NOT LISTED FOR SALE

645 Downing Dr Galt, CA 95632

Estimated Value: $381,000 - $517,000

4 Beds
2 Baths
1,623 Sq Ft
$296/Sq Ft Est. Value

Last Sold July 02, 2020

Last sale price $370,000 $228 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $2,889/month

53 Days on Market

Highlights

  • Traditional Architecture
  • Stone Countertops
  • Converted Garage
  • 1 Fireplace
  • No HOA
  • Double Pane Windows

About This Home

As of July 2020

Charming 4 bedroom,1623 square ft house, hidden away on the fringe of the city but still just minutes away from hometown restaurants and grocery stores in old downtown Galt.Ca. Beyond a functional entryway space the home flows into a luminous, open- concept living, dining, and kitchen area, then carries on into each of the 4 bedrooms and out to a spacious backyard that is waiting for your design ideas. Home is equipped with Central heating and cooling and a convenient washer/dryer hook-up inside the house. This is the one!!

Last Agent to Sell the Property

Ralph Bolanos

HOMWRX License #02026439 Listed on: 04/14/2020

Last Buyer's Agent

Guadelupe Perez

HomeSmart ICARE Realty License #01838511

HomeSmart ICARE Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,453

Year Built

  • Built in 1992

Lot Details

  • 6,534 Sq Ft Lot
  • South Facing Home
  • Landscaped
  • Zoning described as R1C

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,623 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Double Pane Windows
  • Living Room
  • Stone Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • 220 Volts In Laundry

Parking

  • 2 Open Parking Spaces
  • Converted Garage

Utilities

  • Central Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 150-0430-012-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,453

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Year Built: 1992
  • Architectural Style: Traditional
  • Stories: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher,Free Standing Gas Range,Free Standing Refrigerator
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet,Laminate,Tile
  • Master Bathroom Features: Double Sinks,Tub w/Shower Over
  • Master Bedroom Features: Walk-In Closet
  • Bathroom Features: Tile,Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Space in Kitchen
  • Kitchen Features: Stone Counter
  • Room Type: Baths Other,Bonus Room,Converted Garage,Master Bathroom,Master Bedroom
  • Price Per Square Foot: 227.97
  • Square Footage: 1623
  • Window Features: Dual Pane Partial

Exterior Features

  • Construction Materials: Brick,Frame,Wood
  • Property Faces: South
  • Fencing: Back Yard,Wood
  • Foundation: Slab
  • Horse Property: No
  • Listing Price: 365000.00
  • Lot Features: Landscape Front
  • Patio And Porch Features: Back Porch,Front Porch
  • Pool: No
  • Roof: Composition
  • View Description: Local

Garage/Parking

  • Open Parking Spaces: 2
  • Parking Features: Converted Garage
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector,Fire Alarm
  • Sewer: In & Connected
  • Utilities: All Public,Cable Connected,Dish Antenna
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Galt Joint UHS

Lot Info

  • Zoning Description: R1C
  • Irrigation: Public District
  • Lot Size Acres: 0.1500
  • Lot Size Sq Ft: 6534

Tax Info

  • Assessor Parcel Number: 150-0430-012-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2020
Closed on
Jun 27, 2020
Sold by
Montez Joseph Raymond
Bought by
Rodriguez Yolanda
Seller's Agent
Ralph Bolanos
HOMWRX
Buyer's Agent
Guadelupe Perez
HomeSmart ICARE Realty
List Price
$375,000
Sold Price
$370,000
Premium/Discount to List
-$5,000
-1.33%
Current Estimated Value
$480,055

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,055
Avg. Annual Appreciation
5.01%
Original Mortgage
$351,500
Outstanding Balance
$312,265
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$167,790

Purchase Details

Listed on
May 24, 2017
Closed on
Jul 25, 2017
Sold by
Rubio Richard N and Wyscoki Sacia
Bought by
Montez Joseph Raymond
Seller's Agent
Marc Caraska
Reliant Realty Inc.
Buyer's Agent
Christina Charles
Real Estate Source Inc
List Price
$318,000
Sold Price
$320,000
Premium/Discount to List
$2,000
0.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.08%
Original Mortgage
$314,204
Interest Rate
3.91%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 16, 2015
Sold by
Rubio Richard N and Wysocki Sacia
Bought by
Rubio Richard N and Wysocki Sacia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2011
Sold by
The Bank Of New York Mellon
Bought by
Rubio Richard Nolan and Wysocki Sacia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,008
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 24, 2011
Sold by
The Bank Of New York Mellon
Bought by
Rubio Richard Nolan and Wysocki Sacia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,008
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 31, 2010
Sold by
Garcia Jose and Garcia Guadalupe Torres
Bought by
The Bank Of New York Mellon and The Bank Of New York

Purchase Details

Closed on
Mar 3, 2006
Sold by
Guadalupe Garcia Jose and Guadalupe Torresacevedo Ma
Bought by
Guadalupe Garcia Jose and Guadalupe Torresacevedo Ma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,100
Interest Rate
6.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2005
Sold by
Denham Michael and Cantu Sarena M
Bought by
Garcia Jose and Garcia Guadalupe Torres

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,000
Interest Rate
5.87%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 23, 2003
Sold by
Partridge Wallace E and Partridge Tamera A
Bought by
Denham Michael and Cantu Sarena M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.5%

Purchase Details

Closed on
Apr 7, 1995
Sold by
Bennett & Compton Development Inc
Bought by
Partridge Wallace E and Reeves Tamera A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,250
Interest Rate
8.6%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rodriguez Yolanda $370,000 Chicago Title Company
Montez Joseph Raymond $320,000 Fidelity National Title Comp
Rubio Richard N -- Orange Coast Title
Rubio Richard Nolan $118,000 Chicago Title
Rubio Richard Nolan $118,000 None Available
The Bank Of New York Mellon $292,214 None Available
Guadalupe Garcia Jose -- Lsi Title Company
Garcia Jose $345,000 Old Republic Title Company
Denham Michael $225,000 Old Republic Title Company
Partridge Wallace E $115,000 Chicago Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rodriguez Yolanda $351,500
Previous Owner Montez Joseph Raymond $314,204
Previous Owner Rubio Richard N $188,000
Previous Owner Rubio Richard Nolan $115,008
Previous Owner Rubio Richard Nolan $115,008
Previous Owner Guadalupe Garcia Jose $75,100
Previous Owner Garcia Jose $69,000
Previous Owner Garcia Jose $276,000
Previous Owner Denham Michael $180,000
Previous Owner Partridge Wallace E $109,250
Closed Denham Michael $45,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2020 07/02/20 Sold $370,000 +1.4% $228 / Sq Ft
06/06/2020 06/06/20 Pending -- -- --
06/02/2020 06/02/20 Price Changed $365,000 -2.7% $225 / Sq Ft
04/14/2020 04/14/20 For Sale $375,000 +17.2% $231 / Sq Ft
07/27/2017 07/27/17 Sold $320,000 +0.6% $197 / Sq Ft View Prior Sale
06/21/2017 06/21/17 Pending -- -- --
05/17/2017 05/17/17 For Sale $318,000 -- $196 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,453 $404,645 $98,426 $306,219
2024 $4,453 $396,712 $96,497 $300,215
2023 $4,378 $388,934 $94,605 $294,329
2022 $4,202 $381,308 $92,750 $288,558
2021 $4,207 $373,832 $90,932 $282,900
2020 $3,675 $332,928 $88,434 $244,494
2019 $3,582 $326,400 $86,700 $239,700
2018 $3,575 $320,000 $85,000 $235,000
2017 $1,458 $130,256 $44,154 $86,102
2016 $1,401 $127,703 $43,289 $84,414
2015 $1,353 $125,786 $42,639 $83,147
2014 $1,349 $123,323 $41,804 $81,519
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 20021375

MetroList

APN: 150-0430-012