NOT LISTED FOR SALE

644 Jefferson Dr Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $304,000 - $320,000

3 Beds
2 Baths
1,280 Sq Ft
$245/Sq Ft Est. Value

Sale Details

Date Sold: May 21, 2025

Last sale price $305,000 $238 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,025 / mo

3 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Main Floor Bedroom

About This Home

As of May 2025

Showings start Saturday, April 5th. This stunning home opens up to 3 bedrooms, 2 full baths with hardwood flooring and carpet in bedrooms. N ew kitchen granite countertops, gas log fireplace in living room. Back deck over looking a luscious green fenced back yard. Several trees have been removed over the years to open up the back yard for kids and dogs. HVAC is 2 years old, Refrigerator - 2 years and Dishwasher is 1 year. Covered front porch and a VERY large parking area that will accommodate your boat, RV and several vehicles.,Granite Counter,Fireplace in Living Room

Last Agent to Sell the Property

Sandy Morris

(434) 220-2200 quintonbeckham@me.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332[1865] Listed on: 04/03/2025

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Last Buyer's Agent

BROOKE THOMPSON

(434) 270-8839 SUSAN.SWINK@COMPASS.COM COMPASS-Avenue License #0225205985[3584]

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,359

Year Built

  • Built in 2003

Lot Details

  • 20,038 Sq Ft Lot

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Block Foundation

Interior Spaces

  • 1,280 Sq Ft Home
  • Property has 1 Level
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Home Security System

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane

Community Details

Overview

  • Association fees include common area maintenance, insurance, management, reserve funds, road maintenance, snow removal
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,359

Year Built

Built in 2003

Lot Details

0.46 Acres

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 1280.00
  • Exclusions: Curtains
  • Inclusions: Stove, Refrigerator, Dish Washer, Washer, Dryer
  • New Construction: No
  • Story List: Main
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1280
  • Living Area Sq Ft: 1280
  • Price Per Sq Ft: 232.81
  • Above Grade Finished Sq Ft: 1280
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Fuel: Propane - Owned
  • Heating Type: Central
  • Heating: Yes
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Golf Club, Lake, Swimming Pool
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.46
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2359.00
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Apr 28, 2025
Sold by
Bought by
Seller's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
BROOKE THOMPSON
COMPASS-Avenue
List Price
$298,000
Sold Price
$305,000
Premium/Discount to List
$7,000
2.35%
Views
32
Current Estimated Value
$314,022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,022
Avg. Annual Appreciation
2.40%
Original Mortgage
$289,750
Outstanding Balance
$286,050
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$27,972

Purchase Details

Closed on
Nov 19, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,236
Interest Rate
4.8%
Mortgage Type
VA

Purchase Details

Closed on
Aug 10, 2010
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • Whitney Pace Real Estate Agent - Long & Foster REALTORS

    Whitney Pace

    Long & Foster REALTORS

    (804) 277-2446

    44 Total Sales

    3 in Lake Monticello

    $335,000 Price Range

    Whitney Pace
     Section Image
  • David Roy Griffin Real Estate Agent - REAL ESTATE III, INC.

    David Roy Griffin

    REAL ESTATE III, INC.

    (434) 260-7919

    42 Total Sales

    5 in Lake Monticello

    $315K - $345K Price Range

    David Roy Griffin
     Section Image
  • SOPHIE LIN Real Estate Agent - Long & Foster Real Estate, Inc.

    SOPHIE LIN

    Long & Foster Real Estate, Inc.

    (434) 326-5119

    59 Total Sales

    4 in Lake Monticello

    $309K - $315K Price Range

    SOPHIE LIN
     Section Image
  • Tony Girard Real Estate Agent - HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    Tony Girard

    HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    (434) 443-5691

    50 Total Sales

    2 in Lake Monticello

    $379,900 Price Range

    Tony Girard
     Section Image
  • Lindsey McClellan Real Estate Agent - Real Broker, LLC

    Lindsey McClellan

    Real Broker, LLC

    (540) 701-7321

    115 Total Sales

    2 in Lake Monticello

    $300K - $305K Price Range

    Lindsey McClellan
     Section Image
  • Gavin Sherwood Real Estate Agent - YES REALTY PARTNERS

    Gavin Sherwood

    YES REALTY PARTNERS

    (434) 443-6489

    77 Total Sales

    10 in Lake Monticello

    $55K - $575K Price Range

    Gavin Sherwood
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$305,000 Chicago Title
$168,200 Stewart Title
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $289,750
Previous Owner $172,236
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/21/2025 05/21/25 Sold $305,000 +2.3% $238 / Sq Ft
04/06/2025 04/06/25 Pending -- -- --
04/03/2025 04/03/25 For Sale $298,000 -- $233 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,120 $280,800 $30,000 $250,800
2025 $2,106 $280,800 $30,000 $250,800
2024 $16 $189,900 $30,000 $159,900
2023 $1,603 $189,900 $30,000 $159,900
2022 $1,400 $160,900 $27,500 $133,400
2021 $1,400 $160,900 $27,500 $133,400
2020 $1,363 $147,400 $27,500 $119,900
2019 $1,363 $147,400 $27,500 $119,900
2018 $1,278 $140,900 $27,500 $113,400
2017 $1,278 $140,900 $27,500 $113,400
2016 $1,248 $136,100 $27,500 $108,600
2015 $1,175 $136,100 $27,500 $108,600
2014 $1,175 $133,500 $27,500 $106,000
Source: Public Records

Agents Affiliated with this Home

  • Sandy Morris Real Estate Agent - KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Seller's Agent in 2025

    Sandy Morris

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    (434) 996-3243

    169 Total Sales

    Sandy Morris
    Section Image

  • B

    Buyer's Agent in 2025

    BROOKE THOMPSON

    COMPASS-Avenue

    (434) 987-7914

    35 Total Sales

    BROOKE THOMPSON
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 662702

Bright MLS

APN: 18A-5-98

Virginia Fluvanna County Palmyra 22963

644 Jefferson Dr, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.