$460,000
SOLD MAY 1, 2025
5 Beds
3 Baths
2,275 Sq Ft
0.25 Acres

Recently Sold

$202 Per Sq Ft

2% Below List Price

7 Days on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Community Lake
  • Oswego High School Rated A-
  • Mature Trees
  • Deck

About This Home

As of May 2025

Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!

Last Agent to Sell the Property

John Stich

Worth Clark Realty License #475171150 Listed on: 03/13/2025

Worth Clark Realty

Last Buyer's Agent

Brandon Blankenship

Keller Williams Premiere Properties License #475194192

Keller Williams Premiere Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,414

Year Built

  • Built in 1998

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 89x123x55x123
  • Backs to Open Ground
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Stone Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,275 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Gas Log Fireplace
  • Replacement Windows
  • Insulated Windows
  • Palladian Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Full Attic

Kitchen

  • Range
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Sump Pump

Home Security

  • Video Cameras
  • Carbon Monoxide Detectors

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener is Owned
  • Cable TV Available

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance
  • Customer Service Association, Phone Number (630) 554-6900
  • Ponds At Mill Race Creek Subdivision
  • Property managed by Association Property Management, Inc.
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,414

Year Built

Built in 1998

Lot Details

0

HOA Fees

$60 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
  • Basement: Finished, Partial
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
  • LivingArea: 2275
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas
  • Room Type: Recreation Room, Bedroom 5, Foyer, Walk In Closet
  • Estimated Total Finished Sq Ft: 609
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 926
  • Attic: Full
  • Window Features: Insulated Windows,Palladian Windows
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Vinyl Siding, Stone
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Mature Trees, Backs to Open Grnd
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, Electric Dryer Hookup, In Unit, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 60
  • Association Fee Frequency: Monthly
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Property Management, Inc.
  • Management Contact Name: Customer Service
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School

Lot Info

  • Lot Size Acres: 0.2513
  • Lot Dimensions: 89X123X55X123
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9413.58
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

MLS Schools

  • Other Public Sch Dist: 516
  • Othr Public Sch: Waubonsee Community College

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2025
Closed on
Apr 29, 2025
Sold by
Madhu Ishan Rajesh and Milap Rajeshbhai
Bought by
Knoff Derrick H and Knoff Natasha S
Seller's Agent
John Stich
Worth Clark Realty
Buyer's Agent
Brandon Blankenship
Keller Williams Premiere Properties
List Price
$468,999
Sold Price
$460,000
Premium/Discount to List
-$8,999
-1.92%
Views
62
Current Estimated Value
$465,477

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,477
Avg. Annual Appreciation
1.96%
Original Mortgage
$437,000
Outstanding Balance
$435,691
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$29,786

Purchase Details

Listed on
Sep 16, 2021
Closed on
Oct 26, 2021
Sold by
Farswarj Jyoti and Farswarj Ashok Rakesh
Bought by
Madhu Ishan Rajesh and Madhu Milap Rajeshbhai
Seller's Agent
Carolyn Alzueta
Charles Rutenberg Realty of IL
Buyer's Agent
John Stich
Worth Clark Realty
List Price
$359,900
Sold Price
$365,000
Premium/Discount to List
$5,100
1.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.81%
Original Mortgage
$328,500
Interest Rate
2.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 26, 2017
Sold by
Beckman Matthew A and Beckman Stacey A
Bought by
Farswani Jyoti

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,600
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 17, 2005
Sold by
Cruse Mark A and Cruse Kathleen R
Bought by
Beckman Matthew A and Beckman Stacey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,050
Interest Rate
8.33%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 17, 2001
Sold by
Norr Robert and Norr Betty
Bought by
Cruse Mark A and Cruse Kathleen R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,800
Interest Rate
6.92%
Mortgage Type
Balloon

Purchase Details

Closed on
Jul 25, 2000
Sold by
Spriggs Jerry D and Spriggs Rita L
Bought by
Norr Robert and Norr Betty

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
8.19%

Purchase Details

Closed on
Aug 27, 1997
Sold by
Kimball Hill Inc
Bought by
Spriggs Jerry D and Spriggs Rita L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,339
Interest Rate
7.44%
Mortgage Type
VA

Purchase Details

Closed on
Jun 1, 1995
Bought by
Kimball Hill Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 Citywide Title
Warranty Deed $365,000 First American Title
Warranty Deed $262,000 Baird & Warner Title Service
Warranty Deed $299,000 Regency Title Services Inc
Warranty Deed $227,000 First American Title Co
Warranty Deed $215,000 Chicago Title Insurance Co
Warranty Deed $190,000 Stewart Title Company
Deed $760,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $437,000 New Conventional
Previous Owner $328,500 New Conventional
Previous Owner $209,600 Adjustable Rate Mortgage/ARM
Previous Owner $284,050 Fannie Mae Freddie Mac
Previous Owner $176,800 Balloon
Previous Owner $172,000 No Value Available
Previous Owner $195,339 VA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2025 05/01/25 Sold $460,000 -1.9% $202 / Sq Ft
03/20/2025 03/20/25 Pending -- -- --
03/13/2025 03/13/25 For Sale $468,999 +28.5% $206 / Sq Ft
10/27/2021 10/27/21 Sold $365,000 +1.4% $562 / Sq Ft View Prior Sale
09/19/2021 09/19/21 Pending -- -- --
09/16/2021 09/16/21 For Sale $359,900 -- $554 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,837 $128,234 $31,508 $96,726
2023 $8,774 $113,481 $27,883 $85,598
2022 $8,774 $103,164 $25,348 $77,816
2021 $8,460 $96,415 $23,690 $72,725
2020 $8,278 $93,607 $23,000 $70,607
2019 $8,149 $90,892 $23,000 $67,892
2018 $8,072 $87,333 $20,510 $66,823
2017 $8,015 $84,182 $19,721 $64,461
2016 $7,960 $82,531 $19,334 $63,197
2015 $8,086 $80,127 $18,771 $61,356
2014 -- $77,793 $18,224 $59,569
2013 -- $78,579 $18,408 $60,171
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12309902

Midwest Real Estate Data (MRED)

APN: 03-09-116-007