Seller's Agent in 2024
James Grisard
Greater Chattanooga Realty, Keller Williams Realty
(423) 619-1375
9 in this area
55 Total Sales
525 Oneal St Chattanooga, TN 37403
Arts District Neighborhood
3
Beds
2
Baths
2,149
Sq Ft
1
Acres
Highlights
- 1 Acre Lot
- 1 Fireplace
- Covered patio or porch
- Open Floorplan
- No HOA
- Living Room
About This Home
As of September 2024This property is to be placed in an upcoming auction. All bids should be submitted at www.homesearch.com (void where prohibited). All auction properties are subject to a 5% buyer's premium pursuant to the Event Agreement and Auction Terms & Conditions (minimums will apply). Please contact listing agent for details and commission paid on this property.
Home Details
Home Type
- Single Family
Year Built
- Built in 1900
Lot Details
- 1 Acre Lot
- Lot Dimensions are 44 x 149
- Level Lot
Home Design
- Shingle Roof
Interior Spaces
- 2,149 Sq Ft Home
- 1.5-Story Property
- Open Floorplan
- 1 Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Carpet
- Basement
- Crawl Space
- No Kitchen Appliances
- Washer and Gas Dryer Hookup
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Covered patio or porch
Schools
- Orchard Knob Elementary School
- Orchard Knob Middle School
- Howard School Of Academics & Tech High School
Utilities
- No Cooling
- No Heating
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Short Sale
- Assessor Parcel Number 146a Q 010
- $21,500 per year additional tax assessments
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 23, 2024
Closed on
Jul 31, 2024
Sold by
Oneal Residences Llc
Bought by
Jackson Mary Ann and Jackson Jonathan
Seller's Agent
James Grisard
Keller Williams Realty
Buyer's Agent
Bekah Cochran
Keller Williams Realty
List Price
$414,900
Sold Price
$385,000
Premium/Discount to List
-$29,900
-7.21%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,000
Original Mortgage
$394,155
Outstanding Balance
$390,747
Interest Rate
6.86%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 10, 2023
Closed on
Apr 28, 2023
Sold by
Rutherford Jerry N
Bought by
Oneal Residences Llc
Seller's Agent
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
James Grisard
Greater Chattanooga Realty, Keller Williams Realty
List Price
$340,000
Sold Price
$330,000
Premium/Discount to List
-$10,000
-2.94%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.82%
Original Mortgage
$231,000
Interest Rate
6.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 28, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N
Purchase Details
Closed on
Mar 29, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,678,150
Interest Rate
4.15%
Mortgage Type
Unknown
Purchase Details
Listed on
Jul 21, 2015
Closed on
Jun 20, 2016
Sold by
Ibrahim Merdan E and Emin Vahel H
Bought by
Mckenzie James Robert and The James Robert Mckenzie Brevocable Tru
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$129,900
Sold Price
$50,000
Premium/Discount to List
-$79,900
-61.51%
Purchase Details
Listed on
Oct 30, 2014
Closed on
Jul 9, 2015
Sold by
Roberts Sally White and Sharp Charles Edward
Bought by
Ibrahim Merdan E and Emin Vahel H
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$149,000
Sold Price
$30,233
Premium/Discount to List
-$118,767
-79.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.29%
Purchase Details
Closed on
May 26, 2006
Sold by
Sharp Luther Eugene and Roberts Sally White
Bought by
Roberts H J and Roberts Sally White
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.51%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $414,900 | Title Guaranty & Trust | |
| Warranty Deed | $414,900 | Title Guaranty & Trust | |
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $138,500 | None Available | |
| Warranty Deed | $156,800 | None Available | |
| Warranty Deed | $50,000 | None Available | |
| Warranty Deed | $30,233 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $394,155 | New Conventional | |
| Closed | $394,155 | New Conventional | |
| Previous Owner | $1,600,000 | Construction | |
| Previous Owner | $231,000 | New Conventional | |
| Previous Owner | $9,678,150 | Unknown | |
| Previous Owner | $108,000 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/30/2024 09/30/24 | Sold | $395,000 | +2.6% | $253 / Sq Ft |
| 09/12/2024 09/12/24 | Sold | $385,000 | -3.7% | $249 / Sq Ft |
| 09/09/2024 09/09/24 | For Sale | $399,900 | 0.0% | $257 / Sq Ft |
| 09/04/2024 09/04/24 | Pending | -- | -- | -- |
| 09/04/2024 09/04/24 | Pending | -- | -- | -- |
| 08/21/2024 08/21/24 | Price Changed | $399,900 | -3.6% | $259 / Sq Ft |
| 07/23/2024 07/23/24 | For Sale | $414,900 | 0.0% | $268 / Sq Ft |
| 07/23/2024 07/23/24 | For Sale | $414,900 | +25.7% | $266 / Sq Ft |
| 04/28/2023 04/28/23 | Sold | $330,000 | 0.0% | $237 / Sq Ft |
| 04/28/2023 04/28/23 | Sold | $330,000 | -2.9% | $237 / Sq Ft |
| 03/05/2023 03/05/23 | Off Market | $340,000 | -- | -- |
| 02/27/2023 02/27/23 | Pending | -- | -- | -- |
| 02/10/2023 02/10/23 | For Sale | $340,000 | 0.0% | $244 / Sq Ft |
| 01/26/2023 01/26/23 | For Sale | $340,000 | +580.0% | $244 / Sq Ft |
| 05/21/2016 05/21/16 | Sold | $50,000 | -61.5% | $23 / Sq Ft |
| 04/19/2016 04/19/16 | Pending | -- | -- | -- |
| 07/21/2015 07/21/15 | For Sale | $129,900 | +329.7% | $60 / Sq Ft |
| 07/10/2015 07/10/15 | Sold | $30,233 | -79.7% | $14 / Sq Ft |
| 06/15/2015 06/15/15 | Pending | -- | -- | -- |
| 10/30/2014 10/30/14 | For Sale | $149,000 | -- | $69 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $224 | $10,000 | $0 | $0 |
| 2022 | $224 | $10,000 | $0 | $0 |
| 2021 | $224 | $10,000 | $0 | $0 |
| 2020 | $99 | $2,350 | $0 | $0 |
| 2019 | $65 | $2,350 | $0 | $0 |
| 2018 | $266 | $6,125 | $0 | $0 |
| 2017 | $346 | $12,500 | $0 | $0 |
| 2016 | $265 | $0 | $0 | $0 |
| 2015 | $601 | $9,575 | $0 | $0 |
| 2014 | $1,206 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
James Grisard
-
Ryan May
Buyer's Agent in 2024
Ryan May
Real Estate Partners Chattanooga, LLC
(423) 667-5922
24 in this area
733 Total Sales
-
Bekah Cochran
Buyer's Agent in 2024
Bekah Cochran
Keller Williams Realty
(423) 508-5986
2 in this area
152 Total Sales
-
Jay Robinson
Seller's Agent in 2023
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
(423) 304-6114
42 in this area
1,332 Total Sales
-
Brian Kelly
Seller's Agent in 2016
Brian Kelly
Real Broker
(423) 818-9959
1 in this area
135 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1218885
APN: 146A-Q-010
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