NOT LISTED FOR SALE

520 Spruce St Hammond, IN 46324

Estimated Value: $147,000 - $203,000

3 Beds
1.5 Baths
1,432 Sq Ft
$122/Sq Ft Est. Value

Last Sold June 11, 2013

Last sale price $46,000 $32 Per Sq Ft

Est. 280% increase in value since last sale

Current estimated payment $1,101/month

97 Days on Market

Highlights

  • Recreation Room
  • Formal Dining Room
  • Cooling Available
  • Ranch Style House
  • 1 Car Detached Garage
  • Living Room

About This Home

As of June 2013

Great little home. One bedroom is on the main floor and other rooms in the basement. Beautiful hardwood floors and lots of storage. All appliances stay and great for that cozy home feeling. Easy to show.

Last Agent to Sell the Property

Althea Machtemes

McColly Real Estate License #RB14026425 Listed on: 03/05/2013

McColly Real Estate

Last Buyer's Agent

Jeanette Bencze

McColly Real Estate License #RB14005324

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1924

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 123 x 40
  • Fenced
  • Landscaped
  • Paved or Partially Paved Lot
  • Level Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Ranch Style House

Interior Spaces

  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Home Security System
  • Basement

Kitchen

  • Portable Gas Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Smith & Thomas Subdivision
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 450612257006000

Home Details

Home Type

Single Family

Year Built

Built in 1924

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1924
  • Reso Property Sub Type: Single Family Detach
  • ResoLotFeatures: Landscaped, Paved Road, Sidewalks, Nearly Level
  • ResoOtherEquipment: Cable TV Hookup, Security System
  • Co List Office Mls Id: GNR966
  • Subdivision Name: Smith & Thomas
  • Architectural Style: Ranch/1 Sty/Bungalow
  • GNR_Exterior: Other
  • GNR_UnfinishedSquareFootage: 0
  • GNR_HeatSystem: Forced Air
  • GNR_HOAPOAAnnualAmount: 0
  • GNR_Septic: No
  • GNR_TotalLessBasement: 716
  • GNR_MunicipalWater: Yes
  • GNR_Well: No
  • GNR_TotalBathrooms: 1.5
  • GNR_FullBathrooms: 0
  • GNR_HalfBathrooms: 0
  • GNR_GroundLevelWalkoutBasement: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Portable Gas Range, Refrigerator, Washer
  • Interior Amenities: Main Floor Bedroom, Main Floor Bathroom, Formal Dining
  • Basement: Enclosed
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 782

Exterior Features

  • Exterior Features: Fence
  • Acres: 0.11

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Detached

Utilities

  • Utilities: On
  • Cooling Y N: Yes
  • Heating: Natural Gas

Schools

  • Junior High Dist: Hammond

Lot Info

  • Lot Dimensions: 123 x 40
  • Lot Size Sq Ft: 4792
  • ResoLotSizeUnits: Acres
  • Parcel #: 450612257006000
  • ResoLotSizeUnits: Acres

Tax Info

  • Year: 2010
  • Tax Annual Amount: 2350

Multi Family

  • Existing Lease Type: Net

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 23, 2024
Sold by
Lopez Esmeralda and Sala Esmeralda
Bought by
Sala Esmeralda
Current Estimated Value
$174,731

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,262
Outstanding Balance
$107,369
Interest Rate
6.54%
Mortgage Type
FHA
Estimated Equity
$67,362

Purchase Details

Listed on
Mar 5, 2013
Closed on
Jun 11, 2013
Sold by
Robinson Wanda K
Bought by
Lopez Esmeralda
Seller's Agent
Althea Machtemes
McColly Real Estate
Buyer's Agent
Jeanette Bencze
McColly Real Estate
List Price
$46,000
Sold Price
$46,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.46%
Original Mortgage
$45,166
Interest Rate
3.87%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sala Esmeralda -- Vylla Title
Lopez Esmeralda -- Community Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sala Esmeralda $108,262
Previous Owner Lopez Esmeralda $45,166
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/11/2013 06/11/13 Sold $46,000 0.0% $32 / Sq Ft
06/10/2013 06/10/13 Pending -- -- --
03/05/2013 03/05/13 For Sale $46,000 -- $32 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,305 $119,200 $23,400 $95,800
2023 $1,369 $111,000 $23,400 $87,600
2022 $1,290 $104,700 $23,400 $81,300
2021 $996 $83,800 $15,500 $68,300
2020 $866 $79,600 $15,500 $64,100
2019 $929 $75,400 $15,500 $59,900
2018 $840 $74,300 $15,500 $58,800
2017 $881 $70,200 $15,500 $54,700
2016 $762 $68,500 $15,500 $53,000
2014 $644 $68,800 $15,500 $53,300
2013 $642 $70,300 $15,500 $54,800
Source: Public Records

Agents Affiliated with this Home

  • Althea Machtemes

    Seller's Agent in 2013

    Althea Machtemes

    McColly Real Estate

    (708) 516-7920

    1 in this area

    85 Total Sales

    Althea Machtemes
    Section Image

  • J

    Buyer's Agent in 2013

    Jeanette Bencze

    McColly Real Estate

See All Agents

Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: GNR323792

Northwest Indiana Association of REALTORS®

APN: 45-06-12-257-006.000-023

Indiana Lake County Hammond 46324

520 Spruce St, Hammond, IN

This home is located at 520 Spruce St, Hammond, IN 46324 since 05 March 2013 and is currently estimated at $174,731, approximately $122 per square foot. This property was built in 1924. 520 Spruce St is a home located in Lake County with nearby schools including Thomas A Edison Elementary School, Eggers Middle School, and Hammond High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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