554 Truman Dr Oswego, IL 60543
Northwest Oswego Neighborhood
3
Beds
2.5
Baths
2,002
Sq Ft
2004
Built
Highlights
- Landscaped Professionally
- Mature Trees
- Property is near a park
- Oswego High School Rated A-
- Community Lake
- Recreation Room
About This Home
As of June 2025You'll love this spacious 5 bedroom home w/a fabulous, finished basement & large backyard~Gorgeous birch hardwood flooring throughout 1st floor~The family features a lovely gas fireplace & custom Plantation shutters~The family room opens to the kitchen & to living room, creating the perfect floorplan for entertaining~The kitchen promotes beautiful maple cabinetry, Corian countertops, island, pantry & SS appliances (newer gas range & microwave)~Upgraded lighting~Newer upgraded carpeting on main staircase, upper hallway & master suite~1st floor laundry room w/newer washer & dryer (included)~The 2nd floor offers a wonderful master suite w/vaulted ceiling, walk-in closet & private ensuite bathroom w/dual sink vanity, ceramic title flooring & linen closet~The 2nd floor also offers 2 additional, nice-sized bedrooms & a full bathroom~The awesome finished basement provides a great entertainment room, 2 additional bedrooms (w/egress windows & closets) & a bonus room ready for your decorating ideas & finishing touch~The large, fenced backyard provides terrific outdoor space & the over-sized patio is perfect for your BBQs & summer gatherings~Nice attached 2-car garageEnjoy neighborhood parks & ponds~Convenient location, close to everything~Move-in ready home~Quick close~Schedule your showing today!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475126303 Listed on: 05/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,514
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 65 x 162
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Concrete Perimeter Foundation
Interior Spaces
- 2,002 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Storage Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Additional Features
- Patio
- Property is near a park
Community Details
- Mgmt Association, Phone Number (866) 473-2573
- Hometown Subdivision, The Mayors House Floorplan
- Property managed by Real Manage Illinois
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Jun 16, 2025
Sold by
Henderson Anthony L and Henderson Bridget D
Bought by
Vena Anthony J
Seller's Agent
Robin Freiman
Coldwell Banker Real Estate Group
Buyer's Agent
Douglas DiBasilio
HomeSmart Connect LLC
List Price
$385,000
Sold Price
$395,000
Premium/Discount to List
$10,000
2.6%
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.50%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$375,390
Purchase Details
Listed on
May 19, 2021
Closed on
Jul 14, 2021
Sold by
Clayton James M and Clayton Valerie N
Bought by
Henderson Anthony L
Seller's Agent
Ruth Frey
Keller Williams Infinity
Buyer's Agent
Tiffany Roscoe
Coldwell Banker Realty
List Price
$310,000
Sold Price
$310,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.38%
Original Mortgage
$317,130
Interest Rate
3%
Mortgage Type
VA
Purchase Details
Closed on
Mar 2, 2007
Sold by
Kosloski Joseph A and Kosloski Cortni P
Bought by
Clayton James M and Clayton Valerie N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,807
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 1, 2005
Sold by
Walter Laura L
Bought by
Kosloski Joseph A and Kosloski Cortni P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,985
Interest Rate
5.69%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 2, 2004
Sold by
The Bigelow Group Inc
Bought by
Walter Laura L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,500
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | None Listed On Document | |
| Warranty Deed | $310,000 | First American Title | |
| Warranty Deed | $265,000 | Greater Illinois Title Co | |
| Warranty Deed | $260,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $254,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $378,026 | FHA | |
| Previous Owner | $317,130 | VA | |
| Previous Owner | $260,807 | Purchase Money Mortgage | |
| Previous Owner | $40,200 | Stand Alone Second | |
| Previous Owner | $38,985 | Credit Line Revolving | |
| Previous Owner | $207,920 | New Conventional | |
| Previous Owner | $241,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/16/2025 06/16/25 | Sold | $395,000 | +2.6% | $197 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | For Sale | $385,000 | +24.2% | $192 / Sq Ft |
| 07/15/2021 07/15/21 | Sold | $310,000 | 0.0% | $173 / Sq Ft |
| 05/28/2021 05/28/21 | Pending | -- | -- | -- |
| 05/19/2021 05/19/21 | For Sale | $310,000 | -- | $173 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $114,295 | $22,712 | $91,583 |
| 2023 | $7,612 | $101,146 | $20,099 | $81,047 |
| 2022 | $7,612 | $92,794 | $18,439 | $74,355 |
| 2021 | $7,690 | $89,225 | $17,730 | $71,495 |
| 2020 | $7,618 | $86,627 | $17,214 | $69,413 |
| 2019 | $7,545 | $84,605 | $17,214 | $67,391 |
| 2018 | $6,880 | $77,017 | $15,670 | $61,347 |
| 2017 | $6,662 | $70,983 | $14,442 | $56,541 |
| 2016 | $6,374 | $67,282 | $13,689 | $53,593 |
| 2015 | $6,141 | $62,298 | $12,675 | $49,623 |
| 2014 | -- | $58,772 | $11,958 | $46,814 |
| 2013 | -- | $61,190 | $12,451 | $48,739 |
Source: Public Records
Agents Affiliated with this Home
-
Robin Freiman
Seller's Agent in 2025
Robin Freiman
Coldwell Banker Real Estate Group
(630) 244-1114
3 in this area
92 Total Sales
-
Douglas DiBasilio
Buyer's Agent in 2025
Douglas DiBasilio
The McDonald Group
1 in this area
43 Total Sales
-
Ruth Frey
Seller's Agent in 2021
Ruth Frey
Keller Williams Infinity
(630) 551-8501
2 in this area
14 Total Sales
-
Tiffany Roscoe
Buyer's Agent in 2021
Tiffany Roscoe
Coldwell Banker Realty
(630) 688-0534
2 in this area
111 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12363506
APN: 03-18-145-006
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