Seller's Agent in 2024
Trudi Wichlacz
Oak and Stone Real Estate
(586) 242-3232
1 in this area
103 Total Sales
630 Ruskin Dr Algonac, MI 48001
Estimated Value: $231,000 - $347,000
2
Beds
1.5
Baths
1,475
Sq Ft
$210/Sq Ft
Est. Value
Highlights
- Home fronts a canal
- Ground Level Unit
- Bungalow
- Deck
- No HOA
- Ceiling Fan
About This Home
As of March 2024***MUST SEE** Charming canal front home. 2 story / 2 bed / 1.5 bath/office/living room and family room. ** New Roof (2024)** Spend all year or the summer near the St. Clair River leading into Lake St. Clair. Great for people with a waterfront lifestyle. The tranquil backyard is set up against a solid steel seawall that ensures your investment is protected. The boathouse with a hoist is grandfathered into the property to store your boat or other water vehicles. The boathouse has been lifted and rebuilt from cement footings. New sill plates and siding. The roof on the boathouse is approximately 7 years old. The original living room is currently used as a bedroom with a natural fireplace and removable walls. This can easily be transitioned back to its original room. The generous family room looks out to the deck and walkway going to the canal. The home comes with a kitchen nook and a first-floor laundry room. Along with the two bedrooms upstairs, there is a nice room that can be used as an office or for storage. The extra land across the street (approximately 60' X 100') is negotiable as part of the purchase. It comes with a heated tool shed with (2) 220 outlets and the land has room for jet skis, a boat, and/or extra parking.
Last Agent to Sell the Property
Oak and Stone Real Estate License #6501404378 Listed on: 02/10/2024
Last Buyer's Agent
Danielle Roberts
License #6506048466
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,447
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 45 x 110
- Home fronts a canal
Parking
- Carport
Home Design
- Bungalow
Interior Spaces
- 1,475 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Living Room with Fireplace
- Crawl Space
Kitchen
- Free-Standing Gas Oven
- Free-Standing Gas Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Canal Access
- Deck
Location
- Ground Level Unit
Utilities
- Back Up Electric Heat Pump System
- Baseboard Heating
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Suprvr's Roy T Gilberts Plat No 2 Algonac Twp Subdivision
Listing and Financial Details
- Assessor Parcel Number 74011270015000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 4, 2024
Sold by
Mesclier Linda Lee and Mesclier Marcel
Bought by
Seckel Reed G
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,155
Outstanding Balance
$295,916
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$13,642
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Seckel Reed G | $314,900 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Seckel Reed G | $299,155 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/14/2024 03/14/24 | Sold | $314,900 | 0.0% | $213 / Sq Ft |
| 02/15/2024 02/15/24 | Pending | -- | -- | -- |
| 02/10/2024 02/10/24 | For Sale | $314,900 | -- | $213 / Sq Ft |
Source: Realcomp
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,632 | $116,100 | $0 | $0 |
| 2024 | $2,632 | $117,300 | $0 | $0 |
| 2023 | $2,447 | $100,800 | $0 | $0 |
| 2022 | $2,587 | $88,500 | $0 | $0 |
| 2021 | $2,476 | $80,200 | $0 | $0 |
| 2020 | $2,478 | $76,800 | $17,600 | $59,200 |
| 2019 | $2,447 | $75,300 | $0 | $0 |
| 2018 | $2,400 | $65,000 | $0 | $0 |
| 2017 | $2,267 | $57,200 | $0 | $0 |
| 2016 | $2,093 | $57,200 | $0 | $0 |
| 2015 | -- | $56,300 | $17,600 | $38,700 |
| 2014 | -- | $55,100 | $17,600 | $37,500 |
| 2013 | -- | $53,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
D
Buyer's Agent in 2024
Danielle Roberts
Map
Source: Realcomp
MLS Number: 20240005643
APN: 01-127-0015-000
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IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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