$356,000
SOLD MAY 1, 2025

534 Jefferson Dr Palmyra, VA 22963

3 Beds
2 Baths
1,886 Sq Ft
0.34 Acres

Recently Sold

$189 Per Sq Ft

16 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Community Lake
  • Beach
  • Bar or Lounge
  • Clubhouse

About This Home

As of May 2025

Open Houses Sunday 2-4pm Welcome to 534 Jefferson Dr ? a beautifully maintained, move-in ready home that perfectly blends charm, comfort, and functionality! This 3-bedroom, 2-bathroom residence offers gleaming hardwood floors throughout the bedrooms and living room, complemented by granite countertops in the kitchen for a stylish, modern touch. Abundant natural light fills every room, creating a warm and inviting atmosphere. Enjoy peaceful mornings on the charming front porch and entertain guests on the spacious back deck overlooking a mostly flat backyard, ideal for play, pets, or gardening. The partially finished terrace level, complete with rough-in plumbing for an additional bathroom, offers exciting potential for added living space, a home office, or a guest suite. Additional highlights include fresh landscaping that enhances curb appeal and a thoughtfully designed layout that makes this home truly move-in ready. Roof (2018) Water Heater (2021) HVAC (2022) Don?t miss your opportunity to own this bright and welcoming home!

Last Agent to Sell the Property

CHRISTY BECK

(434) 589-7653 Diane.Miller@longandfoster.com LONG & FOSTER - LAKE MONTICELLO License #0225249946[9038] Listed on: 03/16/2025

LONG & FOSTER - LAKE MONTICELLO

Co-Listed By

Maggie Gunnels Fornecker

(434) 589-7653 Diane.Miller@longandfoster.com LONG & FOSTER - LAKE MONTICELLO License #0225265900[2756]

Last Buyer's Agent

Gary Palmer

(434) 260-8222 towncville@gmail.com TOWN REALTY License #0225217224[4908]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,010

Year Built

  • Built in 1996

Lot Details

  • 0.34 Acre Lot

HOA Fees

  • $103 Monthly HOA Fees

Home Design

  • Block Foundation

Interior Spaces

  • Property has 1 Level
  • Living Room
  • Dining Room
  • Recreation Room
  • Laundry Room
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Jefferson Dr Community
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Clubhouse
  • Community Center
  • Meeting Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,010

Year Built

Built in 1996

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 2816.00
  • Exclusions: Second fridge in dining room
  • New Construction: No
  • Story List: Main
  • Year Built: 1996
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entry Level Bedroom
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Recreation Room, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 2816
  • Living Area Sq Ft: 1886
  • Price Per Sq Ft: 247.91
  • Above Grade Finished Sq Ft: 1436
  • Below Grade Finished Sq Ft: 450
  • Below Grade Sq Ft: 930
  • Total Below Grade Sq Ft: 1380
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1238.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 855.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Bar/Lounge, Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Golf Club, Lake, Meeting Room, Tot Lots/Playground, Swimming Pool, Soccer Field, Tennis Courts, Volleyball Courts
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Green Features

  • Green Water Conservation: Low-Flow Fixtures

Lot Info

  • Lot Size Acres: 0.34
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2010.41
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2025
Closed on
Apr 23, 2025
Sold by
Jelinek Ruzena and Worley Robert Lee
Bought by
Kotowski Jenna
Seller's Agent
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Gary Palmer
TOWN REALTY
List Price
$356,000
Sold Price
$356,000
Views
34
Current Estimated Value
$357,371

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,371
Avg. Annual Appreciation
0.52%
Original Mortgage
$356,000
Outstanding Balance
$352,085
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$5,286

Purchase Details

Listed on
Mar 9, 2023
Closed on
Apr 17, 2023
Sold by
Ragland Fredrick D and Ragland Maureen E
Bought by
Worley Robert Lee and Jelinek Ruzena
Seller's Agent
Chad Gray
EPIQUE REALTY
Buyer's Agent
Marjorie Adam
BETTER HOMES & GARDENS R.E.-PATHWAYS
List Price
$329,900
Sold Price
$336,500
Premium/Discount to List
$6,600
2%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.84%
Original Mortgage
$319,130
Interest Rate
6.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2015
Sold by
Powell Bryant Kenneth and Powell Jennifer
Bought by
Ragland Fredrick D and Ragland Maureen E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,500
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 7, 2005
Sold by
Camp Michael X and Campq Joanne W
Bought by
Powell Bryant Kenneth and Mcfadden Jennefer Mae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,980
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $356,000 Old Republic National Title
Warranty Deed $336,500 None Listed On Document
Deed $180,000 Stewart Title
Warranty Deed $199,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,000 New Conventional
Previous Owner $319,130 New Conventional
Previous Owner $107,500 New Conventional
Previous Owner $39,980 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2025 05/01/25 Sold $356,000 0.0% $189 / Sq Ft
04/01/2025 04/01/25 Pending -- -- --
03/16/2025 03/16/25 For Sale $356,000 +5.8% $189 / Sq Ft
04/27/2023 04/27/23 Sold $336,500 +2.0% $178 / Sq Ft View Prior Sale
03/14/2023 03/14/23 Pending -- -- --
03/09/2023 03/09/23 For Sale $329,900 -- $175 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,355 $314,000 $30,000 $284,000
2024 $20 $238,200 $30,000 $208,200
2023 $2,010 $238,200 $30,000 $208,200
2022 $1,770 $203,400 $27,500 $175,900
2021 $1,770 $203,400 $27,500 $175,900
2020 $1,675 $181,100 $27,500 $153,600
2019 $1,675 $181,100 $27,500 $153,600
2018 $1,582 $174,400 $27,500 $146,900
2017 $1,582 $174,400 $27,500 $146,900
2016 $1,611 $175,700 $27,500 $148,200
2015 $1,524 $175,700 $27,500 $148,200
2014 $1,524 $173,200 $27,500 $145,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 661965

Bright MLS

APN: 18A 5 299