$159,000
SOLD MAY 26, 2023

521 10th Ave W Spencer, IA 51301

4 Beds
2 Baths
1,528 Sq Ft
10,360 Sq Ft Lot

Recently Sold

$104 Per Sq Ft

3% Above List Price

23 Days on Market

Highlights

  • Corner Lot
  • Forced Air Heating and Cooling System
  • Tile Flooring
  • 1 Car Detached Garage
  • Bathroom on Main Level
  • 2-minute walk to Sunset Park

About This Home

As of May 2023

ENCHANTING COTTAGE...If you're looking for an updated home with low maintenance you owe it to yourself to take a look! This charmer features 4 bedrooms, 2 baths and a lower level family room. Located on a spacious corner lot in a quiet west side neighborhood, walking distance to local parks, the YMCA and Johnson Elementary School. Affordable housing is in short supply. Call TODAY for your private tour!

Last Agent to Sell the Property

Lori Black

EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 02/13/2023

EXIT Realty Midwest- Spencer/Emmetsburg

Last Buyer's Agent

Michelle Lohman

EXIT Realty Midwest- Spencer/Emmetsburg License #S67640

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,876

Year Built

  • Built in 1949 | Remodeled

Lot Details

  • 10,360 Sq Ft Lot
  • Lot Dimensions are 67 x 81x 140
  • Corner Lot

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Asphalt Roof
  • Stick Built Home
  • Hardboard

Interior Spaces

  • 1,528 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Tile Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Washer and Dryer Hookup

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963712453009

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,876

Year Built

Built in 1949 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1949
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Main Floor Bedrooms, Smoke Alarms, Tiled Floors, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Basement, Main Floor Full Bath
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Appliances: Dishwasher, Range/Stove, Refrigerator
  • Price Per S Q F T: 104.06
  • Total Sq Ft: 1536
  • Above Grade Finished: 768
  • Below Grade Finished: 760
  • Finished Sq Ft: 1528
  • Basement Features: Egress Windows, Finished-Full

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Hardboard
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963712453009
  • Estimated Acres: 0.24
  • Lot Features: Corner Lot
  • Estimated Lot Dimensions: 67 x 81x 140
  • Lot Sq Ft: 10360

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1876
  • Tax Classification: Homestead
  • Tax Year: 2021

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2023
Closed on
May 17, 2023
Sold by
Russell Matthew
Bought by
Devries Kaitlyn M
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Michelle Lohman
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$154,500
Sold Price
$159,000
Premium/Discount to List
$4,500
2.91%
Views
244
Current Estimated Value
$160,271

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,271
Avg. Annual Appreciation
0.80%
Original Mortgage
$156,120
Outstanding Balance
$152,439
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
$9,262

Purchase Details

Listed on
Jul 27, 2018
Closed on
Oct 9, 2018
Sold by
Fuller Sarah C
Bought by
Russell Matthew
Seller's Agent
Jason Grinnen
RE/MAX Lakes Realty
Buyer's Agent
Nick Steffes
Integrity Real Estate
List Price
$149,000
Sold Price
$125,000
Premium/Discount to List
-$24,000
-16.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$126,262
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2016
Sold by
Rodenberg Genevieve C
Bought by
Deberg Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,500
Interest Rate
3.68%
Source: Public Records

Similar Homes in Spencer, IA

  • 900 W 5th St, Spencer, IA 51301

    $137,500

    • 3 Beds
    • 1 Bath
    • 864 Sq Ft
    • 900 W 5th St
    • Spencer, IA

    Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the hard work and big items done. Offering you all new mechanicals including the furnace, water heater and electrical panel which have been installed and

    Bryan Sebastian Northwest Iowa Realty

    Section Image
  • 543 7th Ave W, Spencer, IA 51301

    $145,000

    • 2 Beds
    • 1.5 Baths
    • 976 Sq Ft
    • 543 7th Ave W
    • Spencer, IA

    Welcome to this charming and cozy 2-bedroom, 2-bath home nestled on a peaceful street. Thoughtfully updated throughout, this move-in ready gem features a practical layout with main floor laundry for added convenience. The inviting living spaces are warm and welcoming, perfect for relaxing or entertaining. Step outside to find a patio overlooking the back yard for outdoor enjoyment and a detached

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    Section Image
  • 612 W 4th St, Spencer, IA 51301

    $185,000

    • 3 Beds
    • 1.5 Baths
    • 1,864 Sq Ft
    • 612 W 4th St
    • Spencer, IA

    Welcome to your own slice of paradise in the heart of Spencer! This beautifully maintained 3-bedroom, 2-bath home offers comfort, convenience and stunning natural surroundings! The floor plan is spacious and inviting with warm, filtered light throughout. Your backyard opens up the the tranquil Little Sioux River, the perfect setting for peaceful mornings with coffee or evenings with friends!

    Bob Bates Northwest Iowa Realty

    Section Image
  • 817 Fisher Ct, Spencer, IA 51301

    $176,000

    • 4 Beds
    • 2 Baths
    • 1,802 Sq Ft
    • 817 Fisher Ct
    • Spencer, IA

    This well-maintained ranch-style home offers comfortable, one-level living with 3 bedrooms, 2 bathrooms. The lower level has great spaces, a family room and possible bedroom or office. The kitchen features ample cabinet and counter space, modern appliances, perfect for families, retirees, or anyone looking for a cozy and functional home. Enjoy Iowa’s beautiful seasons in the large backyard,

    Bob Bates Northwest Iowa Realty

    Section Image
  • 821 Fisher Ct, Spencer, IA 51301

    $159,000

    • 2 Beds
    • 1.5 Baths
    • 1,296 Sq Ft
    • 821 Fisher Ct
    • Spencer, IA

    Enjoy the peacefulness of living on a no outlet street. Shaded back Yard with flower beds, 2-bedroom, 2 bathrooms, 2 living rooms front and back, New Refrigerator, New Stove/Oven, New Dishwasher, New exhaust hood, Fresh Paint. New carpet, looking for new owners!

    Jason Grinnen RE/MAX Lakes Realty

    Section Image
  • 411 4th Ave W, Spencer, IA 51301

    $160,500

    • 3 Beds
    • 2 Baths
    • 1,781 Sq Ft
    • 411 4th Ave W
    • Spencer, IA

    Welcome Home! Step into this well maintained 3-bedroom, 2-bathroom 1.5-story home, ideally located just blocks from the heart of downtown Spencer. With 1,781 square feet of living space, this home offers a perfect balance of functionality and comfort. As you enter, you’re greeted by an enclosed porch leading to the living area which flows effortlessly into the well-appointed kitchen. The kitchen

    Sean Kondrath Real Estate Unlimited

    Section Image
  • 1305 Grand Ave, Spencer, IA 51301

    $148,500

    • 5 Beds
    • 2.5 Baths
    • 2,319 Sq Ft
    • 1305 Grand Ave
    • Spencer, IA

    Charming 5-Bedroom Home on Historic Grand Avenue – Spencer, Iowa Step into the past and imagine the future with this character-filled 5-bedroom, 2-bath home nestled on a beautiful lot along the prestigious and tree-lined Grand Avenue in Spencer, Iowa. This diamond in the rough is brimming with potential and ready for your personal touch. From the moment you arrive, you'll be captivated by the

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    Section Image
  • 409 E 9th St, Spencer, IA 51301

    $145,900

    • 3 Beds
    • 1.5 Baths
    • 1,204 Sq Ft
    • 409 E 9th St
    • Spencer, IA

    Charming Bungalow for Sale in Spencer! This charming home features metal roof, most of the flooring updated on the main floor, 2 cozy bedrooms with potential for a 3rd non conforming in the basement. Open living, dining and kitchen space along with a versatile addition off the back for a home office, playroom or extra living space. A fenced yard offers a safe space for kids and pets to play.

    Kim Bates Northwest Iowa Realty

    Section Image
  • 334 8th St SW, Spencer, IA 51301

    $178,500

    • 4 Beds
    • 1.5 Baths
    • 924 Sq Ft
    • 334 8th St SW
    • Spencer, IA

    O HAPPY DAY! You'll love decorating this newly renovated home, situated on a corner lot in the heart of Spencer, Iowa! Spend your mornings sipping coffee or enjoy a quiet evening in the charming three-season porch—an ideal spot to relax and unwind. This remodeled gem, featuring many modern updates, offers the perfect blend of comfort and convenience, making it ideal for first-time homebuyers or

    Kelly Bierl Hometown Realty

    Section Image
See All Homes in Spencer

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $159,000 None Listed On Document
Warranty Deed $125,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,180 New Conventional
Open $156,120 FHA
Previous Owner $8,143 New Conventional
Previous Owner $126,262 New Conventional
Previous Owner $101,250 New Conventional
Previous Owner $15,000 No Value Available
Previous Owner $34,500 No Value Available
Previous Owner -- No Value Available
Previous Owner $34,500 Closed End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2023 05/26/23 Sold $159,000 +2.9% $104 / Sq Ft
03/08/2023 03/08/23 Pending -- -- --
02/13/2023 02/13/23 For Sale $154,500 +23.6% $101 / Sq Ft
10/12/2018 10/12/18 Sold $125,000 -16.1% $81 / Sq Ft
10/03/2018 10/03/18 Pending -- -- --
07/27/2018 07/27/18 For Sale $149,000 +32.4% $97 / Sq Ft
08/07/2017 08/07/17 Sold $112,500 -10.0% $74 / Sq Ft
07/31/2017 07/31/17 Pending -- -- --
04/21/2017 04/21/17 For Sale $125,000 -- $82 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,162 $150,320 $16,050 $134,270
2023 $2,162 $150,320 $16,050 $134,270
2022 $1,876 $118,900 $16,050 $102,850
2021 $1,958 $113,940 $16,050 $97,890
2020 $2,005 $112,510 $14,330 $98,180
2019 $1,346 $81,900 $0 $0
2018 $1,480 $81,900 $0 $0
2017 $1,480 $55,190 $0 $0
2016 $810 $55,190 $0 $0
2015 $696 $49,180 $0 $0
2014 $670 $49,180 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Lori Black

    Seller's Agent in 2023

    Lori Black

    EXIT Realty Midwest- Spencer/Emmetsburg

    (712) 580-3948

    83 Total Sales

    Lori Black
    Section Image
  • Michelle Lohman

    Buyer's Agent in 2023

    Michelle Lohman

    EXIT Realty Midwest- Spencer/Emmetsburg

    (712) 260-8665

    63 Total Sales

    Michelle Lohman
    Section Image

  • J

    Seller's Agent in 2018

    Jason Grinnen

    RE/MAX

    (712) 330-2112

    35 Total Sales

    Jason Grinnen
    Section Image
  • Nick Steffes

    Buyer's Agent in 2018

    Nick Steffes

    Integrity Real Estate

    (712) 339-0293

    229 Total Sales

    Nick Steffes
    Section Image

  • T

    Seller's Agent in 2017

    Ty Adams

    Adams Realty

See All Agents

Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 230101

Iowa Great Lakes Board of REALTORS®

APN: 9637-12-453-009

Iowa Clay County Spencer 51301

521 10th Ave W, Spencer, IA

This home is located at 521 10th Ave W, Spencer, IA 51301 and is currently priced at $159,000, approximately $104 per square foot. This property was built in 1949. 521 10th Ave W is a home located in Clay County with nearby schools including Johnson Elementary School, Fairview Park Elementary School, and Lincoln Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Iowa Great Lakes Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes