NOT LISTED FOR SALE

608 N Second St Cumberland, MD 21502

Estimated Value: $182,977 - $195,000

3 Beds
2 Baths
-- Sq Ft
5,000 Sq Ft Lot

Last Sold December 31, 2014

Last sale price $91,000

Est. 105% increase in value since last sale

Current estimated payment $1,099/month

198 Days on Market

Highlights

  • Cape Cod Architecture
  • Traditional Floor Plan
  • Den
  • Parkside Elementary School Rated 9+
  • No HOA
  • Porch

About This Home

As of December 2014

*****GREAT VALUE HERE****Nice home with lots of windows (newer) and plenty of storage!! This 3 bed/ 2 bath home is quaint on the outside with a partially fenced yard and a large front porch. Warm, cozy, and very inviting on the inside. There is a bonus room to make as your office or craft area. Seller will share recent home inspection ****ONE YEAR WARRANTY WITH FULL PRICE OFFER.***

Last Agent to Sell the Property

Dennis White

(301) 722-9292 cwhite1769@gmail.com Homes & Land Real Estate License #RM420344 Listed on: 05/01/2014

Last Buyer's Agent

Rosalind Morris

(301) 729-0021 rozziemorris@hotmail.com Ability Real Estate Service License #308936

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,201

Year Built

  • Built in 1925

Lot Details

  • 5,000 Sq Ft Lot
  • Partially Fenced Property
  • Property is in very good condition

Parking

  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Den

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Connecting Stairway
  • Side Exterior Basement Entry

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 0129007292

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,201

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1925
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Dining Area, Floor Plan - Traditional
  • Fireplace: No
  • Entry Location: Living Room
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 1, Study
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Side Entrance
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Fencing: Partially
  • Improvement Assessed Value: 86900.00
  • Land Assessed Value: 15000.00
  • Lot Size Acres: 0.11
  • Lot Size Area: 5000
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5000.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Very Good

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14934951
  • Tax Annual Amount: 1200.79
  • Assessor Parcel Number: 0129007292
  • Tax Lot: 34
  • County Tax Payment Frequency: Annually
  • Tax Year: 2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2014
Closed on
Dec 31, 2014
Sold by
Chungo Donna J
Bought by
Isner Shannon M and Isner Heather
Seller's Agent
Dennis White
Homes & Land Real Estate
Buyer's Agent
Rosalind Morris
Ability Real Estate Service
List Price
$99,500
Sold Price
$91,000
Premium/Discount to List
-$8,500
-8.54%
Current Estimated Value
$186,994

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,994
Avg. Annual Appreciation
6.72%
Original Mortgage
$92,857
Outstanding Balance
$71,334
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$115,660

Purchase Details

Closed on
Jun 21, 2006
Sold by
Smithberger Arm W
Bought by
Chungo Donna J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 12, 2006
Sold by
Smithberger Arm W
Bought by
Chungo Donna J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 7, 2002
Sold by
Cantone N A
Bought by
Smithberger Armand W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Isner Shannon M $91,000 None Available
Chungo Donna J $107,000 --
Chungo Donna J $107,000 --
Smithberger Armand W $54,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Isner Shannon M $92,857
Previous Owner Chungo Donna J $59,000
Previous Owner Chungo Donna J $59,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/31/2014 12/31/14 Sold $91,000 -8.5% --
11/15/2014 11/15/14 Pending -- -- --
11/04/2014 11/04/14 For Sale $99,500 +9.3% --
11/04/2014 11/04/14 Off Market $91,000 -- --
09/24/2014 09/24/14 For Sale $99,500 0.0% --
08/02/2014 08/02/14 Pending -- -- --
07/16/2014 07/16/14 Price Changed $99,500 -5.1% --
07/06/2014 07/06/14 Price Changed $104,900 -3.8% --
06/22/2014 06/22/14 For Sale $109,000 +19.8% --
05/30/2014 05/30/14 Off Market $91,000 -- --
05/01/2014 05/01/14 For Sale $109,000 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,506 $122,233 $0 $0
2024 $1,377 $113,600 $15,000 $98,600
2023 $1,142 $105,100 $0 $0
2022 $1,171 $96,600 $0 $0
2021 $1,067 $88,100 $15,000 $73,100
2020 $1,077 $88,100 $15,000 $73,100
2019 $1,068 $88,100 $15,000 $73,100
2018 $1,102 $91,700 $15,000 $76,700
2017 $1,101 $91,700 $0 $0
2016 $548 $91,700 $0 $0
2015 $1,201 $101,900 $0 $0
2014 $1,201 $99,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002972364

Bright MLS

APN: 29-007292