NOT LISTED FOR SALE

545 Cumberland Rd Oakland, MD 21550

Estimated Value: $512,000 - $655,000

3 Beds
2 Baths
1,776 Sq Ft
$318/Sq Ft Est. Value

Sale Details

Date Sold: April 8, 2024

Last sale price $540,000 $304 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,236 / mo

5 Days on Market

Highlights

  • Water Views
  • Raised Ranch Architecture
  • 2 Fireplaces
  • Water Oriented
  • Wood Flooring
  • Game Room

About This Home

As of April 2024

Mountain Cottage in the heart of Deep Creek – This 3 Bedroom, 2 Bathroom Rancher has an updated kitchen, laminate floors, propane chiminea in the main living space, carport, and absolutely gorgeous views of Deep Creek Lake! Two stories of outdoor living space including a sprawling deck overlooking the mountain lake vista. Rugged outdoor firepit. Adjoining .46 acre lot equipped with horseshoe pit, bocce court and cornhole platforms included. Two Bedrooms and a bath on the main level with a bonus office space. Fully finished walkout basement with 2nd living room offering a pool table and wood stove, plus a 3rd bedroom and 2nd bath on the lower level. Endless potential to add your personal touches and make this a serene mountain getaway… Call today for details!

Last Agent to Sell the Property

Jon Bell

(301) 387-2000 jbell@railey.com Railey Realty, Inc. Listed on: 03/01/2024

Railey Realty, Inc.

Last Buyer's Agent

Nick Fratz-Orr

(301) 387-2000 nick@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,260

Year Built

  • Built in 2005

Lot Details

  • 40,075 Sq Ft Lot
  • Tax ID 1218033615 - Lot 189

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Raised Ranch Architecture
  • Block Foundation
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Home Office
  • Game Room
  • Wood Flooring
  • Water Views

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Exterior Basement Entry
  • Basement Windows

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • 6 Parking Spaces
  • 1 Attached Carport Space

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Storage Shed

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Cooling Available
  • Vented Exhaust Fan
  • Electric Baseboard Heater
  • Water Dispenser
  • 60 Gallon+ Electric Water Heater
  • Well
  • Septic Less Than The Number Of Bedrooms

Community Details

  • Roman Nose Spa Subdivision

Listing and Financial Details

  • Tax Lot 188
  • Assessor Parcel Number 1218033607

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,260

Year Built

Built in 2005

Lot Details

0.92 Acres

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Exhaust Fan, Refrigerator, Stove, Water Dispenser
  • Interior Amenities: Window Treatments, Wood Floors, Recessed Lighting, Ceiling Fan(s)
  • Window Features: Screens, Storm
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Storm
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Game Room, Foyer, Bedroom 1, Laundry, Office, Bathroom 1, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Partially Finished, Walkout Level, Windows
  • Total Sq Ft: 2832
  • Living Area Sq Ft: 1776
  • Price Per Sq Ft: 501.80
  • Above Grade Finished Sq Ft: 1056
  • Below Grade Finished Sq Ft: 720
  • Below Grade Sq Ft: 1056
  • Total Below Grade Sq Ft: 1776
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Storage Barn/Shed
  • Construction Materials: Brick Front, Vinyl Siding
  • View: Water
  • Water Access: No
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Carport, Off Street
  • Off Street Parking Spaces: 5

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric
  • Sewer/Septic System: Septic < # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Tax ID 1218033615 - Lot 189
  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.20
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2260.00
  • Assessor Parcel Number: 1218033607
  • Tax Lot: 188
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 4, 2011
Sold by
Major Istvan and Major Sheila A
Bought by
Fabian Stephen M and Fabian Karen I
Current Estimated Value
$563,925

Purchase Details

Closed on
Feb 24, 1992
Sold by
Szabo Elisabeth
Bought by
Major Istvan and Major Sheila A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fabian Stephen M $275,000 --
Major Istvan $4,300 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/08/2024 04/08/24 Sold $540,000 +1.9% $304 / Sq Ft
03/06/2024 03/06/24 Pending -- -- --
03/02/2024 03/02/24 Price Changed $529,900 +0.9% $298 / Sq Ft
03/01/2024 03/01/24 For Sale $525,000 -- $296 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,957 $258,600 $46,000 $212,600
2024 $2,670 $226,067 $0 $0
2023 $2,290 $193,533 $0 $0
2022 $1,910 $161,000 $36,800 $124,200
2021 $1,903 $160,333 $0 $0
2020 $1,895 $159,667 $0 $0
2019 $1,887 $159,000 $36,800 $122,200
2018 $1,782 $159,000 $36,800 $122,200
2017 $1,782 $159,000 $0 $0
2016 -- $161,800 $0 $0
2015 -- $161,800 $0 $0
2014 -- $161,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2006722

Bright MLS

APN: 18-033607

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