$470,000
SOLD JUN 13, 2025

528 E 7th St Loveland, CO 80537

3 Beds
1.5 Baths
1,664 Sq Ft
6,407 Sq Ft Lot

Recently Sold

$282 Per Sq Ft

1 Day on Market

Highlights

  • Parking available for a boat
  • Deck
  • Cottage
  • City View
  • No HOA
  • Separate Outdoor Workshop

About This Home

As of June 2025

Welcome to your charming slice of downtown Loveland, just steps from downtown shops & restaurants! This cute bungalow blends vintage character with modern updates, AND don't miss the HUGE detached 840 sqft garage/shop complete with a professional car lift and workshop. This is a rare find! Inside you'll find fresh paint, new LVP flooring and modern updates to the spacious kitchen and both bathrooms. Three bedrooms total give you plenty of space for in-home office and guest space. The unfinished basement offers ample extra storage. Out back you have a large fenced yard & patio area PLUS heated shop/garage with alley access, a 10x16 door, 13-foot ceilings, 220V power, car lift, and reinforced slab making this a dream setup for hobbyists or professionals. You'll also love the additional one-car garage and fenced parking area, perfect for parking extra vehicles & trailers. NO HOA! For active lifestyles, the Chilson Recreation Center is just around the corner, and the nearby Loveland Recreation Trail links you to miles of scenic walking and bike trails, including the Long View and Front Range Trails. Stroll to Henry's Pub for a bite, Verboten Brewing for a brew and MetroLux Theater for a flick! Don't miss your chance to own this one-of-a-kind gem in the heart of Loveland. Check out the versatile R3E zoning for future opportunities. Homes like this don't stay on the market for long! Come see it today and imagine the possibilities. Call for your private tour.

Last Agent to Sell the Property

The Mullenberg Team

eXp Realty - Northern CO Listed on: 05/08/2025

Co-Listed By

Chris Mullenberg

eXp Realty - Northern CO

Last Buyer's Agent

Ellie Martinez

eXp Realty LLC

eXp Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,450

Year Built

  • Built in 1906

Lot Details

  • 6,407 Sq Ft Lot
  • North Facing Home
  • Kennel or Dog Run
  • Wood Fence
  • Property is zoned R3E

Parking

  • 6 Car Detached Garage
  • Heated Garage
  • Alley Access
  • Parking available for a boat

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,664 Sq Ft Home
  • 1-Story Property
  • Ceiling height of 9 feet or more
  • Bay Window
  • Dining Room
  • City Views
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Garage doors are at least 85 inches wide

Outdoor Features

  • Deck
  • Patio
  • Separate Outdoor Workshop
  • Outdoor Storage

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Air Conditioning
  • Baseboard Heating
  • Hot Water Heating System
  • Water Purifier is Owned
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Finleys Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0386766

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,450

Year Built

Built in 1906

Lot Details

0

Parking

6

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Water Softener Owned,Water Filter Owned
  • Year Built: 1906
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: CAMTX
  • Subdivision Name: Finleys
  • Above Grade Finished Sq Ft: 1144
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1664
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Water Softener Owned, Water Purifier Owned
  • Accessibility Features: Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Partial
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 520
  • Interior Amenities: Eat-in Kitchen, Separate Dining Room, 9ft+ Ceilings
  • Living Area: 1144
  • Main Level Bathrooms: 2
  • Window Features: Bay Window(s)
  • Room Bedroom3 Features: Luxury Vinyl Floor
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 100
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 110
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 16
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Luxury Vinyl Floor
  • Master Bedroom Features: Luxury Vinyl Floor
  • Room Kitchen Features: Tile Floor
  • Room Living Room Area: 196
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 170
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 192
  • Room Dining Room Area: 168
  • Master Bathroom Features: Half Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Within City Limits
  • View: City
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Direction Faces: North
  • Other Structures: Kennel/Dog Run, Workshop, Storage
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 6
  • Garage Spaces: 6
  • Parking Features: Alley Access, RV/Boat Parking, >8' Garage Door, Heated Garage, Oversized
  • IRESDS_Garage Sq Ft: 1080
  • IRESDS_GarageType: Detached

Utilities

  • Cooling: Room Air Conditioner
  • Electric: Electric
  • Heating: Hot Water, Baseboard
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: R3E
  • Lot Size Sq Ft: 6407
  • Parcel #: R0386766
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2450

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2021
Closed on
Jun 1, 2021
Sold by
Stechman Barbra
Bought by
Stephan Mark
Seller's Agent
Meagan Griesel
Group Centerra
Buyer's Agent
Mike Mullenberg
eXp Realty - Northern CO
List Price
$400,000
Sold Price
$441,000
Premium/Discount to List
$41,000
10.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.19%
Original Mortgage
$150,001
Outstanding Balance
$136,691
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$326,732

Purchase Details

Closed on
Mar 13, 2018
Sold by
Drager Charles P and Stechman Barbra
Bought by
Stechman Barbra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,288
Interest Rate
3.99%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 15, 2016
Sold by
Drager Dan
Bought by
Drager Charles P and Drager Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
2.99%
Mortgage Type
Commercial

Purchase Details

Closed on
May 1, 1975
Bought by
Drager Charles P
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $441,000 First American Title
Quit Claim Deed $110,000 None Available
Deed Of Distribution -- None Available
Deed $18,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,001 New Conventional
Previous Owner $220,288 FHA
Previous Owner $70,000 Commercial
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $470,000 +0.2% $282 / Sq Ft
05/09/2025 05/09/25 For Sale $469,000 +6.3% $282 / Sq Ft
06/01/2021 06/01/21 Sold $441,000 +3.8% $265 / Sq Ft
05/13/2021 05/13/21 Pending -- -- --
05/09/2021 05/09/21 Price Changed $425,000 +6.3% $256 / Sq Ft
04/29/2021 04/29/21 For Sale $400,000 -- $241 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,450 $34,378 $2,345 $32,033
2024 $2,000 $29,674 $2,345 $27,329
2022 $1,610 $20,239 $2,433 $17,806
2021 $1,655 $20,821 $2,503 $18,318
2020 $1,957 $24,611 $2,503 $22,108
2019 $1,924 $24,611 $2,503 $22,108
2018 $1,650 $20,045 $2,520 $17,525
2017 $1,421 $20,045 $2,520 $17,525
2016 $1,145 $15,618 $2,786 $12,832
2015 $568 $15,620 $2,790 $12,830
2014 $487 $12,960 $2,790 $10,170
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1033479

IRES MLS

APN: 95133-15-004