$395,000
SOLD SEP 30, 2024

525 Oneal St Chattanooga, TN 37403

Arts District Neighborhood
3 Beds
2.5 Baths
1,559 Sq Ft
0.4 Acres

Recently Sold

$253 Per Sq Ft

1% Below List Price

43 Days on Market

Highlights

  • 0.4 Acre Lot
  • Separate Formal Living Room
  • Cooling Available
  • Deck
  • Porch
  • Views

About This Home

As of September 2024

Welcome to O'Neal Residences, an exclusive enclave of just six homes, where elegance meets community in perfect harmony. Nestled within this charming neighborhood lies your dream home, offering unparalleled comfort, convenience, and style. Discover the epitome of modern living within this stunning property, boasting 3 bedrooms, 2 and a half baths, and soaring 9-foot ceilings. Step inside to find a chef's dream kitchen, complete with custom cabinetry and lavish quartz countertops, perfect for culinary delights and gatherings with loved ones and friends. From the front porch to the living room and master bedroom, panoramic views of Missionary Ridge beckon, infusing every corner with serenity and tranquility. Indulge in the lavish tile showers, adding a touch of opulence to your daily routine. With its prime location, being just a step away from the highly sought after Historic Fortwood District, and minutes away from UTC and Erlanger Hospital, convenience meets luxury in this urban oasis. Downtown Chattanooga, Southside, and Northshore are all within a swift 5-7 minute drive, offering endless entertainment and dining options. Embrace the ease of move-in readiness and the assurance of quality craftsmanship, courtesy of EPG Homes. With a 10-year structural warranty providing peace of mind, this home promises years of comfort and security. Plus all landscaping will be meticulously maintained through the HOA. Enjoy a hassle-free lifestyle with off street, 2 car parking in this vibrant community. Don't miss this opportunity to call O'Neal Residences your home sweet home. Schedule your private tour today and embark on a journey to exceptional living! This is the Front Center Home.

Last Agent to Sell the Property

James Grisard

Greater Chattanooga Realty, Keller Williams Realty License #328526 Listed on: 07/08/2024

Greater Chattanooga Realty, Keller Williams Realty

Last Buyer's Agent

Ryan May

Real Estate Partners Chattanooga, LLC License #298465

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $449

Year Built

  • Built in 2024

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 119x158x128x131

HOA Fees

  • $85 Monthly HOA Fees

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,559 Sq Ft Home
  • Property has 2 Levels
  • Separate Formal Living Room
  • Crawl Space
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Orchard Knob Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics Technology High School

Utilities

  • Cooling Available
  • Central Heating
  • High Speed Internet

Community Details

  • Roberts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 146A Q 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$449

Year Built

Built in 2024

Lot Details

0

HOA Fees

$85 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2024
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built Details: NEW
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Builder
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Interior Amenities: High Speed Internet
  • Appliances: Refrigerator, Microwave, Disposal, Dishwasher
  • Fireplace: No
  • Flooring: Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1559
  • Building Area Units: Square Feet
  • Living Area: 1559
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Builder

Exterior Features

  • Construction Type: Fiber Cement
  • Patio And Porch Features: Deck, Covered, Patio, Porch
  • Pool Private: No
  • Roof: Asphalt
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Detached

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Water Available

Condo/Co-op/Association

  • Association Fee: 85
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Monthly

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 0.4
  • Lot Size: 119x158x128x131
  • Lot Size Units: Acres
  • Parcel #: 146A Q 010
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 449

MLS Schools

  • Elementary School: Orchard Knob Elementary School
  • High School: Howard School Of Academics Technology
  • Middle Or Junior School: Orchard Knob Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2024
Closed on
Jul 31, 2024
Sold by
Oneal Residences Llc
Bought by
Jackson Mary Ann and Jackson Jonathan
Seller's Agent
James Grisard
Keller Williams Realty
Buyer's Agent
Bekah Cochran
Keller Williams Realty
List Price
$414,900
Sold Price
$385,000
Premium/Discount to List
-$29,900
-7.21%
Views
22
Current Estimated Value
$390,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,000
Original Mortgage
$394,155
Outstanding Balance
$390,747
Interest Rate
6.86%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 10, 2023
Closed on
Apr 28, 2023
Sold by
Rutherford Jerry N
Bought by
Oneal Residences Llc
Seller's Agent
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
James Grisard
Greater Chattanooga Realty, Keller Williams Realty
List Price
$340,000
Sold Price
$330,000
Premium/Discount to List
-$10,000
-2.94%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.82%
Original Mortgage
$231,000
Interest Rate
6.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N

Purchase Details

Closed on
Mar 29, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,678,150
Interest Rate
4.15%
Mortgage Type
Unknown

Purchase Details

Listed on
Jul 21, 2015
Closed on
Jun 20, 2016
Sold by
Ibrahim Merdan E and Emin Vahel H
Bought by
Mckenzie James Robert and The James Robert Mckenzie Brevocable Tru
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$129,900
Sold Price
$50,000
Premium/Discount to List
-$79,900
-61.51%

Purchase Details

Listed on
Oct 30, 2014
Closed on
Jul 9, 2015
Sold by
Roberts Sally White and Sharp Charles Edward
Bought by
Ibrahim Merdan E and Emin Vahel H
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$149,000
Sold Price
$30,233
Premium/Discount to List
-$118,767
-79.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.29%

Purchase Details

Closed on
May 26, 2006
Sold by
Sharp Luther Eugene and Roberts Sally White
Bought by
Roberts H J and Roberts Sally White

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.51%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $414,900 Title Guaranty & Trust
Warranty Deed $414,900 Title Guaranty & Trust
Warranty Deed $330,000 None Listed On Document
Warranty Deed $330,000 None Listed On Document
Warranty Deed $138,500 None Available
Warranty Deed $156,800 None Available
Warranty Deed $50,000 None Available
Warranty Deed $30,233 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $394,155 New Conventional
Closed $394,155 New Conventional
Previous Owner $1,600,000 Construction
Previous Owner $231,000 New Conventional
Previous Owner $9,678,150 Unknown
Previous Owner $108,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2024 09/30/24 Sold $395,000 +2.6% $253 / Sq Ft
09/12/2024 09/12/24 Sold $385,000 -3.7% $249 / Sq Ft
09/09/2024 09/09/24 For Sale $399,900 0.0% $257 / Sq Ft
09/04/2024 09/04/24 Pending -- -- --
09/04/2024 09/04/24 Pending -- -- --
08/21/2024 08/21/24 Price Changed $399,900 -3.6% $259 / Sq Ft
07/23/2024 07/23/24 For Sale $414,900 0.0% $268 / Sq Ft
07/23/2024 07/23/24 For Sale $414,900 +25.7% $266 / Sq Ft
04/28/2023 04/28/23 Sold $330,000 0.0% $237 / Sq Ft
04/28/2023 04/28/23 Sold $330,000 -2.9% $237 / Sq Ft
03/05/2023 03/05/23 Off Market $340,000 -- --
02/27/2023 02/27/23 Pending -- -- --
02/10/2023 02/10/23 For Sale $340,000 0.0% $244 / Sq Ft
01/26/2023 01/26/23 For Sale $340,000 +580.0% $244 / Sq Ft
05/21/2016 05/21/16 Sold $50,000 -61.5% $23 / Sq Ft
04/19/2016 04/19/16 Pending -- -- --
07/21/2015 07/21/15 For Sale $129,900 +329.7% $60 / Sq Ft
07/10/2015 07/10/15 Sold $30,233 -79.7% $14 / Sq Ft
06/15/2015 06/15/15 Pending -- -- --
10/30/2014 10/30/14 For Sale $149,000 -- $69 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $224 $10,000 $0 $0
2022 $224 $10,000 $0 $0
2021 $224 $10,000 $0 $0
2020 $99 $2,350 $0 $0
2019 $65 $2,350 $0 $0
2018 $266 $6,125 $0 $0
2017 $346 $12,500 $0 $0
2016 $265 $0 $0 $0
2015 $601 $9,575 $0 $0
2014 $1,206 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • James Grisard

    Seller's Agent in 2024

    James Grisard

    Greater Chattanooga Realty, Keller Williams Realty

    (423) 619-1375

    9 in this area

    55 Total Sales

    James Grisard
    Section Image
  • Ryan May

    Buyer's Agent in 2024

    Ryan May

    Real Estate Partners Chattanooga, LLC

    (423) 667-5922

    24 in this area

    733 Total Sales

    Ryan May
    Section Image
  • Bekah Cochran

    Buyer's Agent in 2024

    Bekah Cochran

    Keller Williams Realty

    (423) 508-5986

    2 in this area

    152 Total Sales

    Bekah Cochran
    Section Image
  • Jay Robinson

    Seller's Agent in 2023

    Jay Robinson

    Greater Downtown Realty dba Keller Williams Realty

    (423) 304-6114

    42 in this area

    1,332 Total Sales

    Jay Robinson
    Section Image
  • Brian Kelly

    Seller's Agent in 2016

    Brian Kelly

    Real Broker

    (423) 818-9959

    1 in this area

    135 Total Sales

    Brian Kelly
    Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 2709634

Realtracs

APN: 146A-Q-010

Tennessee Hamilton County Chattanooga 37403 Arts District

525 Oneal St, Chattanooga, TN

This home is located at 525 Oneal St, Chattanooga, TN 37403 and is currently priced at $395,000, approximately $253 per square foot. This property was built in 2024. 525 Oneal St is a home located in Hamilton County with nearby schools including Orchard Knob Elementary School, Orchard Knob Middle School, and The Howard School.

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