$1,900,000
SOLD MAY 14, 2021

54 River Dr Annapolis, MD 21403

3 Beds
3 Baths
2,361 Sq Ft
8,715 Sq Ft Lot

Recently Sold

$805 Per Sq Ft

5 Days on Market

Highlights

  • Primary bedroom faces the bay
  • Home fronts navigable water
  • Sandy Beach
  • Water Views
  • Water Access
  • Open Floorplan

About This Home

As of October 2022

Waterfront Cape Cod renovated to perfection while retaining all the charm! Delightful surprises at every turn. Open living spaces with walls of windows overlooking Severn River and Chesapeake Bay. Three bedrooms, three full baths, glistening hardwood floors, living room with gas fireplace opens to waterfront screened porch, sitting room opens to waterfront deck, cozy den/office and sophisticated white kitchen with quartz counters, stainless appliances including six-burner gas stove and electric oven opens to wonderful IPE deck for entertaining. Master suite encompasses second level with gracious sitting area and spa bath enjoying lovely water views. Added bonus is the large detached office/studio including workshop and garden shed. Amazing water views and all the treasures of Bay Ridge -- community activities galore, beaches, marina and swimming pool. A magical place to live!

Last Agent to Sell the Property

Florence Calvert

Coldwell Banker Realty License #67011 Listed on: 03/04/2021

Coldwell Banker Realty

Last Buyer's Agent

Mark Feen

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,558

Year Built

  • Built in 1940

Lot Details

  • 8,715 Sq Ft Lot
  • Home fronts navigable water
  • Sandy Beach
  • Stone Retaining Walls
  • Extensive Hardscape
  • Property is in very good condition
  • Property is zoned R2

Home Design

  • Cape Cod Architecture
  • Coastal Architecture
  • Studio
  • Cedar

Interior Spaces

  • 2,361 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Wainscoting
  • Beamed Ceilings
  • Ceiling Fan
  • Skylights
  • Brick Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Office or Studio
  • Water Views
  • Basement
  • Exterior Basement Entry

Kitchen

  • Gas Oven or Range
  • Six Burner Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile or Brick
  • Vinyl

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Shared Driveway

Outdoor Features

  • Water Access
  • Property near a bay
  • Deck
  • Screened Patio
  • Outbuilding
  • Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 020204708033750

Community Details

Overview

  • No Home Owners Association
  • $200 Recreation Fee
  • Bay Ridge Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,558

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod, Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1940
  • Automatically Close On Close Date: No
  • Remarks Public: Waterfront Cape Cod renovated to perfection while retaining all the charm! Delightful surprises at every turn. Open living spaces with walls of windows overlooking Severn River and Chesapeake Bay. Three bedrooms, three full baths, glistening hardwood floors, living room with gas fireplace opens to waterfront screened porch, sitting room opens to waterfront deck, cozy den/office and sophisticated white kitchen with quartz counters, stainless appliances including six-burner gas stove and electric oven opens to wonderful IPE deck for entertaining. Master suite encompasses second level with gracious sitting area and spa bath enjoying lovely water views. Added bonus is the large detached office/studio including workshop and garden shed. Amazing water views and all the treasures of Bay Ridge -- community activities galore, beaches, marina and swimming pool. A magical place to live!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Tile/Brick, Vinyl
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bedroom - Bay Front, Skylight(s), Soaking Tub, Stall Shower, Studio, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Whirlpool/Hottub, Window Treatments, Wood Floors
  • Window Features: Double Pane, Skylights
  • Fireplace Features: Brick, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Sliding Glass
  • Levels Count: 1.5
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Outside Entrance
  • Laundry Type: Main Floor
  • Total Sq Ft: 2361
  • Living Area Sq Ft: 2361
  • Price Per Sq Ft: 804.74
  • Above Grade Finished Sq Ft: 2361
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 54

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Office/Studio
  • Construction Materials: Cedar
  • Exterior Features: Extensive Hardscape, Outbuilding(s), Stone Retaining Walls
  • View: Water
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway, Shared Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Zoned
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air, Zoned, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 200.00
  • Association Recreation Fee: Yes

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 232300.00
  • Land Assessed Value: 1197700.00
  • Land Use Code: 011
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8715.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15170678
  • Tax Annual Amount: 12558.00
  • Assessor Parcel Number: 020204708033750
  • Tax Lot: 19
  • Tax Total Finished Sq Ft: 2361
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 05/14/2021

Multi Family

  • Waterfront Features: Sandy Beach

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2022
Closed on
Oct 20, 2022
Sold by
Hourihan Kimberly M
Bought by
Jatlow Benjamin Arthur and Jatlow Briana Darnell
Seller's Agent
Pamela Tierney
Coldwell Banker Realty
Buyer's Agent
Sandra K. Libby
Long & Foster Real Estate, Inc.
List Price
$2,850,000
Sold Price
$2,900,000
Premium/Discount to List
$50,000
1.75%
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.15%
Original Mortgage
$2,025,000
Outstanding Balance
$1,940,495
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$870,166

Purchase Details

Listed on
Mar 4, 2021
Closed on
May 14, 2021
Sold by
Lacey Lawrence N and Lacey Joanne T
Bought by
Hourihan Kimberly M and Morris Carol D
Seller's Agent
Florence Calvert
Coldwell Banker Realty
Buyer's Agent
Mark Feen
Coldwell Banker Realty
List Price
$1,900,000
Sold Price
$1,900,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.13%
Original Mortgage
$1,330,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2004
Sold by
Lacey Lawrence N
Bought by
Lacey Lawrence N and Lacey Joanne T

Purchase Details

Closed on
Jan 24, 2003
Sold by
Gentile John L
Bought by
Lacey Lawrence N and Lacey Joanne T

Purchase Details

Closed on
Jan 25, 1994
Sold by
Hingeley J L
Bought by
Gentile John L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.08%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $2,900,000 Mid Maryland Title
Deed $1,900,000 Sage Title Group Llc
Deed -- --
Deed $925,000 --
Deed $330,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $425,000 Credit Line Revolving
Open $2,025,000 New Conventional
Previous Owner $1,330,000 New Conventional
Previous Owner $275,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Price Changed $3,995,000 -11.2% $1,229 / Sq Ft
06/19/2025 06/19/25 Price Changed $4,499,000 -9.9% $1,384 / Sq Ft
05/05/2025 05/05/25 For Sale $4,995,000 +72.2% $1,537 / Sq Ft
10/21/2022 10/21/22 Sold $2,900,000 +1.8% $1,228 / Sq Ft
09/18/2022 09/18/22 Pending -- -- --
09/14/2022 09/14/22 For Sale $2,850,000 +50.0% $1,207 / Sq Ft
05/14/2021 05/14/21 Sold $1,900,000 0.0% $805 / Sq Ft
03/09/2021 03/09/21 Pending -- -- --
03/04/2021 03/04/21 For Sale $1,900,000 -- $805 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19,268 $1,979,267 $0 $0
2023 $15,616 $1,430,000 $1,197,700 $232,300
2022 $15,452 $1,344,033 $0 $0
2021 $21,418 $1,258,067 $0 $0
2020 $10,389 $1,172,100 $985,400 $186,700
2019 $20,485 $1,172,100 $985,400 $186,700
2018 $11,885 $1,172,100 $985,400 $186,700
2017 $9,595 $1,175,900 $0 $0
2016 -- $1,175,900 $0 $0
2015 -- $1,175,900 $0 $0
2014 -- $1,248,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA460530

Bright MLS

APN: 02-047-08033750