NOT LISTED FOR SALE

521 Northgate Cir Unit 2 Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $285,000 - $308,216

2 Beds
3 Baths
-- Sq Ft
9,191 Sq Ft Lot

About This Home

This home is located at 521 Northgate Cir Unit 2, Oswego, IL 60543 and is currently estimated at $295,804. 521 Northgate Cir Unit 2 is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 13, 2018
Sold by
Johnson Sean and Struska Bethany
Bought by
Walli Pamela
Current Estimated Value
$295,804

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,721
Outstanding Balance
$159,866
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$135,938

Purchase Details

Closed on
Aug 31, 2016
Sold by
Smith Raymond K and Smith Theresa A
Bought by
Johnson Sean and Johnson Bethany

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,538
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2007
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Smith Raymond K and Smith Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 1, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 4, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R and Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2003
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,600
Interest Rate
5.71%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 6, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Neal Gerald R and Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.32%

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Walli Pamela $181,000 Home Closing Services Inc
Johnson Sean $163,500 Near North National Title
Smith Raymond K $193,000 First American Title
Neal Gerald R -- --
Neal Lynda L -- --
Neal Gerald R -- Wheatland Title
Neal Lynda L -- --
Neal Gerald R -- --
Neal Gerald R $127,500 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Walli Pamela $177,721
Previous Owner Johnson Sean $160,538
Previous Owner Smith Raymond K $108,000
Previous Owner Smith Raymond K $113,000
Previous Owner Neal Gerald R $105,500
Previous Owner Neal Gerald R $11,182
Previous Owner Neal Gerald R $95,475
Previous Owner Neal Gerald R $106,600
Previous Owner Neal Gerald R $27,000
Previous Owner Neal Gerald R $76,930
Previous Owner Neal Gerald R $40,000
Previous Owner Neal Gerald R $60,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,531 $73,304 $10,509 $62,795
2022 $5,531 $67,251 $9,641 $57,610
2021 $5,489 $64,664 $9,270 $55,394
2020 $5,365 $62,781 $9,000 $53,781
2019 $5,205 $60,220 $9,000 $51,220
2018 $4,183 $49,274 $10,909 $38,365
2017 $4,040 $45,413 $10,054 $35,359
2016 $4,477 $43,046 $9,530 $33,516
2015 $4,430 $40,610 $8,991 $31,619
2014 -- $39,427 $8,729 $30,698
2013 -- $39,825 $8,817 $31,008
Source: Public Records

Map

Illinois Kendall County Oswego 60543 South Oswego

521 Northgate Cir Unit 2, Oswego, IL

Homes for Sale in Oswego, IL

This home is located at 521 Northgate Cir Unit 2, Oswego, IL 60543 and is currently estimated at $295,804. 521 Northgate Cir Unit 2 is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

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