522 W Congress St Lincolnton, NC 28092
2
Beds
2
Baths
1,300
Sq Ft
0.26
Acres
Highlights
- Ranch Style House
- Corner Lot
- Gas Log Fireplace
- Wood Flooring
About This Home
As of June 2025Nice Home in Town! 2 Bedrooms and 2 Baths, nicely updated, kitchen with oak cabinets and bar, dining room and living room with arched entry, hardwood floors, living room with stone fireplace and gas logs, master bedroom with private bath and spacious walkin closet, replacement windows, 24x36 wired garage with roll up door and side doors,$99,900
Last Agent to Sell the Property
RE/MAX Lifestyle License #170097 Listed on: 11/14/2016
Last Buyer's Agent
Howard McAlister
Marc 1 Realty License #197518
Home Details
Home Type
- Single Family
Year Built
- Built in 1949
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 2 Full Bathrooms
- Gas Log Fireplace
- Insulated Windows
- Crawl Space
Flooring
- Wood
- Vinyl
Additional Features
- Corner Lot
- Well
Listing and Financial Details
- Assessor Parcel Number 15507
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2025
Closed on
Jun 30, 2025
Sold by
Brown Larry Hildon and Brown Amy
Bought by
Arias Daniel Alexander Pa
Seller's Agent
Sophia Garnes
Realty Executives of Hickory
Buyer's Agent
Tina Baugham
Ransford Properties LLC
List Price
$230,000
Sold Price
$215,000
Premium/Discount to List
-$15,000
-6.52%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-80.01%
Original Mortgage
$211,105
Outstanding Balance
$211,105
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
-$15,903
Purchase Details
Closed on
Jan 5, 2017
Sold by
Mayberry Ronald W and Mayberry Karen
Bought by
Brown Larry Hildon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,800
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 19, 2006
Sold by
Stevens Kenneth A and Stevens Darla Rae
Bought by
Mayberry Ronald W and Mayberry Kathy H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
8.45%
Mortgage Type
Assumption
Purchase Details
Closed on
Feb 15, 1996
Bought by
Stevens Kenneth A and Darla Rae S
Similar Homes in Lincolnton, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | Triton Abstract | |
| Warranty Deed | $215,000 | Triton Abstract | |
| Warranty Deed | $96,000 | None Available | |
| Warranty Deed | $85,000 | None Available | |
| Deed | $50,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $211,105 | FHA | |
| Closed | $211,105 | FHA | |
| Previous Owner | $103,500 | New Conventional | |
| Previous Owner | $95,800 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $76,500 | Assumption |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $215,000 | -6.5% | $179 / Sq Ft |
| 05/26/2025 05/26/25 | For Sale | $230,000 | +140.1% | $191 / Sq Ft |
| 03/24/2017 03/24/17 | Sold | $95,800 | -4.1% | $74 / Sq Ft |
| 01/06/2017 01/06/17 | Pending | -- | -- | -- |
| 11/14/2016 11/14/16 | For Sale | $99,900 | -- | $77 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,391 | $127,217 | $23,000 | $104,217 |
| 2023 | $1,386 | $127,217 | $23,000 | $104,217 |
| 2022 | $1,152 | $87,996 | $18,000 | $69,996 |
| 2021 | $1,152 | $87,996 | $18,000 | $69,996 |
| 2020 | $1,020 | $87,996 | $18,000 | $69,996 |
| 2019 | $1,020 | $87,996 | $18,000 | $69,996 |
| 2018 | $973 | $74,488 | $17,500 | $56,988 |
| 2017 | $872 | $74,488 | $17,500 | $56,988 |
| 2016 | $872 | $74,488 | $17,500 | $56,988 |
| 2015 | $941 | $74,488 | $17,500 | $56,988 |
| 2014 | $1,112 | $88,847 | $18,500 | $70,347 |
Source: Public Records
Agents Affiliated with this Home
-
Sophia Garnes
S
Seller's Agent in 2025
Sophia Garnes
Realty Executives
(828) 640-1984
5 Total Sales
-
Tina Baugham
T
Buyer's Agent in 2025
Tina Baugham
Ransford Properties LLC
(980) 355-1708
15 Total Sales
-
Dawn Reynolds
Seller's Agent in 2017
Dawn Reynolds
RE/MAX
(704) 400-6525
89 Total Sales
-
H
Buyer's Agent in 2017
Howard McAlister
Marc 1 Realty
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3231250
APN: 15507
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