$455,000
OPEN SUN 11AM - 1PM

Estimated payment $3,279/month

Total Views 1,724
3 Beds
2.5 Baths
1,921 Sq Ft
$237 Price per Sq Ft

Highlights

  • Community Lake
  • Property is near a park
  • Loft
  • Oswego High School Rated A-
  • Wood Flooring
  • 3-minute walk to Pearce's Ford Park

About This Home

Who says you can't have it all? Besides being perfectly located backing to a private wooded area and steps to the elementary school, this beauty has been remodeled from top to bottom so all you will have to do is unpack and live your best life at home! From the moment you enter into the wide open 2-story foyer, you will feel welcomed. The porcelain tile entry floors transition perfectly into the gleaming hardwood. Soaring vaulted ceilings grace the bright and open living and dining rooms. The turned staircase is a beautiful architectural statement! Welcome to the kitchen of your dreams!!! Have you ever wanted a completely remodeled, custom kitchen with 3 pantries, 2 of which have all pull out drawers and the other is large enough to store away all of your large pots/pans/crock pots? How about soft close doors and drawers, under cabinet lighting, a tucked away microwave drawer and a powerful stainless vent hood over the slide in 6-burner stove with double ovens! You also have stunning quartz counters, extra deep stainless farmhouse sink with moveable drying shelf, and a fridge with the see through "knock" door with an ice maker that not only makes regular ice but also craft ball cocktail ice - how cool is that?! There is even additional storage next to the table space with the perfect area for a bar or coffee station. The sunny table space has glass sliding doors with the convenience of built-in blinds. Step down to the open family room featuring tons of windows flooding the space with natural light, and a remote start fireplace to keep you warm all winter long! Upstairs you are greeted by an incredible loft space, which could so easily be converted to a 4th bedroom but it really makes the perfect open office, play space, library, etc.! Your primary retreat awaits! It boasts gleaming hardwood floors, ceiling fan, and a huge walk in closet with a motion light and custom organizer system. Wait until you can relax in your remodeled luxurious en suite bathroom with 2 vanities full of drawers and cabinets for all your storage needs, timed vent fan, and a custom tiled shower that you'll never want to step out of with an incredible multiple body jet and waterfall shower system! Even the guest bath is gorgeous and entirely remodeled! The additional bedrooms are spacious, have gorgeous hardwood flooring, ceiling fans and excellent closet space. They are all neutral and bright and peaceful retreats! The wide open basement is ready for all of your storage needs or finishing ideas! The cherry on top of this home is out back. The newly refinished deck awaits all of your gatherings and entertaining needs while overlooking the private tree line in the back of the yard. If you've ever dreamed of not having any homes directly behind you, this yard is a dream come true! Nature lovers welcome! Exterior lights are on dusk to dawn sensors. Did I mention that the garage is heated? And you have an amazing Leaf Filter system on all the gutters? Extra insulation has been added to the attic! Even the laundry room is adorable and remodeled with newer stackable washer and dryers, wash sink, and storage space! And how about these outstanding upgrades and updates?: 2024 - refinished 2 level deck. 2023 - New roof, gutters, Leaf Filter with lifetime warranty! 2022 - New sump pump. 2021 - All New custom kitchen, appliances, and laundry room remodel, New lighting. New family room LVP flooring. Powder room total remodel 2019 - Primary bathroom total remodel and New furnace with humidifier, New AC and New water softener. 2018 - Newly rebuilt deck. ( Per former owner windows have been replaced prior to 2018) Take advantage of the beauty that the Ponds of Mill Race Creek has to offer, enjoy the miles of paved walking and biking paths, ponds, Pearces Ford park with tennis courts and playground. The location proximity to all that Rt. 34 and downtown Oswego have to offer just cannot be beat. This home is a 10!!!!!

Listing Agent

Jennifer Drohan

Keller Williams Infinity License #475137483 Listed on: 08/08/2025

Keller Williams Infinity

Open House Schedule

  • Sunday, August 10, 2025
    11:00 am to 1:00 pm
    8/10/2025 11:00:00 AM +00:00
    8/10/2025 1:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,898

Year Built

  • Built in 1996

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1,921 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Wood Flooring
  • Carbon Monoxide Detectors

Kitchen

  • Double Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Additional Features

  • Lot Dimensions are 17x50x123x80x123
  • Property is near a park

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Associa Association, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision
  • Property managed by Mill Race creek HOA
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,898

Year Built

Built in 1996

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, Water Softener Owned, Humidifier
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • LivingArea: 1921
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Loft, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1921
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • List Price: 455000
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 138
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Mill Race creek HOA
  • Management Contact Name: Associa
  • Management Phone: 630-554-6900

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 17X50X123X80X123
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8898
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,898 $121,568 $31,508 $90,060
2023 $7,838 $107,582 $27,883 $79,699
2022 $7,838 $97,802 $25,348 $72,454
2021 $7,523 $91,404 $23,690 $67,714
2020 $7,818 $88,742 $23,000 $65,742
2019 $7,530 $84,442 $23,000 $61,442
2018 $7,342 $80,081 $21,586 $58,495
2017 $7,279 $77,001 $20,756 $56,245
2016 $7,228 $75,491 $20,349 $55,142
2015 $7,341 $73,292 $19,756 $53,536
2014 -- $71,158 $19,181 $51,977
2013 -- $71,877 $19,375 $52,502
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 For Sale $455,000 -- $237 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $217,500 Greater Illinois Title Compa
Warranty Deed $287,500 Chicago Title Insurance Comp
Warranty Deed $184,000 First American Title Ins Co
Warranty Deed $182,500 Law Title Insurance Co Inc
Trustee Deed $175,000 Chicago Title Insurance Co
Deed $474,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Previous Owner $199,175 FHA
Previous Owner $217,650 New Conventional
Previous Owner $57,500 Stand Alone Second
Previous Owner $230,000 Purchase Money Mortgage
Previous Owner $85,000 No Value Available
Previous Owner $135,000 No Value Available
Previous Owner $166,750 No Value Available
Closed -- No Value Available
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12440202

Midwest Real Estate Data (MRED)

APN: 03-09-251-001