521 10th Ave W Spencer, IA 51301
4
Beds
2
Baths
1,528
Sq Ft
10,360
Sq Ft Lot
Highlights
- Corner Lot
- Forced Air Heating and Cooling System
- Tile Flooring
- 1 Car Detached Garage
- Bathroom on Main Level
- 2-minute walk to Sunset Park
About This Home
As of May 2023ENCHANTING COTTAGE...If you're looking for an updated home with low maintenance you owe it to yourself to take a look! This charmer features 4 bedrooms, 2 baths and a lower level family room. Located on a spacious corner lot in a quiet west side neighborhood, walking distance to local parks, the YMCA and Johnson Elementary School. Affordable housing is in short supply. Call TODAY for your private tour!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,876
Year Built
- Built in 1949 | Remodeled
Lot Details
- 10,360 Sq Ft Lot
- Lot Dimensions are 67 x 81x 140
- Corner Lot
Parking
- 1 Car Detached Garage
- Garage Door Opener
Home Design
- Asphalt Roof
- Stick Built Home
- Hardboard
Interior Spaces
- 1,528 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Window Treatments
- Tile Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
- Washer and Dryer Hookup
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963712453009
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 13, 2023
Closed on
May 17, 2023
Sold by
Russell Matthew
Bought by
Devries Kaitlyn M
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Michelle Lohman
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$154,500
Sold Price
$159,000
Premium/Discount to List
$4,500
2.91%
Total Days on Market
23
Views
244
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,701
Avg. Annual Appreciation
0.49%
Original Mortgage
$156,120
Outstanding Balance
$152,602
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
$7,914
Purchase Details
Listed on
Jul 27, 2018
Closed on
Oct 9, 2018
Sold by
Fuller Sarah C
Bought by
Russell Matthew
Seller's Agent
Jason Grinnen
RE/MAX Lakes Realty
Buyer's Agent
Nick Steffes
Integrity Real Estate
List Price
$149,000
Sold Price
$125,000
Premium/Discount to List
-$24,000
-16.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$126,262
Interest Rate
4.6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 15, 2016
Sold by
Rodenberg Genevieve C
Bought by
Deberg Ryan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,500
Interest Rate
3.68%
Map
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Similar Homes in Spencer, IA
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $159,000 | None Listed On Document | |
| Warranty Deed | $125,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $6,180 | New Conventional | |
| Open | $156,120 | FHA | |
| Previous Owner | $8,143 | New Conventional | |
| Previous Owner | $126,262 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $101,250 | New Conventional | |
| Previous Owner | $15,000 | No Value Available | |
| Previous Owner | $34,500 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $34,500 | Closed End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/26/2023 05/26/23 | Sold | $159,000 | +2.9% | $104 / Sq Ft |
| 03/08/2023 03/08/23 | Pending | -- | -- | -- |
| 02/13/2023 02/13/23 | For Sale | $154,500 | +23.6% | $101 / Sq Ft |
| 10/12/2018 10/12/18 | Sold | $125,000 | -16.1% | $81 / Sq Ft |
| 10/03/2018 10/03/18 | Pending | -- | -- | -- |
| 07/27/2018 07/27/18 | For Sale | $149,000 | +32.4% | $97 / Sq Ft |
| 08/07/2017 08/07/17 | Sold | $112,500 | -10.0% | $74 / Sq Ft |
| 07/31/2017 07/31/17 | Pending | -- | -- | -- |
| 04/21/2017 04/21/17 | For Sale | $125,000 | -- | $82 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,162 | $150,320 | $16,050 | $134,270 |
| 2023 | $2,162 | $150,320 | $16,050 | $134,270 |
| 2022 | $1,876 | $118,900 | $16,050 | $102,850 |
| 2021 | $1,958 | $113,940 | $16,050 | $97,890 |
| 2020 | $2,005 | $112,510 | $14,330 | $98,180 |
| 2019 | $1,346 | $81,900 | $0 | $0 |
| 2018 | $1,480 | $81,900 | $0 | $0 |
| 2017 | $1,480 | $55,190 | $0 | $0 |
| 2016 | $810 | $55,190 | $0 | $0 |
| 2015 | $696 | $49,180 | $0 | $0 |
| 2014 | $670 | $49,180 | $0 | $0 |
Source: Public Records
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 230101
APN: 9637-12-453-009
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