521 Northgate Cir Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $285,000 - $308,216
3
Beds
3
Baths
1,350
Sq Ft
$219/Sq Ft
Est. Value
Highlights
- Deck
- Vaulted Ceiling
- Attached Garage
- Prairie Point Elementary School Rated A-
- End Unit
- Patio
About This Home
As of November 2018Wonderful Two Story Duplex w/Lots of Natural Light! Nice Open Floor Plan! Family Room w/Brick Gas Fireplace, Recessed Lights and Wood Laminate Floors. Dining Room also has Wood Laminate Floors. Eat in Kitchen w/Ceramic Floors, Nice Cabinets, Newer Counter Tops and A Sliding Glass Door to the Most Beautifully Landscaped Backyard in the Subdivision!!!!! An Awesome Private Setting w/Mature Trees, Colorful Flowers, A Patio and Newly Painted Deck! The Sound Proof Barrier Makes this Huge Yard the Perfect Location for Entertaining!! The Master Bedroom Suite Has Cathedral Ceilings, a Walk In Closet and Private Bath.Two Additional Bedrooms and a Bathroom Upstairs. Attached 2 Car Garage and An Extended Black Top Driveway for Extra Parking. New Roof (2018), Very Low Association Fees. This Property is Located Minutes from Downtown Oswego, Schools, Parks and Trails!!!
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,531
Year Built
- 1997
Lot Details
- End Unit
HOA Fees
- $20 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Vaulted Ceiling
- Gas Log Fireplace
- Laminate Flooring
- Laundry on main level
Kitchen
- Oven or Range
- Dishwasher
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Lake Michigan Water
Community Details
- Pets Allowed
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2018
Closed on
Nov 13, 2018
Sold by
Johnson Sean and Struska Bethany
Bought by
Walli Pamela
Seller's Agent
Faye Amaya
Charles Rutenberg Realty
Buyer's Agent
Christina Zielinski
Realtopia Real Estate Inc
List Price
$185,000
Sold Price
$181,000
Premium/Discount to List
-$4,000
-2.16%
Total Days on Market
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,804
Avg. Annual Appreciation
7.81%
Original Mortgage
$177,721
Outstanding Balance
$159,866
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$135,938
Purchase Details
Listed on
Jul 16, 2016
Closed on
Aug 31, 2016
Sold by
Smith Raymond K and Smith Theresa A
Bought by
Johnson Sean and Johnson Bethany
Seller's Agent
Robert Little
PEAK EXPERIENCE REALTY, PLLC
Buyer's Agent
Kristine Henderson
Coldwell Banker Real Estate Group
List Price
$160,000
Sold Price
$163,500
Premium/Discount to List
$3,500
2.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$160,538
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 13, 2007
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Smith Raymond K and Smith Theresa A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 1, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 4, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R and Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2003
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,600
Interest Rate
5.71%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 6, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Neal Gerald R and Neal Lynda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.32%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Walli Pamela | $181,000 | Home Closing Services Inc | |
| Johnson Sean | $163,500 | Near North National Title | |
| Smith Raymond K | $193,000 | First American Title | |
| Neal Gerald R | -- | -- | |
| Neal Lynda L | -- | -- | |
| Neal Gerald R | -- | Wheatland Title | |
| Neal Lynda L | -- | -- | |
| Neal Gerald R | -- | -- | |
| Neal Gerald R | $127,500 | Ticor Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Walli Pamela | $177,721 | |
| Previous Owner | Johnson Sean | $160,538 | |
| Previous Owner | Smith Raymond K | $108,000 | |
| Previous Owner | Smith Raymond K | $113,000 | |
| Previous Owner | Neal Gerald R | $105,500 | |
| Previous Owner | Neal Gerald R | $11,182 | |
| Previous Owner | Neal Gerald R | $95,475 | |
| Previous Owner | Neal Gerald R | $106,600 | |
| Previous Owner | Neal Gerald R | $27,000 | |
| Previous Owner | Neal Gerald R | $76,930 | |
| Previous Owner | Neal Gerald R | $40,000 | |
| Previous Owner | Neal Gerald R | $60,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/13/2018 11/13/18 | Sold | $181,000 | +0.6% | $134 / Sq Ft |
| 09/30/2018 09/30/18 | Pending | -- | -- | -- |
| 09/25/2018 09/25/18 | Price Changed | $180,000 | -2.7% | $133 / Sq Ft |
| 08/29/2018 08/29/18 | For Sale | $185,000 | +13.1% | $137 / Sq Ft |
| 08/31/2016 08/31/16 | Sold | $163,500 | +2.2% | $121 / Sq Ft |
| 07/18/2016 07/18/16 | Pending | -- | -- | -- |
| 07/16/2016 07/16/16 | For Sale | $160,000 | -- | $119 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,531 | $73,304 | $10,509 | $62,795 |
| 2022 | $5,531 | $67,251 | $9,641 | $57,610 |
| 2021 | $5,489 | $64,664 | $9,270 | $55,394 |
| 2020 | $5,365 | $62,781 | $9,000 | $53,781 |
| 2019 | $5,205 | $60,220 | $9,000 | $51,220 |
| 2018 | $4,183 | $49,274 | $10,909 | $38,365 |
| 2017 | $4,040 | $45,413 | $10,054 | $35,359 |
| 2016 | $4,477 | $43,046 | $9,530 | $33,516 |
| 2015 | $4,430 | $40,610 | $8,991 | $31,619 |
| 2014 | -- | $39,427 | $8,729 | $30,698 |
| 2013 | -- | $39,825 | $8,817 | $31,008 |
Source: Public Records
Agents Affiliated with this Home
-
Faye Amaya
Seller's Agent in 2018
Faye Amaya
Charles Rutenberg Realty
(815) 715-1774
29 Total Sales
-
Christina Zielinski
Buyer's Agent in 2018
Christina Zielinski
Realtopia Real Estate Inc
(312) 823-3682
7 Total Sales
-
Robert Little
Seller's Agent in 2016
Robert Little
PEAK EXPERIENCE REALTY, PLLC
(630) 865-4932
9 Total Sales
-
Kristine Henderson
Buyer's Agent in 2016
Kristine Henderson
Coldwell Banker Real Estate Group
(815) 325-6237
1 in this area
328 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10067331
APN: 03-19-276-058
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