5809 Hilltop Ave Panama City, FL 32408
3
Beds
2
Baths
1,256
Sq Ft
6,098
Sq Ft Lot
Highlights
- In Ground Pool
- Coastal Architecture
- Furnished
- Patronis Elementary School Rated A-
- Vaulted Ceiling
- No HOA
About This Home
As of June 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.Coastal Living at Its Best - 3 Bed, 2 Bath Home with Pool Near the Beach. Welcome to your dream beach side retreat! This charming 3-bedroom, 2-bath is being sold completely turn Key and furnished ! This home offers the perfect blend of comfort, style, and coastal convenience. Just a short golf cart ride away from the white sands of the Gulf , and one block away to the lagoon where you'll enjoy a relaxing kayak and or jet ski rides with friends and family!. It truly is the ultimate beach lifestyle with all the comforts of home! Step inside to a bright, open-concept living space filled with natural light, perfect for relaxing or entertaining. The kitchen features modern appliances,a beautiful coastal backsplash and a great flow that effortlessly opens up into the dining and living areas.The living area then opens up with french doors leading out to a nice screened in porch. Out back, your private paradise awaits you in a beautiful oasis of a backyard - complete with a sparkling in-ground gunite pool and large roomy area with a fire pit; and a sun soaked patio for grilling and chilling! The spacious primary suite offers a peaceful escape with an en-suite bathroom . Another additional bedroom across the hall & beautifully tiled step in shower bathroom in hall complete with granite countertop. The 3rd bedroom is spacious and is off the dining area separated and convenient for guests with a laundry and large closet area as well. Whether you're looking for a vacation getaway, a full-time home, or an investment property, this beach-close beauty has it all. Don't miss your chance to live where others vacation! Call your Favorite Realtor to view this beach beauty today!
Last Agent to Sell the Property
Beachy Beach Real Estate License #3428919 Listed on: 04/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,153
Year Built
- Built in 1983
Lot Details
- 6,098 Sq Ft Lot
- Lot Dimensions are 50x120
- Fenced
Home Design
- Coastal Architecture
- Slab Foundation
- Asphalt Roof
- Vinyl Siding
- Stucco
Interior Spaces
- 1,256 Sq Ft Home
- 1-Story Property
- Furnished
- Vaulted Ceiling
- Track Lighting
- Living Room
- Dining Room
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Parking
- Driveway
- Additional Parking
Pool
- In Ground Pool
- Gunite Pool
Outdoor Features
- Screened Patio
- Rain Gutters
- Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Ductless Heating Or Cooling System
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Biltmore Beach 1St Add Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 10, 2025
Closed on
Jun 25, 2025
Sold by
Condrey Heidi E and Condrey Cecil K
Bought by
Mccoy Shelly E
Seller's Agent
Kati Pullins
Beachy Beach Real Estate
Buyer's Agent
Christi Renee
Beachy Beach Real Estate
List Price
$449,000
Sold Price
$410,000
Premium/Discount to List
-$39,000
-8.69%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.08%
Original Mortgage
$307,500
Outstanding Balance
$307,238
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$132,061
Purchase Details
Listed on
Jul 14, 2021
Closed on
Aug 6, 2021
Sold by
Murray Jennifer Lynn and Dempsey Jennifer
Bought by
Condrey Heidi E and Condrey Cecil K
Seller's Agent
Rita Hansen
Counts Real Estate Group Inc
Buyer's Agent
Kati Pullins
Beachy Beach Real Estate
List Price
$315,000
Sold Price
$330,000
Premium/Discount to List
$15,000
4.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$302,000
Interest Rate
3%
Mortgage Type
Commercial
Purchase Details
Closed on
May 16, 2019
Sold by
Dempsey Donald A
Bought by
Dempsey Jennifer
Purchase Details
Closed on
Nov 8, 2002
Sold by
Mcnulty Patricia A and Costa Patty A
Bought by
Dempsey Donald A and Dempsey Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
5.98%
Similar Homes in Panama City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $410,000 | Provident Title | |
| Warranty Deed | $410,000 | Provident Title | |
| Warranty Deed | $330,000 | Mti Title Insurance Agcy Inc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $117,000 | Lawyers Title Agency N Fl In |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $307,500 | New Conventional | |
| Closed | $307,500 | New Conventional | |
| Previous Owner | $302,000 | Commercial | |
| Previous Owner | $18,000 | Stand Alone Second | |
| Previous Owner | $160,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $19,294 | Credit Line Revolving | |
| Previous Owner | $115,000 | Unknown | |
| Previous Owner | $19,170 | Stand Alone Second | |
| Previous Owner | $93,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Sold | $410,000 | -8.7% | $326 / Sq Ft |
| 04/10/2025 04/10/25 | For Sale | $449,000 | +36.1% | $357 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $330,000 | -- | -- |
| 08/06/2021 08/06/21 | Sold | $330,000 | +4.8% | $263 / Sq Ft |
| 07/20/2021 07/20/21 | Pending | -- | -- | -- |
| 07/14/2021 07/14/21 | For Sale | $315,000 | -- | $251 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,581 | $253,297 | $137,200 | $116,097 |
| 2023 | $3,581 | $264,139 | $130,683 | $176,935 |
| 2022 | $2,817 | $240,126 | $78,400 | $161,726 |
| 2021 | $1,828 | $149,081 | $72,324 | $76,757 |
| 2020 | $877 | $106,573 | $0 | $0 |
| 2019 | $856 | $104,177 | $0 | $0 |
| 2018 | $847 | $102,235 | $0 | $0 |
| 2017 | $830 | $100,132 | $0 | $0 |
| 2016 | $847 | $100,269 | $0 | $0 |
| 2015 | $879 | $100,504 | $0 | $0 |
| 2014 | $888 | $101,277 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kati Pullins
Seller's Agent in 2025
Kati Pullins
Beachy Beach Real Estate
(334) 435-1465
11 in this area
37 Total Sales
-
Christi Renee
Buyer's Agent in 2025
Christi Renee
Beachy Beach Real Estate
(850) 778-5964
3 in this area
80 Total Sales
-
Rita Hansen
Seller's Agent in 2021
Rita Hansen
Counts Real Estate Group Inc
(850) 832-3303
14 in this area
70 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 771804
APN: 32007-000-000
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