NOT LISTED FOR SALE

550 Downing St Morro Bay, CA 93442

Estimated Value: $943,889 - $1,190,000

3 Beds
3 Baths
1,472 Sq Ft
$706/Sq Ft Est. Value

About This Home

This home is located at 550 Downing St, Morro Bay, CA 93442 and is currently estimated at $1,038,972, approximately $705 per square foot. 550 Downing St is a home located in San Luis Obispo County with nearby schools including Del Mar Elementary School, Los Osos Middle School, and Morro Bay High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 8, 2025
Sold by
Howard Stephen Boyd
Bought by
Howard Monika Francisca
Current Estimated Value
$1,038,972

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Outstanding Balance
$175,000
Interest Rate
6.56%
Mortgage Type
Balloon
Estimated Equity
$863,972

Purchase Details

Closed on
Oct 6, 2025
Sold by
Brockway Monkia Francisca and Howard Monika Francisca
Bought by
Howard Monika Francisca

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Outstanding Balance
$175,000
Interest Rate
6.56%
Mortgage Type
Balloon
Estimated Equity
$863,972

Purchase Details

Closed on
Jan 10, 2014
Sold by
Brockway Brandon M
Bought by
Brockway Monika Francisca and Caldas Elizabeth A

Purchase Details

Closed on
Oct 6, 2008
Sold by
Neil Robert Scott
Bought by
Caldas Elizabeth A and Brockway Brandon M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2004
Sold by
Romero Robert
Bought by
Neil Robert Scott

Purchase Details

Closed on
Dec 17, 2002
Sold by
Schuelke Wesley W and Schuelke Jacqueline
Bought by
Romero Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,800
Interest Rate
5.86%

Purchase Details

Closed on
Nov 29, 2001
Sold by
Schuelke Wesley W and Schuelke Jacqueline
Bought by
Schuelke Wesley W and Schuelke Jacqueline
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Howard Monika Francisca -- Fidelity National Title
Howard Monika Francisca -- Fidelity National Title
Brockway Monika Francisca -- None Available
Caldas Elizabeth A $600,000 Fidelity National Title Co
Neil Robert Scott $662,000 First American Title Company
Romero Robert $426,000 First American Title Company
Schuelke Wesley W -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Howard Monika Francisca $175,000
Previous Owner Caldas Elizabeth A $250,000
Previous Owner Romero Robert $340,800
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,371 $772,643 $482,904 $289,739
2024 $8,220 $757,494 $473,436 $284,058
2023 $8,220 $742,642 $464,153 $278,489
2022 $7,705 $728,081 $455,052 $273,029
2021 $7,962 $713,806 $446,130 $267,676
2020 $7,505 $706,488 $441,556 $264,932
2019 $7,427 $692,637 $432,899 $259,738
2018 $7,281 $679,057 $424,411 $254,646
2017 $6,787 $633,000 $395,000 $238,000
2016 $6,423 $599,000 $375,000 $224,000
2015 $5,456 $509,000 $320,000 $189,000
2014 $4,649 $463,000 $290,000 $173,000
Source: Public Records

Map

California San Luis Obispo County Morro Bay 93442

550 Downing St, Morro Bay, CA

Not Listed for Sale

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