611 Horne St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $244,000 - $289,000
3
Beds
1
Bath
720
Sq Ft
$385/Sq Ft
Est. Value
Highlights
- Formal Dining Room
- Davis Primary School Rated A-
- Detached Garage
About This Home
As of January 2022Charming cape cod on a very large lot near downtown St Charles. Inviting front porch welcomes you. Spacious living and dining room with hardwood floors. Kitchen features white cabinets, new stainless steel microwave, refrigerator and stove. New garbage disposal. Mud room with a pantry. Main floor full bath has just been remodeled in 2019. White pedestal, shower with new tile, white cabinet and linen closet with so much storage. Main floor Master bedroom with hardwood flooring. 2 dormered bedrooms on the 2nd floor with new wood laminate flooring and a shared closet. Ceiling fans throughout the home. New kitchen light fixture and exterior coach lights. Full basement with room for plenty of storage and laundry area. Huge 2 car garage. Very large yard that is partially fenced. Plenty of room to roam and have bonfires. The home has been painted inside and out in 2019. A/C was replaced in 2018 and the water heater in 2020. Awesome location! Close to schools, parks, Fox River, shopping and restaurants. Home has a lot of character and has many updates. You will be impressed!
Last Agent to Sell the Property
Keller Williams Inspire - Geneva License #475132796 Listed on: 12/09/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,898
Year Built
- 1938
Lot Details
- 7,841
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Frame Construction
Interior Spaces
- 1.5-Story Property
- Formal Dining Room
- Unfinished Basement
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 9, 2021
Closed on
Jan 11, 2022
Sold by
Sharon Szwarga
Bought by
Olsen Misty D
Seller's Agent
Pamela Burke
Keller Williams Inspire - Geneva
Buyer's Agent
Anne Kothe
Keller Williams Inspire
List Price
$209,714
Sold Price
$210,000
Premium/Discount to List
$286
0.14%
Total Days on Market
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,907
Avg. Annual Appreciation
8.04%
Original Mortgage
$183,150
Outstanding Balance
$170,510
Interest Rate
3.11%
Mortgage Type
FHA
Estimated Equity
$102,201
Purchase Details
Listed on
Apr 8, 2019
Closed on
Jun 10, 2019
Sold by
Allen Laura
Bought by
Szwarga Sharon
Seller's Agent
Mary Reuter Kenney
RE/MAX All Pro - St Charles
Buyer's Agent
Pamela Burke
Keller Williams Inspire - Geneva
List Price
$189,800
Sold Price
$155,000
Premium/Discount to List
-$34,800
-18.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.39%
Original Mortgage
$150,350
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 8, 2018
Sold by
Allen Laura
Bought by
Allen Laura and Laura Allen Living Trust
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Olsen Misty D | $210,000 | Law Offices Of Steven M Kuduli | |
| Szwarga Sharon | $155,000 | Chicago Title Insurance Co | |
| Allen Laura | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Olsen Misty D | $183,150 | |
| Previous Owner | Szwarga Sharon | $150,350 | |
| Previous Owner | Allen Dayton J | $130,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/14/2022 01/14/22 | Sold | $210,000 | +0.1% | $292 / Sq Ft |
| 12/15/2021 12/15/21 | Pending | -- | -- | -- |
| 12/09/2021 12/09/21 | For Sale | $209,714 | +35.3% | $291 / Sq Ft |
| 06/10/2019 06/10/19 | Sold | $155,000 | -3.0% | $215 / Sq Ft |
| 05/01/2019 05/01/19 | Pending | -- | -- | -- |
| 04/26/2019 04/26/19 | Price Changed | $159,800 | -5.9% | $222 / Sq Ft |
| 04/17/2019 04/17/19 | Price Changed | $169,800 | -5.6% | $236 / Sq Ft |
| 04/11/2019 04/11/19 | Price Changed | $179,800 | -5.3% | $250 / Sq Ft |
| 04/08/2019 04/08/19 | For Sale | $189,800 | -- | $264 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,898 | $82,678 | $28,997 | $53,681 |
| 2022 | $5,713 | $76,751 | $28,406 | $48,345 |
| 2021 | $5,477 | $73,159 | $27,077 | $46,082 |
| 2020 | $5,059 | $67,472 | $26,572 | $40,900 |
| 2019 | $5,458 | $66,136 | $26,046 | $40,090 |
| 2018 | $5,180 | $62,451 | $23,429 | $39,022 |
| 2017 | $5,054 | $60,316 | $22,628 | $37,688 |
| 2016 | $5,317 | $58,197 | $21,833 | $36,364 |
| 2015 | -- | $55,203 | $21,598 | $33,605 |
| 2014 | -- | $52,611 | $21,598 | $31,013 |
| 2013 | -- | $53,310 | $21,814 | $31,496 |
Source: Public Records
Agents Affiliated with this Home
-
Pamela Burke
Seller's Agent in 2022
Pamela Burke
Keller Williams Inspire - Geneva
(630) 935-2777
2 in this area
133 Total Sales
-
Anne Kothe
Buyer's Agent in 2022
Anne Kothe
Keller Williams Inspire
(630) 935-4739
2 in this area
276 Total Sales
-
Mary Reuter Kenney
Seller's Agent in 2019
Mary Reuter Kenney
RE/MAX
(630) 204-5539
3 in this area
145 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11281355
APN: 09-34-309-004
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