$349,900
$10K PRICE DROP

521 S Main St Franklin, OH 45005

Estimated payment $2,105/month

Total Views 13,482
5 Beds
2.5 Baths
2,738 Sq Ft
$128 Price per Sq Ft

Highlights

  • City View
  • No HOA
  • Central Air
  • Main Floor Bedroom
  • 2 Car Detached Garage
  • Ceiling Fan

About This Home

Welcome to 521 S Main - a thoughtfully restored 1907 American Foursquare nestled in the heart of Franklin's historic core. This home blends timeless character with all the right updates: new HVAC, updated plumbing and electrical, and custom finishes throughout. You'll find high ceilings, original woodwork, statement tubs, and details like limewashed walls - the kind of touches you rarely see outside of architectural magazines. The curb appeal now matches the interior thanks to a refreshed Google Street View that captures not just the home's exterior but also the surrounding city improvements. Franklin itself is on the rise, with a major downtown revitalization in motion - including a new brewery, expanded riverfront bike trails, and investment in local schools. This is the kind of home you move for - a place with story, substance, and real staying power. Whether you're relocating or seeking a forever home with soul. This is a one-of-a-kind opportunity for those with vision.

Listing Agent

Jonathan Minerick

homecoin.com License #2023001876 Listed on: 06/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,890

Year Built

  • Built in 1907

Parking

  • 2 Car Detached Garage
  • Rear-Facing Garage
  • Off-Street Parking

Home Design

  • Metal Roof

Interior Spaces

  • 2,738 Sq Ft Home
  • Ceiling Fan
  • City Views

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom

Utilities

  • Central Air
  • ENERGY STAR Qualified Air Conditioning

Additional Features

  • ENERGY STAR Qualified Equipment for Heating
  • 0.29 Acre Lot

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,890

Year Built

Built in 1907

Lot Details

0

Parking

2

Listing Details

  • Suburb: Franklin
  • Access: City Street
  • Broker Approved: Yes
  • Census Tract Realist: 325.02
  • Cooling: Ceiling Fans, Central Air, Variable Speed HVAC, ENERGY STAR
  • Heating: ENERGY STAR, Variable Speed HVAC
  • Lot Area Realist: 12672.00
  • Sub Lease Expiration Date: 1800-01-01T00:00:00.000-05:00
  • Suburb S I C: Franklin
  • Taxes Annual: 2891
  • Price Per Acre: 1202818.84
  • Zoning: Residential
  • Level 1 Bathroom Type: Full
  • Level 1 Bathroom: Yes
  • Bedroom 5 Area: 168
  • Level 1 Bedroom: Yes
  • Living Great Rm Area: 221
  • Living Great Rm Dim: 13 x 17
  • Living Great Rm Len: 13
  • Living Great Rm Wid: 17
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Other
  • Year Built: 1907
  • Architecture: Other
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bedrooms: 5
  • Directions: Riley Blvd to E 6th St Right to S Main St
  • Lot Measurement: Acres
  • Status: Active
  • Property Subtype 1: Single Family Residence
  • Street Direction: S
  • Occupancy: At Closing
  • ADU Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 12x14 Level: 2
  • Bedroom 3: 12x14 Level: 2
  • Bedroom 4: 12x14 Level: 2
  • Bedroom 5: 12x14 Level: 1
  • Dining Room: 12x14 Level: 1
  • Living Room: 13x17 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $1445
  • Bedroom 2 Area: 168
  • Basement: None
  • Bedroom 3 Area: 168
  • Bedroom 4 Area: 168
  • Bathrooms: 3.00
  • Kitchen Area: 168
  • Kitchen Dim: 12 x 14
  • Levels: Three+
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Level 1 Bath: 1
  • Bathroom 2: Full
  • Bathroom 2 Level: 2
  • Diningroom Area: 168
  • Laundry Room: 6x9 Level: 2
  • Laundry Room Area: 54
  • Laundryroom Dim: 6 x 9
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 2738.00
  • Total Rooms: 10
  • Windows: Storm, Wood
  • PrimaryBedroomArea: 168
  • PrimaryBedroomDim: 12 x 14
  • PrimaryBedroomLen: 12
  • Primary Bathrooms: Other
  • PrimaryBedFeat: Other
  • P R I M A R Y B E D R O O M: 12x14 Level: 2

Exterior Features

  • View: City
  • Roof: Metal
  • Construction: Block
  • Outside Features: Other
  • Foundation: Other
  • Listing Price: 349900.00
  • Acres: 0.2909
  • New Construction: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage Carport: Rear, Garage Detached
  • Parking: Off Street

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Franklin City SD

Lot Info

  • Lot Size Sq Ft: 12672.00
  • Total Assessed Value: 0

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: No

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,891 $61,480 $17,850 $43,630
2023 $2,332 $44,443 $9,817 $34,625
2022 $2,287 $44,443 $9,818 $34,626
2021 $2,168 $44,443 $9,818 $34,626
2020 $1,758 $40,404 $8,925 $31,479
2019 $1,599 $40,404 $8,925 $31,479
2018 $1,602 $40,404 $8,925 $31,479
2017 $1,591 $37,527 $8,477 $29,050
2016 $1,622 $37,527 $8,477 $29,050
2015 $1,622 $37,527 $8,477 $29,050
2014 $1,636 $37,530 $8,480 $29,050
2013 $1,405 $39,510 $8,930 $30,580
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Price Changed $349,900 -2.8% $128 / Sq Ft
06/26/2025 06/26/25 For Sale $359,900 +46.9% $131 / Sq Ft
06/18/2021 06/18/21 Sold $245,000 0.0% $89 / Sq Ft
04/16/2021 04/16/21 Pending -- -- --
04/14/2021 04/14/21 For Sale $245,000 -- $89 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Purchase History

Date Type Sale Price Title Company
Executors Deed $245,000 Chicago Title Company Llc
Warranty Deed -- Attorney
Interfamily Deed Transfer -- --
Deed $80,000 --
Deed -- --
Deed $28,000 --
Deed $30,000 --
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $25,000 Credit Line Revolving
Open $232,750 New Conventional
Previous Owner $96,000 Credit Line Revolving
Previous Owner $79,000 Credit Line Revolving
Previous Owner $21,000 Unknown
Source: Public Records

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1846015

MLS of Greater Cincinnati (CincyMLS)

APN: 04-31-137-022