NOT LISTED FOR SALE

Estimated Value: $322,000 - $352,000

3 Beds
2 Baths
1,510 Sq Ft
$224/Sq Ft Est. Value

Last Sold August 19, 2024

Last sale price $334,900 $222 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,128/month

6 Days on Market

Highlights

  • 0.32 Acre Lot
  • Traditional Architecture
  • Covered Patio or Porch
  • Deck
  • No HOA
  • Fireplace

About This Home

As of August 2024

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSWelcome to The Cove! If you've been looking for a historic home filled with character and charm, THIS IS IT!! Featuring three bedrooms, two bathrooms, an updated kitchen with quartz countertops and stainless steel appliances. You'll also find original hardwood flooring, shiplap ceilings in one of the bedrooms, a cozy wood burning fireplace, a master suite with walk in closet and gorgeous tiled bathrooms - this home is truly one of a kind!The stunning sunroom with incredible natural light makes the perfect spot to fill with plants and sip your morning coffee. Three walls of windows provides an exceptional view of the enormous fully fenced backyard with mature azaleas and quaint bird houses. The home sits on a double lot with an open deck and is a true oasis for entertaining or family fun. Enjoy evenings rocking on the covered front porch or taking the golf cart to downtown for dinner and drinks. NO HOA - bring your boat! Panama City Marina is just under a mile from the driveway. Don't miss your chance to own in The Cove!

Last Agent to Sell the Property

Haylee Ellis

Beachy Beach Real Estate Listed on: 07/11/2024

Beachy Beach Real Estate

Last Buyer's Agent

Tucker Painter

Coastal Sun Realty LLC License #SL3392361

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,488

Year Built

  • Built in 1936

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100 x 140
  • Fenced

Home Design

  • Traditional Architecture
  • Exterior Columns
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 1,510 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Room

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Home Security

  • Smart Thermostat
  • Storm Windows
  • Fire and Smoke Detector

Parking

  • Carport
  • Driveway
  • Additional Parking

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cove Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,488

Year Built

Built in 1936

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1936
  • Property Sub Type: Detached
  • Lot Size Acres: 0.32
  • Lot Size: 100 x 140
  • Road Frontage Type: City Street
  • Subdivision Name: Cove
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Entry Level: 1
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • Interior Amenities: Fireplace, Pantry, Recessed Lighting, Split Bedrooms, Smart Thermostat
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Living Area: 1510.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
  • Stories: 1
  • Window Features: Storm Window(s)
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Fenced, Full
  • Waterfront: No
  • Construction Type: Aluminum Siding, HardiPlank Type, Vinyl Siding, Wood Frame
  • Exterior Features: Columns
  • Patio And Porch Features: Covered, Deck, Open, Porch
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Additional Parking, Carport, Driveway
  • Garage: No

Utilities

  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Ductless, Electric
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 13939.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Partially

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Aug 19, 2024
Sold by
Ellis Nigel Patrick and Ellis Haylee Forrest
Bought by
Pitts Carolyn Faith
Seller's Agent
Haylee Ellis
Beachy Beach Real Estate
Buyer's Agent
Tucker Painter
Coastal Sun Realty LLC
List Price
$334,900
Sold Price
$334,900
Views
22
Current Estimated Value
$337,936

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,036
Avg. Annual Appreciation
0.88%
Original Mortgage
$318,155
Outstanding Balance
$315,173
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$22,763

Purchase Details

Listed on
Nov 27, 2021
Closed on
Jan 12, 2022
Sold by
Smith Deron B and Smith Shelby E
Bought by
Ellis Nigel Patrick and Ellis Haylee Forrest
Seller's Agent
Lisa James
Realty ONE Group Emerald Coast
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$270,900
Sold Price
$290,000
Premium/Discount to List
$19,100
7.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.69%
Original Mortgage
$300,440
Interest Rate
3.11%
Mortgage Type
VA

Purchase Details

Listed on
Mar 7, 2018
Closed on
Aug 15, 2018
Sold by
Hancock Whitney Bank
Bought by
Sutton Shelby E and Smith Deron B
Seller's Agent
Deb Hunt
Deborah HuntReal Estate Broker
Buyer's Agent
Abbi Ratliff
Jim Free Realty LLC
List Price
$149,900
Sold Price
$125,000
Premium/Discount to List
-$24,900
-16.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.90%
Original Mortgage
$121,250
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2018
Sold by
Pence Jason R and Pence Angela P
Bought by
Whitney Bank

Purchase Details

Closed on
Feb 3, 2004
Sold by
Wakefield Enterprises Llc
Bought by
Pence Jason R and Pence Angela P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 11, 2003
Sold by
Truitt James F
Bought by
Wakefield Enterprises Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
9.5%

Purchase Details

Closed on
Jan 24, 2003
Sold by
Fischer Elizabeth B
Bought by
Truitt James F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
9.5%

Purchase Details

Closed on
Aug 27, 2002
Sold by
Reitz Mary E Marich
Bought by
Fischer Elizabeth B
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pitts Carolyn Faith $334,900 South Oak Title
Ellis Nigel Patrick $290,000 Defender Title & Escrow
Sutton Shelby E $125,000 Attorney
Whitney Bank $117,000 Attorney
Pence Jason R $122,000 Advantage Land & Title Inc
Wakefield Enterprises Llc $60,000 Advantage Land & Title Inc
Truitt James F $28,000 Advantage Land & Title Inc
Fischer Elizabeth B -- Commercial Title Services In
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pitts Carolyn Faith $318,155
Previous Owner Ellis Nigel Patrick $300,440
Previous Owner Smith Deron B $25,000
Previous Owner Sutton Shelby E $121,250
Previous Owner Pence Jason R $201,600
Previous Owner Pence Jason R $121,600
Previous Owner Pence Jason R $30,400
Previous Owner Pence Jason R $97,000
Previous Owner Truitt James F $30,000
Closed Pence Jason R $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2024 08/19/24 Sold $334,900 0.0% $222 / Sq Ft
07/11/2024 07/11/24 For Sale $334,900 +15.5% $222 / Sq Ft
10/17/2022 10/17/22 Off Market $290,000 -- --
06/20/2022 06/20/22 Off Market $1,150 -- --
06/20/2022 06/20/22 Off Market $125,000 -- --
01/13/2022 01/13/22 Sold $290,000 +7.1% $192 / Sq Ft
12/01/2021 12/01/21 Pending -- -- --
11/27/2021 11/27/21 For Sale $270,900 +116.7% $179 / Sq Ft
08/15/2018 08/15/18 Sold $125,000 -16.6% $87 / Sq Ft
06/22/2018 06/22/18 Pending -- -- --
03/07/2018 03/07/18 For Sale $149,900 0.0% $104 / Sq Ft
08/21/2015 08/21/15 Rented $1,150 -11.2% --
08/07/2015 08/07/15 Under Contract -- -- --
07/09/2015 07/09/15 For Rent $1,295 -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,488 $253,962 -- --
2023 $3,488 $246,565 $39,200 $207,365
2022 $588 $43,751 $0 $0
2021 $486 $42,477 $0 $0
2020 $465 $40,777 $0 $0
2019 $240 $39,860 $27,930 $11,930
2018 $1,153 $76,135 $0 $0
2017 $1,287 $85,869 $0 $0
2016 $1,317 $85,854 $0 $0
2015 $730 $85,349 $0 $0
2014 $738 $86,215 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 759744

Central Panhandle Association of REALTORS®

APN: 20487-000-000