527 Northgate Cir Unit 1 Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $268,000 - $343,000
2
Beds
2.5
Baths
1,350
Sq Ft
$219/Sq Ft
Est. Value
Highlights
- Mature Trees
- Wood Flooring
- 2 Car Attached Garage
- Prairie Point Elementary School Rated A-
- Formal Dining Room
- Patio
About This Home
As of June 2023Welcome to 527 Northgate Circle! This 2 bedroom, 2.5 bath duplex, offers an exceptional floor plan and lots of space. Nestled in a desirable neighborhood, this home has so much to offer! Upon entering, you'll be greeted by an inviting living area, featuring abundant natural light that accentuates the spaciousness of the room. The open floor plan seamlessly connects the living room to the dining area, creating an ideal space for entertaining guests or enjoying quality time with family. The kitchen has newer appliances and plenty of cabinets for all the extras. Upstairs, you'll find two generously sized bedrooms, each providing nice size closets. The master bedroom includes an ensuite bathroom. This duplex also offers the convenience of a half bathroom on the main level, ensuring utmost functionality and convenience for residents and guests. Outside you will find a patio perfect for a grill and summertime relaxation. Residents will appreciate the convenience of nearby parks, schools, and shopping! Whether you're a professional, a small family, or someone looking to downsize, this duplex provides a wonderful opportunity to own your own place. Don't miss out on the chance to make this incredible 2 bedroom, 2.5 bath duplex your new home. Schedule a viewing today before its gone!
Last Agent to Sell the Property
United Real Estate-Chicago License #475170060 Listed on: 05/26/2023
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,853
Year Built
- Built in 1997
Lot Details
- Lot Dimensions are 44x140x88x140
- Mature Trees
HOA Fees
- $20 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,350 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- 2 Units
- Lakeview Estates West Association, Phone Number (815) 786-6553
- Property managed by Lakeview Estates West
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2023
Closed on
Jun 28, 2023
Sold by
Arbet Christopher J
Bought by
Bumstead Luke and Bumstead Gianna
Seller's Agent
Melissa Yackley
United Real Estate-Chicago
Buyer's Agent
Matt Trusk
Re/Max Ultimate Professionals
List Price
$245,900
Sold Price
$265,000
Premium/Discount to List
$19,100
7.77%
Total Days on Market
2
Views
149
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,081
Avg. Annual Appreciation
5.61%
Original Mortgage
$265,000
Outstanding Balance
$256,709
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$38,372
Purchase Details
Listed on
Sep 1, 2015
Closed on
Nov 24, 2015
Sold by
Morsch Dale W
Bought by
Arbet Christopher J
Seller's Agent
Cindy Heckelsberg
Coldwell Banker Real Estate Group
Buyer's Agent
Katy Delgado
Kettley & Co. Inc. - Yorkville
List Price
$169,900
Sold Price
$157,500
Premium/Discount to List
-$12,400
-7.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$148,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 20, 2013
Sold by
Morsch Dale
Bought by
Morsch Dale W
Purchase Details
Closed on
Sep 26, 2011
Sold by
Heriaud Marsha F
Bought by
Morsch Dale
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 26, 2005
Sold by
Dzierzynski Scott J
Bought by
Heriaud Charles R and Heriaud Marsha F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 5, 2003
Sold by
Oswego Ventures Inc
Bought by
Millwood Builders Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$408,000
Interest Rate
4.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 20, 2002
Sold by
Laatz Aaron and Dubberstine Carlene A
Bought by
Dzierzynski Scott J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,800
Interest Rate
5.37%
Purchase Details
Closed on
Sep 17, 1999
Sold by
Stensloff Patrick W and Stensloff Shelley L
Bought by
Laatz Aaron
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,589
Interest Rate
7.83%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 17, 1997
Sold by
The Old Second National Bank Of Aurora
Bought by
Stensloff Patrick W and Plocinski Shelley L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,350
Interest Rate
8.27%
Similar Homes in Oswego, IL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bumstead Luke | $265,000 | Chicago Title | |
| Arbet Christopher J | $157,500 | Chicago Title Insurance Co | |
| Morsch Dale W | -- | None Available | |
| Morsch Dale | $140,000 | Chicago Title Insurance Co | |
| Heriaud Charles R | $192,000 | First American Title Ins Co | |
| Millwood Builders Inc | $87,000 | Chicago Title Insurance Co | |
| Dzierzynski Scott J | $152,000 | Law Title Insurance Co Inc | |
| Laatz Aaron | $135,000 | Chicago Title Insurance Co | |
| Stensloff Patrick W | $128,500 | Ticor Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bumstead Luke | $265,000 | |
| Previous Owner | Arbet Christopher J | $148,000 | |
| Previous Owner | Morsch Dale | $100,000 | |
| Previous Owner | Heriaud Charles R | $169,083 | |
| Previous Owner | Heriaud Charles R | $172,800 | |
| Previous Owner | Millwood Builders Inc | $408,000 | |
| Previous Owner | Dzierzynski Scott J | $136,800 | |
| Previous Owner | Laatz Aaron | $133,589 | |
| Previous Owner | Stensloff Patrick W | $116,350 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/29/2023 06/29/23 | Sold | $265,000 | +7.8% | $196 / Sq Ft |
| 05/29/2023 05/29/23 | Pending | -- | -- | -- |
| 05/26/2023 05/26/23 | For Sale | $245,900 | +56.1% | $182 / Sq Ft |
| 12/30/2015 12/30/15 | Sold | $157,500 | -2.7% | $117 / Sq Ft |
| 11/17/2015 11/17/15 | Pending | -- | -- | -- |
| 11/12/2015 11/12/15 | Price Changed | $161,900 | -1.8% | $120 / Sq Ft |
| 10/22/2015 10/22/15 | Price Changed | $164,900 | -2.9% | $122 / Sq Ft |
| 09/01/2015 09/01/15 | For Sale | $169,900 | -- | $126 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $65,597 | $10,509 | $55,088 |
| 2022 | $4,892 | $60,180 | $9,641 | $50,539 |
| 2021 | $4,853 | $57,865 | $9,270 | $48,595 |
| 2020 | $4,742 | $56,180 | $9,000 | $47,180 |
| 2019 | $4,601 | $53,933 | $9,000 | $44,933 |
| 2018 | $4,216 | $49,609 | $10,909 | $38,700 |
| 2017 | $4,072 | $45,722 | $10,054 | $35,668 |
| 2016 | $3,884 | $43,339 | $9,530 | $33,809 |
| 2015 | $4,460 | $40,886 | $8,991 | $31,895 |
| 2014 | -- | $39,695 | $8,729 | $30,966 |
| 2013 | -- | $40,096 | $8,817 | $31,279 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Yackley
Seller's Agent in 2023
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
10 in this area
263 Total Sales
-
Matt Trusk
Buyer's Agent in 2023
Matt Trusk
RE/MAX
(630) 738-0081
1 in this area
133 Total Sales
-
Cindy Heckelsberg
Seller's Agent in 2015
Cindy Heckelsberg
Coldwell Banker Real Estate Group
(630) 253-2997
9 in this area
486 Total Sales
-
Lara Heckelsberg Gawrych
Seller Co-Listing Agent in 2015
Lara Heckelsberg Gawrych
Coldwell Banker Real Estate Group
(630) 253-2995
5 in this area
225 Total Sales
-
Buyer's Agent in 2015
Katy Delgado
Kettley & Co. Inc. - Yorkville
(630) 553-9000
6 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11788838
APN: 03-19-276-056
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