643 West St Gardner, MA 01440
Estimated payment $2,160/month
Highlights
- Very Popular Property
- Ranch Style House
- 1 Fireplace
- Waterfront
- Wood Flooring
- No HOA
About This Home
Home is leased through April, Investors only! Listing well under market value - reap the monthly income, then complete remaining cosmetic renovations for massive ROI or keep the cash flow! This income-generating property offers immediate returns with serious upside potential.Recent upgrades include: All-new quartz countertops, massive back deck, brand new front privacy fence, complete home security system (3 cameras + Ring doorbell), new 5" aluminum gutters with downspouts around entire house. Title V septic inspection completed April 2024, tank pumped and serviced.Partially finished basement ready for YOUR vision - convert to in-law apartment, add 2 bedrooms, create workshop, man cave, home gym, office, studio - the possibilities are endless. Washer/dryer in basement.Sitting on expansive 1/3-acre lot with huge yard - rare find at this price point!Location advantage: Great Route 2 access for easy commute to
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,000
Year Built
- Built in 1959
Lot Details
- 0.33 Acre Lot
- Waterfront
- Level Lot
Home Design
- Ranch Style House
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1 Fireplace
- Partially Finished Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- Stone Driveway
- Unpaved Parking
- Open Parking
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 14 / 19
- Assessor Parcel Number 3533453
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $38 | $261,200 | $71,100 | $190,100 |
| 2024 | $3,748 | $250,000 | $64,600 | $185,400 |
| 2023 | $3,453 | $214,100 | $63,700 | $150,400 |
| 2022 | $3,575 | $192,300 | $48,300 | $144,000 |
| 2021 | $3,445 | $171,900 | $42,000 | $129,900 |
| 2020 | $3,316 | $168,000 | $42,000 | $126,000 |
| 2019 | $3,255 | $161,600 | $42,000 | $119,600 |
| 2018 | $2,961 | $146,100 | $42,000 | $104,100 |
| 2017 | $2,699 | $131,800 | $42,000 | $89,800 |
| 2016 | $2,575 | $125,800 | $42,000 | $83,800 |
| 2015 | $2,513 | $125,800 | $42,000 | $83,800 |
| 2014 | $2,530 | $134,100 | $46,600 | $87,500 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | For Sale | $349,000 | -- | $205 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $109,000 | None Available | |
| Quit Claim Deed | $109,000 | None Available | |
| Warranty Deed | $126,000 | -- | |
| Foreclosure Deed | $126,000 | -- | |
| Deed | $189,900 | -- | |
| Deed | $189,900 | -- | |
| Deed | $95,000 | -- | |
| Deed | $95,000 | -- | |
| Deed | $27,000 | -- | |
| Foreclosure Deed | $55,800 | -- | |
| Foreclosure Deed | $55,800 | -- | |
| Deed | $40,000 | -- | |
| Deed | $75,000 | -- | |
| Deed | $75,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $151,920 | Purchase Money Mortgage | |
| Previous Owner | $80,750 | Purchase Money Mortgage | |
| Previous Owner | $71,250 | Purchase Money Mortgage |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73450094
APN: GARD-000032H-000019-000014
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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