NOT LISTED FOR SALE

Estimated Value: $228,128 - $264,000

2 Beds
2 Baths
1,458 Sq Ft
$174/Sq Ft Est. Value

About This Home

This home is located at 640 S Spencer St, Aurora, IL 60505 and is currently estimated at $254,032, approximately $174 per square foot. 640 S Spencer St is a home located in Kane County with nearby schools including Dieterich Elementary School, K D Waldo Middle School, and East Aurora High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 28, 2015
Sold by
Bltrejv3 Chicago Llc
Bought by
Csma Blt Llc
Current Estimated Value
$254,032

Purchase Details

Closed on
Apr 8, 2013
Sold by
Vences Melquides
Bought by
Bltrejv3 Chicago Llc

Purchase Details

Closed on
Dec 2, 2011
Sold by
Zarate Arlene
Bought by
Vences Melquiades and Zarate Alma

Purchase Details

Closed on
Jun 19, 2008
Sold by
Zarate Maria Cruz and Zarate Jaime
Bought by
Zarate Arlene

Purchase Details

Closed on
Oct 9, 2007
Sold by
Vences Melquides and Zarate Alma
Bought by
Zarate Maria Cruz and Zarate Jaime

Purchase Details

Closed on
Aug 5, 2005
Sold by
Zarate Alma and Coutter Cesar
Bought by
Vences Melquides and Zarate Alma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 27, 2004
Sold by
Ortega Manuel and Ortega Manuel R
Bought by
Zarate Alma and Coutter Cesar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,831
Interest Rate
5.66%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 7, 1994
Sold by
Lacey Jeffrey A and Lacey Elizabeth Ann
Bought by
Ortega Manuel and Ortega Manuel R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,448
Interest Rate
8.64%
Mortgage Type
FHA

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Csma Blt Llc $13,744,500 Attorney
Bltrejv3 Chicago Llc $55,500 Greater Illinois Title Compa
Vences Melquiades -- First American Title Ins Co
Zarate Arlene -- None Available
Zarate Maria Cruz -- None Available
Vences Melquides -- Chicago Title Insurance Comp
Zarate Alma $134,000 Multiple
Ortega Manuel $53,333 Law Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Csma Blt Llc $249,930,700
Previous Owner Vences Melquides $112,000
Previous Owner Vences Melquides $28,000
Previous Owner Zarate Alma $131,831
Previous Owner Ortega Manuel $100,000
Previous Owner Ortega Manuel $79,448
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,274 $57,198 $6,229 $50,969
2022 $3,850 $50,673 $5,683 $44,990
2021 $3,809 $47,177 $5,291 $41,886
2020 $3,644 $43,821 $4,915 $38,906
2019 $3,578 $40,601 $4,554 $36,047
2018 $3,592 $39,446 $4,212 $35,234
2017 $3,493 $35,614 $3,881 $31,733
2016 $3,357 $31,897 $3,327 $28,570
2015 -- $27,685 $2,861 $24,824
2014 -- $25,585 $2,629 $22,956
2013 -- $28,730 $2,644 $26,086
Source: Public Records

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