NOT LISTED FOR SALE

521 Northgate Cir Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $295,000 - $321,694

3 Beds
3 Baths
1,350 Sq Ft
$225/Sq Ft Est. Value

Last Sold November 13, 2018

Last sale price $181,000 $134 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $2,153/month

About This Home

As of November 2018

Wonderful Two Story Duplex w/Lots of Natural Light! Nice Open Floor Plan! Family Room w/Brick Gas Fireplace, Recessed Lights and Wood Laminate Floors. Dining Room also has Wood Laminate Floors. Eat in Kitchen w/Ceramic Floors, Nice Cabinets, Newer Counter Tops and A Sliding Glass Door to the Most Beautifully Landscaped Backyard in the Subdivision!!!!! An Awesome Private Setting w/Mature Trees, Colorful Flowers, A Patio and Newly Painted Deck! The Sound Proof Barrier Makes this Huge Yard the Perfect Location for Entertaining!! The Master Bedroom Suite Has Cathedral Ceilings, a Walk In Closet and Private Bath.Two Additional Bedrooms and a Bathroom Upstairs. Attached 2 Car Garage and An Extended Black Top Driveway for Extra Parking. New Roof (2018), Very Low Association Fees. This Property is Located Minutes from Downtown Oswego, Schools, Parks and Trails!!!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2018
Closed on
Nov 13, 2018
Sold by
Johnson Sean and Struska Bethany
Bought by
Walli Pamela
Seller's Agent
Faye Amaya
Charles Rutenberg Realty
Buyer's Agent
Christina Zielinski
Realtopia Real Estate Inc
List Price
$185,000
Sold Price
$181,000
Premium/Discount to List
-$4,000
-2.16%
Current Estimated Value
$304,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$123,424
Avg. Annual Appreciation
7.33%
Original Mortgage
$177,721
Outstanding Balance
$159,592
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$134,635

Purchase Details

Listed on
Jul 16, 2016
Closed on
Aug 31, 2016
Sold by
Smith Raymond K and Smith Theresa A
Bought by
Johnson Sean and Johnson Bethany
Seller's Agent
Robert Little
PEAK EXPERIENCE REALTY, PLLC
Buyer's Agent
Kristine Henderson
Coldwell Banker Real Estate Group
List Price
$160,000
Sold Price
$163,500
Premium/Discount to List
$3,500
2.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$160,538
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2007
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Smith Raymond K and Smith Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 1, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 4, 2005
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Gerald R and Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2003
Sold by
Neal Gerald R and Neal Lynda L
Bought by
Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,600
Interest Rate
5.71%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 6, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Neal Gerald R and Neal Lynda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.32%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Walli Pamela $181,000 Home Closing Services Inc
Johnson Sean $163,500 Near North National Title
Smith Raymond K $193,000 First American Title
Neal Gerald R -- --
Neal Lynda L -- --
Neal Gerald R -- Wheatland Title
Neal Lynda L -- --
Neal Gerald R -- --
Neal Gerald R $127,500 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Walli Pamela $177,721
Previous Owner Johnson Sean $160,538
Previous Owner Smith Raymond K $113,000
Previous Owner Neal Gerald R $105,500
Previous Owner Neal Gerald R $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2018 11/13/18 Sold $181,000 +0.6% $134 / Sq Ft
09/30/2018 09/30/18 Pending -- -- --
09/25/2018 09/25/18 Price Changed $180,000 -2.7% $133 / Sq Ft
08/29/2018 08/29/18 For Sale $185,000 +13.1% $137 / Sq Ft
08/31/2016 08/31/16 Sold $163,500 +2.2% $121 / Sq Ft
07/18/2016 07/18/16 Pending -- -- --
07/16/2016 07/16/16 For Sale $160,000 -- $119 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,301 $84,299 $12,085 $72,214
2023 $5,531 $73,304 $10,509 $62,795
2022 $5,531 $67,251 $9,641 $57,610
2021 $5,489 $64,664 $9,270 $55,394
2020 $5,365 $62,781 $9,000 $53,781
2019 $5,205 $60,220 $9,000 $51,220
2018 $4,183 $49,274 $10,909 $38,365
2017 $4,040 $45,413 $10,054 $35,359
2016 $4,477 $43,046 $9,530 $33,516
2015 $4,430 $40,610 $8,991 $31,619
2014 -- $39,427 $8,729 $30,698
2013 -- $39,825 $8,817 $31,008
Source: Public Records

Agents Affiliated with this Home

  • Faye Amaya

    Seller's Agent in 2018

    Faye Amaya

    Charles Rutenberg Realty

    (815) 715-1774

    27 Total Sales

    Faye Amaya
    Section Image
  • Christina Zielinski

    Buyer's Agent in 2018

    Christina Zielinski

    Realtopia Real Estate Inc

    (312) 823-3682

    6 Total Sales

    Christina Zielinski
    Section Image
  • Robert Little

    Seller's Agent in 2016

    Robert Little

    PEAK EXPERIENCE REALTY, PLLC

    (630) 865-4932

    7 Total Sales

    Robert Little
    Section Image
  • Kristine Henderson

    Buyer's Agent in 2016

    Kristine Henderson

    Coldwell Banker Real Estate Group

    (815) 325-6237

    1 in this area

    307 Total Sales

    Kristine Henderson
    Section Image
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Map

Illinois Kendall County Oswego 60543 South Oswego

521 Northgate Cir, Oswego, IL

This home is located at 521 Northgate Cir, Oswego, IL 60543 and is currently estimated at $304,424, approximately $225 per square foot. 521 Northgate Cir is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

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