Estimated Value: $477,045 - $510,000
3
Beds
2
Baths
1,398
Sq Ft
$350/Sq Ft
Est. Value
About This Home
This home is located at 642 Downing Dr, Galt, CA 95632 and is currently estimated at $489,261, approximately $349 per square foot. 642 Downing Dr is a home located in Sacramento County with nearby schools including Valley Oaks Elementary School, Robert L. McCaffrey Middle School, and Galt High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 13, 2015
Sold by
Gessele Kevin and Gessele Leslie
Bought by
Gessele Kevin J and Gessele Leslie C
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,218
Outstanding Balance
$173,168
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$316,093
Purchase Details
Closed on
Aug 30, 2006
Sold by
Gessele Kevin
Bought by
Gessele Kevin and Gessele Leslie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.67%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 18, 2004
Sold by
Gessele Kevin
Bought by
Gessele Kevin and Gessele Leslie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,250
Interest Rate
5.68%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 29, 2003
Sold by
Misri Praveen
Bought by
Gessele Kevin and Gessele Leslie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,500
Interest Rate
5.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 24, 2001
Sold by
Simone Umberto T and Simone Nicole M
Bought by
Misri Praveen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,980
Interest Rate
6.84%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 13, 1997
Sold by
Huston Dennis E and Huston Susan M
Bought by
Simone Umberto T and Simone Nicole M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,150
Interest Rate
7.63%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gessele Kevin J | -- | Old Republic Title Company | |
| Gessele Kevin | -- | Cornerstone Title Co | |
| Gessele Kevin | -- | Cornerstone Title Co | |
| Gessele Kevin | -- | North American Title Co | |
| Gessele Kevin | -- | North American Title Co | |
| Gessele Kevin | $210,000 | Old Republic Title Company | |
| Misri Praveen | $145,000 | Alliance Title Company | |
| Simone Umberto T | $109,000 | Commonwealth Land Title Ins |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gessele Kevin J | $216,218 | |
| Closed | Gessele Kevin | $225,000 | |
| Closed | Gessele Kevin | $191,250 | |
| Closed | Gessele Kevin | $178,500 | |
| Previous Owner | Misri Praveen | $142,980 | |
| Previous Owner | Simone Umberto T | $111,150 | |
| Closed | Misri Praveen | $8,700 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,268 | $304,130 | $65,165 | $238,965 |
| 2024 | $3,268 | $298,168 | $63,888 | $234,280 |
| 2023 | $3,212 | $292,323 | $62,636 | $229,687 |
| 2022 | $3,081 | $286,592 | $61,408 | $225,184 |
| 2021 | $3,083 | $280,973 | $60,204 | $220,769 |
| 2020 | $3,056 | $278,093 | $59,587 | $218,506 |
| 2019 | $2,979 | $272,641 | $58,419 | $214,222 |
| 2018 | $2,973 | $267,296 | $57,274 | $210,022 |
| 2017 | $2,703 | $248,466 | $53,240 | $195,226 |
| 2016 | $2,401 | $225,879 | $48,400 | $177,479 |
| 2015 | $2,260 | $217,192 | $46,539 | $170,653 |
| 2014 | $2,103 | $199,258 | $42,696 | $156,562 |
Source: Public Records
Map
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