605 Elm St Ludlow, KY 41016
3
Beds
2.5
Baths
1,404
Sq Ft
4,639
Sq Ft Lot
Highlights
- Above Ground Pool
- Deck
- Wood Flooring
- River View
- Traditional Architecture
- 1-minute walk to Ludlow Memorial Park
About This Home
As of May 2025Built in 1924 for the Lemker Family, this beautiful, well maintained home with views of the Ohio River from the front porch is bursting with small town charm! Fenced in backyard boasts a nice deck for entertaining and an above ground pool (liner was replaced less than a year ago). Also has a detached 2 car garage with off street parking. Recently added an additional full bathroom on the upper level. 3 Bedroom currently being used as an office. Nothing to do but move in!
Last Agent to Sell the Property
Donald Bray
Reinvest Consultants, LLC Listed on: 03/21/2021
Last Buyer's Agent
Rebecca Weber
Huff Realty - Ft. Mitchell
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,698
Year Built
- Built in 1924
Lot Details
- 4,639 Sq Ft Lot
Parking
- 2 Car Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Property Views
- River
- Park or Greenbelt
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,404 Sq Ft Home
- 1.5-Story Property
- High Ceiling
- Insulated Windows
- Family Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
- Solid Wood Cabinet
Flooring
- Wood
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Above Ground Pool
- Deck
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-32-04-016.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 8, 2025
Closed on
May 21, 2025
Sold by
Cipollone Erin H and Mansell Erin
Bought by
Creekmore Arnold and Creekmore Geraldine
Seller's Agent
Rebecca Weber
Comey & Shepherd REALTORS
Buyer's Agent
Rebecca Weber
Comey & Shepherd REALTORS
List Price
$289,900
Sold Price
$305,000
Premium/Discount to List
$15,100
5.21%
Views
119
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.44%
Purchase Details
Listed on
Mar 21, 2021
Closed on
May 19, 2021
Sold by
Bray Lucas T
Bought by
Cipollone Erin H
Seller's Agent
Donald Bray
Reinvest Consultants, LLC
Buyer's Agent
Rebecca Weber
Huff Realty - Ft. Mitchell
List Price
$205,000
Sold Price
$207,500
Premium/Discount to List
$2,500
1.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.06%
Original Mortgage
$201,275
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 28, 2017
Sold by
Hoffman Troy and Hoffman Melissa
Bought by
Bray Lucas T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,300
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 27, 2011
Sold by
Gavin Michelle
Bought by
Hoffman Troy and Hoffman Melissa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,465
Interest Rate
5.12%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 16, 2009
Sold by
Gavin Michelle and Gavin Dennis
Bought by
Gavin Michelle
Purchase Details
Closed on
Jan 18, 2002
Sold by
Lemker Mary H
Bought by
Gavin Dennis A and Gavin Michelle M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $305,000 | None Listed On Document | |
| Warranty Deed | $305,000 | None Listed On Document | |
| Warranty Deed | $207,500 | None Available | |
| Warranty Deed | $114,000 | 360 American Title Services | |
| Deed | $100,000 | 360 American Title Svcs Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $87,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $201,275 | New Conventional | |
| Previous Owner | $108,300 | New Conventional | |
| Previous Owner | $97,465 | FHA | |
| Previous Owner | $22,000 | Credit Line Revolving | |
| Previous Owner | $77,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2025 05/27/25 | Sold | $305,000 | +5.2% | $217 / Sq Ft |
| 05/10/2025 05/10/25 | Pending | -- | -- | -- |
| 05/08/2025 05/08/25 | For Sale | $289,900 | +39.7% | $206 / Sq Ft |
| 05/19/2021 05/19/21 | Sold | $207,500 | +1.2% | $148 / Sq Ft |
| 03/23/2021 03/23/21 | Pending | -- | -- | -- |
| 03/21/2021 03/21/21 | For Sale | $205,000 | -- | $146 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,698 | $207,500 | $10,000 | $197,500 |
| 2023 | $2,671 | $207,500 | $10,000 | $197,500 |
| 2022 | $2,670 | $207,500 | $10,000 | $197,500 |
| 2021 | $1,662 | $114,000 | $10,000 | $104,000 |
| 2020 | $1,655 | $114,000 | $10,000 | $104,000 |
| 2019 | $1,646 | $114,000 | $10,000 | $104,000 |
| 2018 | $1,635 | $114,000 | $10,000 | $104,000 |
| 2017 | $1,425 | $100,000 | $10,000 | $90,000 |
| 2015 | $1,358 | $100,000 | $10,000 | $90,000 |
| 2014 | $1,304 | $100,000 | $10,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Rebecca Weber
Seller's Agent in 2025
Rebecca Weber
Comey & Shepherd REALTORS
(513) 676-1432
3 in this area
172 Total Sales
-
D
Seller's Agent in 2021
Donald Bray
Reinvest Consultants, LLC
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 546925
APN: 026-32-04-016.00
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