632 S Cochran Ave Charlotte, MI 48813
3
Beds
1
Bath
1,964
Sq Ft
0.37
Acres
Highlights
- Farmhouse Style Home
- 2 Car Detached Garage
- Forced Air Heating and Cooling System
- Fenced Yard
- Porch
- Patio
About This Home
As of March 2025Extremely well maintained home in great location with approximately over 1900 sq ft with many updates. This 3 bedrooms, 1 bath home is located on a corner lot, has first floor laundry, pantry, beautiful windows which bring in lots of light, central air, first floor living room and family room, huge bathroom, good size bedrooms, great closet space and storage throughout, large fenced in back yard along with oversized detached 2 car garage with two stall/overhead doors and extra storage/work area. Newer: furnace, hot water heater, kitchen with: newer flooring, appliances, windows, and more! Easy drive to Michigan State University and Olivet College. To top it off and additional lot is included: 55x132 m/l. This home has a great price! Rooms sizes, square foot and year built may not be exact Buyer/Buyer's agent to verify all information.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,228
Year Built
- Built in 1890
Lot Details
- 0.37 Acre Lot
- Fenced Yard
- Landscaped
- Cleared Lot
- The community has rules related to zoning restrictions
Parking
- 2 Car Detached Garage
Home Design
- Farmhouse Style Home
- Brick Exterior Construction
- Frame Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,964 Sq Ft Home
- 2-Story Property
- Oven or Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Unfinished Basement
- Michigan Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
Community Details
- Jone's Addition Of City Of Cha Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 17, 2024
Closed on
Mar 19, 2025
Sold by
Cardinal Financial Company
Bought by
Hodges Hayden C
Seller's Agent
Jessica Hillyer
Coldwell Banker Professionals-Delta
Buyer's Agent
Hayden Hodges
Exit Great Lakes Realty
List Price
$174,900
Sold Price
$140,000
Premium/Discount to List
-$34,900
-19.95%
Total Days on Market
59
Views
85
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
123.62%
Original Mortgage
$135,800
Outstanding Balance
$135,685
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$30,092
Purchase Details
Closed on
Apr 18, 2024
Sold by
Adams Jerry L
Bought by
Cardinal Fin'L Co Lp
Purchase Details
Listed on
Feb 4, 2021
Closed on
Mar 12, 2021
Sold by
Vanloon Jon M and Jon Van Loon Living Trust
Bought by
Hicks Jacob
Seller's Agent
Carla Hewlett
RE/MAX Hometown
Buyer's Agent
Michele Reich
DeLong and Co.
List Price
$150,000
Sold Price
$147,500
Premium/Discount to List
-$2,500
-1.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.79%
Original Mortgage
$118,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 11, 2008
Sold by
Vanloon Jon M
Bought by
Vanloon Jon and Jon Van Loon Living Trust
Purchase Details
Closed on
Jan 29, 2005
Sold by
Vanloon Lori L
Bought by
Vanloon Jon M
Similar Homes in Charlotte, MI
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $140,000 | None Listed On Document | |
| Deed | $140,000 | None Listed On Document | |
| Sheriffs Deed | $144,000 | None Listed On Document | |
| Warranty Deed | $147,500 | Ata National Title Group Llc | |
| Warranty Deed | $147,500 | Ata National Title Group | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $135,800 | New Conventional | |
| Closed | $135,800 | New Conventional | |
| Previous Owner | $118,000 | New Conventional | |
| Previous Owner | $96,000 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/27/2025 03/27/25 | Sold | $140,000 | -15.8% | $71 / Sq Ft |
| 02/04/2025 02/04/25 | Pending | -- | -- | -- |
| 01/15/2025 01/15/25 | Price Changed | $166,200 | -5.0% | $85 / Sq Ft |
| 12/17/2024 12/17/24 | For Sale | $174,900 | -7.9% | $89 / Sq Ft |
| 05/17/2023 05/17/23 | For Sale | $189,900 | -4.1% | $97 / Sq Ft |
| 05/15/2023 05/15/23 | Sold | $198,000 | 0.0% | $101 / Sq Ft |
| 05/15/2023 05/15/23 | Sold | $198,000 | +4.3% | $101 / Sq Ft |
| 04/02/2023 04/02/23 | Pending | -- | -- | -- |
| 03/11/2023 03/11/23 | For Sale | $189,900 | +28.7% | $97 / Sq Ft |
| 03/12/2021 03/12/21 | Sold | $147,500 | -1.7% | $75 / Sq Ft |
| 02/17/2021 02/17/21 | Pending | -- | -- | -- |
| 01/13/2021 01/13/21 | For Sale | $150,000 | -- | $76 / Sq Ft |
Source: Northern Great Lakes REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,101 | $89,400 | $0 | $0 |
| 2023 | $2,767 | $80,700 | $0 | $0 |
| 2022 | $3,746 | $77,300 | $0 | $0 |
| 2021 | $2,707 | $71,100 | $0 | $0 |
| 2020 | $2,464 | $68,000 | $0 | $0 |
| 2019 | $2,424 | $61,012 | $0 | $0 |
| 2018 | $2,361 | $61,688 | $0 | $0 |
| 2017 | $2,317 | $60,289 | $0 | $0 |
| 2016 | -- | $60,335 | $0 | $0 |
| 2015 | -- | $58,148 | $0 | $0 |
| 2014 | -- | $50,751 | $0 | $0 |
| 2013 | -- | $54,563 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Hillyer
Seller's Agent in 2025
Jessica Hillyer
Coldwell Banker Professionals-Delta
(517) 492-3410
10 in this area
181 Total Sales
-
Hayden Hodges
H
Buyer's Agent in 2025
Hayden Hodges
Exit Great Lakes Realty
1 in this area
1 Total Sale
-
N
Seller's Agent in 2023
Non Member
Non Member Office
-
Mary Jo O'Hagan
Seller's Agent in 2023
Mary Jo O'Hagan
RE/MAX Michigan
(231) 920-8222
1 in this area
166 Total Sales
-
Brian Kasper
Buyer's Agent in 2023
Brian Kasper
Century 21 Affiliated
(517) 980-7288
14 in this area
340 Total Sales
-
Carla Hewlett
Seller's Agent in 2021
Carla Hewlett
RE/MAX Michigan
(517) 749-7202
37 in this area
94 Total Sales
Map
Source: Northern Great Lakes REALTORS® MLS
MLS Number: 1908950
APN: 200-056-800-110-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information in this listing was gathered from third-party sources including the seller. Northern Great Lakes REALTORS® MLS and its subscribers disclaim any and all representations or warranties as to the accuracy of this information.
Copyright 2025 Northern Great Lakes REALTORS® MLS. All Rights Reserved.
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