Ft
01/02/2024 01/02/24 For Sale $129,000 0.0% $169 / Sq Ft
01/02/2024 01/02/24 Price Changed $129,000 -7.2% $169 / Sq Ft
12/17/2023 12/17/23 Off Market $139,000 -- --
11/14/2023 11/14/23 For Sale $139,000 0.0% $182 / Sq Ft
11/11/2023 11/11/23 Pending -- -- --
10/22/2023 10/22/23 For Sale $139,000 -- $182 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $956 $33,076 -- --
2023 $956 $30,069 $10,670 $63,771
2022 $661 $27,335 $0 $0
2021 $552 $21,071 $0 $0
2020 $514 $19,155 $9,506 $9,649
2019 $305 $18,864 $9,215 $9,649
2018 $363 $23,984 $0 $0
2017 $359 $23,984 $0 $0
2016 $348 $22,702 $0 $0
2015 $358 $22,702 $0 $0
2014 $364 $23,284 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Lee Ann Swartzentruber

    Seller's Agent in 2024

    Lee Ann Swartzentruber

    EXP Realty LLC

    (850) 774-3186

    6 in this area

    48 Total Sales

    Lee Ann Swartzentruber
    Section Image
  • Charles Sowers

    Seller Co-Listing Agent in 2024

    Charles Sowers

    EXP Realty LLC

    (850) 851-8366

    6 in this area

    87 Total Sales

    Charles Sowers
    Section Image

  • P

    Buyer's Agent in 2024

    Paul LaCourse

    Exit Realty N F I

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 748219

Central Panhandle Association of REALTORS®

APN: 23706-000-000

Florida Bay County Panama City 32401 Millville

520 N James Ave, Panama City, FL

This home is located at 520 N James Ave, Panama City, FL 32401 since 21 October 2023 and is currently estimated at $125,797, approximately $165 per square foot. This property was built in 1942. 520 N James Ave is a home located in Bay County with nearby schools including Parker Elementary School, Everitt Middle School, and Rutherford High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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