643 Harbor Island Clearwater Beach, FL 33767
Island Estates Neighborhood
4
Beds
3.5
Baths
4,390
Sq Ft
0.26
Acres
Highlights
- 81 Feet of Bay Harbor Waterfront
- Water access To Gulf or Ocean
- Heated In Ground Pool
- White Water Ocean Views
- Boat Lift
- Custom Home
About This Home
As of August 2024In the heart of Clearwater’s most elite waterfront enclave, this home stands as the architectural jewel of Island Estates. Featuring the best open water vistas and unparalleled sophistication, this property offers a unique island-like feel, despite being moments away from Clearwater Beach’s prime locations. Every detail is curated, welcoming you with a circular travertine drive, then immediately revealing views of Clearwater Harbor through the front entry. Refined appointments include a soaring foyer with a hand-crafted chandelier, wood/travertine inlay flooring, and a family room which offers indoor/outdoor living on the Harbor. The custom millwork includes architectural beams and entry doors, a testament to the meticulous attention to detail and craftsmanship. First-floor master suite features open water views and a private balcony with seating for two. The master bath is beyond compare, Venetian plaster cathedral ceilings, freestanding tub, rain shower and more. Chef style kitchen includes leather-finish marble, gas stove top, and custom cabinetry with paneled appliances. A temperature controlled wine cellar is located off the kitchen, storing up to 800 bottles. The office is located on the second floor of the master wing, with an air purifying system, private balcony overlooking Pope’s channel, and a Murphy bed for extra guests. Two of the guest bedrooms share balconies with breathtaking views. The third guest room features a private, en-suite bath. The outdoor oasis was designed for a truly visceral experience; fire-pots, waterfalls, LED lighting, surround sound, Rip Rap Seawall and privacy create an unmatched Paradise. When you want to explore the seas, there’s a Deep Water Boat Slip with easy Gulf Access. Custom renovation and upgrade documentation available upon request; including but not limited to blueprints, renovation site plans, appliance and fixture information.
Last Agent to Sell the Property
COLDWELL BANKER REALTY Brokerage Phone: 727-822-9111 License #3391435
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $53,345
Year Built
- Built in 1972
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 82x140
- 81 Feet of Bay Harbor Waterfront
- Property fronts an intracoastal waterway
- West Facing Home
- Vinyl Fence
- Wood Fence
- Landscaped with Trees
Parking
- 3 Car Attached Garage
- Split Garage
- Circular Driveway
Property Views
- White Water Ocean
- Intracoastal
Home Design
- Custom Home
- Contemporary Architecture
- Mediterranean Architecture
- Slab Foundation
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 4,390 Sq Ft Home
- 2-Story Property
- Crown Molding
- Coffered Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Non-Wood Burning Fireplace
- Stone Fireplace
- Awning
- French Doors
- Sliding Doors
- Formal Dining Room
- Den
- Inside Utility
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Travertine
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- High Impact Windows
Pool
- Heated In Ground Pool
- Heated Spa
- Gunite Pool
- Saltwater Pool
- Pool Lighting
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- Seawall
- Rip-Rap
- Boat Lift
- Balcony
- Deck
- Patio
- Exterior Lighting
- Gazebo
- Rain Gutters
- Private Mailbox
- Rear Porch
Location
- Flood Zone Lot
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Tankless Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- Property has a Home Owners Association
- Island Estates Of Clearwater Units 6D 7A 7C Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 12
- Assessor Parcel Number 05-29-15-43456-073-0120
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2024
Closed on
Aug 20, 2024
Sold by
Smith Louise M and Smith Revocable Trust
Bought by
Beach Bum Life Ii Llc and Rask
Seller's Agent
Alexander Zynski
COLDWELL BANKER REALTY
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$4,475,000
Sold Price
$3,775,000
Premium/Discount to List
-$700,000
-15.64%
Total Days on Market
83
Views
232
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$228,848
Avg. Annual Appreciation
-7.80%
Original Mortgage
$3,775,000
Outstanding Balance
$3,100,597
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$445,555
Purchase Details
Listed on
Apr 28, 2022
Closed on
Sep 28, 2022
Sold by
Prieto Roberto
Bought by
Smith Revocable Trust
Seller's Agent
Jeanne O'Brien
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Debbie Garrigan
GARRIGAN & ASSOC REALTY INC
List Price
$4,000,000
Sold Price
$4,000,000
Views
10
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.03%
Original Mortgage
$975,000
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 3, 2019
Closed on
Jul 30, 2020
Sold by
Lacognata Carmine J and Lacognata Kristina A
Bought by
Prieto Alfred and Prieto Danielle M
Seller's Agent
Mike Lacognata
PARK PROPERTY GROUP
Buyer's Agent
Jeanne O'Brien
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$2,850,000
Sold Price
$2,900,000
Premium/Discount to List
$50,000
1.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.90%
Original Mortgage
$1,740,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 31, 2008
Sold by
Shah Kirit S and Shah Mukti K
Bought by
Lacognata Carmine J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 3, 2006
Sold by
Timberlake John E and Timberlake Ruth M
Bought by
Shah Kirit S and Shah Mukti K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Map
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Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $3,775,000 | Compass Land & Title | |
| Warranty Deed | -- | Platinum National Title | |
| Warranty Deed | $4,000,000 | Platinum National Title | |
| Warranty Deed | $2,900,000 | Wollinka Wikle Ttl Ins Agcy | |
| Warranty Deed | $1,300,000 | Title Agency Of Florida Inc | |
| Warranty Deed | $1,375,000 | Title Agency Of Florida Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $3,775,000 | New Conventional | |
| Previous Owner | $6,000,000 | Credit Line Revolving | |
| Previous Owner | $975,000 | New Conventional | |
| Previous Owner | $1,740,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $1,650,000 | Construction | |
| Previous Owner | $1,160,000 | New Conventional | |
| Previous Owner | $1,000,000 | Purchase Money Mortgage | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $1,000,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2024 08/20/24 | Sold | $3,775,000 | -9.6% | $860 / Sq Ft |
| 08/09/2024 08/09/24 | Pending | -- | -- | -- |
| 07/12/2024 07/12/24 | Price Changed | $4,175,000 | -2.9% | $951 / Sq Ft |
| 06/22/2024 06/22/24 | Price Changed | $4,299,000 | -3.9% | $979 / Sq Ft |
| 06/03/2024 06/03/24 | For Sale | $4,475,000 | 0.0% | $1,019 / Sq Ft |
| 05/31/2024 05/31/24 | Pending | -- | -- | -- |
| 05/17/2024 05/17/24 | For Sale | $4,475,000 | +11.9% | $1,019 / Sq Ft |
| 10/04/2022 10/04/22 | Sold | $4,000,000 | 0.0% | $913 / Sq Ft |
| 05/19/2022 05/19/22 | Pending | -- | -- | -- |
| 04/28/2022 04/28/22 | For Sale | $4,000,000 | +37.9% | $913 / Sq Ft |
| 07/31/2020 07/31/20 | Sold | $2,900,000 | -3.2% | $662 / Sq Ft |
| 06/16/2020 06/16/20 | Pending | -- | -- | -- |
| 01/17/2020 01/17/20 | Price Changed | $2,997,000 | +5.2% | $684 / Sq Ft |
| 12/03/2019 12/03/19 | For Sale | $2,850,000 | -- | $650 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $53,345 | $2,587,539 | $1,467,513 | $1,120,026 |
| 2023 | $53,345 | $2,809,676 | $0 | $0 |
| 2022 | $42,157 | $2,216,264 | $0 | $0 |
| 2021 | $42,855 | $2,151,068 | $0 | $0 |
| 2020 | $26,979 | $1,352,689 | $0 | $0 |
| 2019 | $27,946 | $1,388,400 | $0 | $0 |
| 2018 | $27,620 | $1,362,512 | $0 | $0 |
| 2017 | $23,964 | $1,342,486 | $0 | $0 |
| 2016 | $21,981 | $1,196,060 | $0 | $0 |
| 2015 | $16,907 | $840,976 | $0 | $0 |
| 2014 | $15,273 | $743,689 | $0 | $0 |
Source: Public Records
Source: Stellar MLS
MLS Number: U8239982
APN: 05-29-15-43456-073-0120
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