554 Truman Dr Oswego, IL 60543
Northwest Oswego Neighborhood
3
Beds
2.5
Baths
1,788
Sq Ft
10,498
Sq Ft Lot
Highlights
- Property is near a park
- Recreation Room
- 2 Car Attached Garage
- Oswego High School Rated A-
- Formal Dining Room
- Patio
About This Home
As of June 2025Don't miss the many upgrades in this gem of a house in Hometown subdivision! First floor features birch hardwood floors and plantation shutters in the family room and kitchen. Like to entertain? Updated kitchen features newer lighting fixtures, stainless appliances, and cherry cabinets. Updated half bath with wood plank feature wall and pedestal sink is located on the first floor for guests! Updated basement features two bedrooms, a recreation room and you will find ample storage. Patio leads to nice size back yard with a real country feel. Enjoy the large master suite and spacious bedrooms on the upper level. Pool is not included but can be negotiated. Includes Nest Thermostat and pool table currently in storage **Home Warranty Included**
Last Agent to Sell the Property
Keller Williams Infinity License #475165170 Listed on: 05/19/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,618
Year Built
- Built in 2005
Lot Details
- 10,498 Sq Ft Lot
- Lot Dimensions are 163.9x65x163.9x65
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,788 Sq Ft Home
- 2-Story Property
- Fireplace With Gas Starter
- Family Room with Fireplace
- Formal Dining Room
- Recreation Room
- Storage Room
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 5 Potential Bedrooms
Laundry
- Dryer
- Washer
Schools
- Fox Chase Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Patio
- Property is near a park
Community Details
- Association fees include insurance
- Association Phone (866) 473-2573
- Hometown Subdivision, The Mayor's Floorplan
- Property managed by Real Manage
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Jun 16, 2025
Sold by
Henderson Anthony L and Henderson Bridget D
Bought by
Vena Anthony J
Seller's Agent
Robin Freiman
Coldwell Banker Real Estate Group
Buyer's Agent
Douglas DiBasilio
HomeSmart Connect LLC
List Price
$385,000
Sold Price
$395,000
Premium/Discount to List
$10,000
2.6%
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.59%
Original Mortgage
$10,000
Outstanding Balance
$9,025
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$376,365
Purchase Details
Listed on
May 19, 2021
Closed on
Jul 14, 2021
Sold by
Clayton James M and Clayton Valerie N
Bought by
Henderson Anthony L
Seller's Agent
Ruth Frey
Keller Williams Infinity
Buyer's Agent
Tiffany Roscoe
Coldwell Banker Realty
List Price
$310,000
Sold Price
$310,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.38%
Original Mortgage
$317,130
Interest Rate
3%
Mortgage Type
VA
Purchase Details
Closed on
Mar 2, 2007
Sold by
Kosloski Joseph A and Kosloski Cortni P
Bought by
Clayton James M and Clayton Valerie N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,807
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 1, 2005
Sold by
Walter Laura L
Bought by
Kosloski Joseph A and Kosloski Cortni P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,985
Interest Rate
5.69%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 2, 2004
Sold by
The Bigelow Group Inc
Bought by
Walter Laura L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,500
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | None Listed On Document | |
| Warranty Deed | $310,000 | First American Title | |
| Warranty Deed | $265,000 | Greater Illinois Title Co | |
| Warranty Deed | $260,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $254,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $378,026 | FHA | |
| Previous Owner | $317,130 | VA | |
| Previous Owner | $260,807 | Purchase Money Mortgage | |
| Previous Owner | $40,200 | Stand Alone Second | |
| Previous Owner | $38,985 | Credit Line Revolving | |
| Previous Owner | $207,920 | New Conventional | |
| Previous Owner | $241,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/16/2025 06/16/25 | Sold | $395,000 | +2.6% | $197 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $385,000 | +24.2% | $192 / Sq Ft |
| 07/15/2021 07/15/21 | Sold | $310,000 | 0.0% | $173 / Sq Ft |
| 05/28/2021 05/28/21 | Pending | -- | -- | -- |
| 05/19/2021 05/19/21 | For Sale | $310,000 | -- | $173 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $114,295 | $22,712 | $91,583 |
| 2023 | $7,612 | $101,146 | $20,099 | $81,047 |
| 2022 | $7,612 | $92,794 | $18,439 | $74,355 |
| 2021 | $7,690 | $89,225 | $17,730 | $71,495 |
| 2020 | $7,618 | $86,627 | $17,214 | $69,413 |
| 2019 | $7,545 | $84,605 | $17,214 | $67,391 |
| 2018 | $6,880 | $77,017 | $15,670 | $61,347 |
| 2017 | $6,662 | $70,983 | $14,442 | $56,541 |
| 2016 | $6,374 | $67,282 | $13,689 | $53,593 |
| 2015 | $6,141 | $62,298 | $12,675 | $49,623 |
| 2014 | -- | $58,772 | $11,958 | $46,814 |
| 2013 | -- | $61,190 | $12,451 | $48,739 |
Source: Public Records
Agents Affiliated with this Home
-
Robin Freiman
Seller's Agent in 2025
Robin Freiman
Coldwell Banker Real Estate Group
(630) 244-1114
3 in this area
91 Total Sales
-
Douglas DiBasilio
Buyer's Agent in 2025
Douglas DiBasilio
The McDonald Group
1 in this area
43 Total Sales
-
Ruth Frey
Seller's Agent in 2021
Ruth Frey
Keller Williams Infinity
(630) 551-8501
2 in this area
14 Total Sales
-
Tiffany Roscoe
Buyer's Agent in 2021
Tiffany Roscoe
Coldwell Banker Realty
(630) 688-0534
2 in this area
107 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11071277
APN: 03-18-145-006
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