Brian Zack
Garceau Realty
(484) 779-6021
138 Total Sales
2 in Joppa
$330K - $380K Price Range
645 Shore Dr Joppa, MD 21085
Joppa Area
2
Beds
1.5
Baths
1,360
Sq Ft
5,002
Sq Ft Lot
Highlights
- Water Views
- Deck
- Vaulted Ceiling
- Water Oriented
- Stream or River on Lot
- Traditional Architecture
About This Home
As of October 2025Water views, natural light, and a lifestyle that feels like a getaway every day. This sweet 2-bedroom, 1.5-bath home backs up to the Gunpowder River with community access to fishing, swimming, kayaking, and more just steps away.
The main level features a bright kitchen with a breakfast bar that opens to the dining area, plus a living room filled with sunshine and a fireplace for chilly evenings. Upstairs, the oversized primary suite has a walk-in closet with built-in shelving, bonus space perfect for an office or potential 3rd bedroom, and direct access to a private deck overlooking the backyard. A second bedroom and full bath complete the level.
The flat, fenced yard is ideal for evenings around a firepit or dining al fresco. New roof in 2025. Launch your weekends on the water, then be back to Pulaski Highway conveniences in just minutes. Fishing piers, boat ramps, and endless river adventures are right at your doorstep.
Last Agent to Sell the Property
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC License #674316 Listed on: 09/11/2025
Last Buyer's Agent
(443) 360-0086 sales@compasshomegroup.com Compass Home Group, LLC License #5009386
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Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $1,926
Year Built
- Built in 1984
Lot Details
- 5,002 Sq Ft Lot
- Southwest Facing Home
- Wood Fence
- Back Yard Fenced, Front and Side Yard
Parking
- Driveway
Home Design
- Semi-Detached or Twin Home
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,360 Sq Ft Home
- Property has 2 Levels
- Vaulted Ceiling
- Ceiling Fan
- Corner Fireplace
- Wood Burning Fireplace
- Stone Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Double Hung Windows
- Sliding Doors
- Six Panel Doors
- Living Room
- Dining Room
- Water Views
Kitchen
- Built-In Range
- Stove
- Upgraded Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- Bathtub with Shower
Laundry
- Laundry on lower level
- Dryer
- Washer
Home Security
Outdoor Features
- Water Oriented
- River Nearby
- Stream or River on Lot
- Deck
- Patio
- Shed
Schools
- Joppatowne Elementary School
- Magnolia Middle School
- Joppatowne High School
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
- 120/240V
- Electric Water Heater
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 1301141384
Community Details
Overview
- No Home Owners Association
- Rumsey Island Subdivision
Security
- Storm Doors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2025
Closed on
Oct 13, 2025
Sold by
Bought by
Seller's Agent
Diana Pham
EXP Realty, LLC
Buyer's Agent
Katie Swinson
Compass Home Group, LLC
List Price
$280,000
Sold Price
$290,000
Premium/Discount to List
$10,000
3.57%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,784
Avg. Annual Appreciation
-1.63%
Original Mortgage
$281,300
Outstanding Balance
$279,227
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$6,989
Purchase Details
Listed on
Dec 19, 2010
Closed on
Apr 18, 2012
Sold by
Bought by
Seller's Agent
Margaret Steen
Steen Properties
Buyer's Agent
Shannon Alexander
American Premier Realty, LLC
List Price
$189,900
Sold Price
$184,900
Premium/Discount to List
-$5,000
-2.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%
Original Mortgage
$180,212
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
May 21, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,000
Interest Rate
6.24%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Dec 3, 2003
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Joppa, MD
-
Brian Zack
-
Michael Soper
Michael Soper
Responds QuicklyNext Step Realty
(667) 213-1153
165 Total Sales
3 in Joppa
$207K - $309K Price Range
-
Jessica Hobbs
Jessica Hobbs
Berkshire Hathaway HomeServices Homesale Realty
(667) 771-6939
76 Total Sales
2 in Joppa
$350K - $515K Price Range
-
Andy Schweigman
Andy Schweigman
Douglas Realty, LLC
(667) 213-6020
239 Total Sales
2 in Joppa
$270K - $360K Price Range
-
Marty Ricci-Ehrhardt
Marty Ricci-Ehrhardt
Responds QuicklyAmerican Premier Realty, LLC
(443) 819-1009
19 Total Sales
1 in Joppa
$277,990 Price
-
Karen Harms
Karen Harms
Cummings & Co. Realtors
(667) 401-0952
182 Total Sales
6 in Joppa
$290K - $466K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $290,000 | Stewart Title | |
| Deed | $184,900 | Sage Title Group Llc | |
| Deed | -- | -- | |
| Deed | $133,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $281,300 | New Conventional | |
| Previous Owner | $149,000 | FHA | |
| Previous Owner | $180,212 | FHA | |
| Previous Owner | $11,000 | Stand Alone Second |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/15/2025 10/15/25 | Sold | $290,000 | +3.6% | $213 / Sq Ft | |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- | |
| 09/11/2025 09/11/25 | For Sale | $280,000 | +51.4% | $206 / Sq Ft | |
| 04/18/2012 04/18/12 | Sold | $184,900 | 0.0% | $133 / Sq Ft | View Prior Sale |
| 10/24/2011 10/24/11 | Price Changed | $184,900 | -2.6% | $133 / Sq Ft | |
| 08/01/2011 08/01/11 | For Sale | $189,900 | +2.7% | $136 / Sq Ft | |
| 07/31/2011 07/31/11 | Off Market | $184,900 | -- | -- | |
| 06/29/2011 06/29/11 | Price Changed | $189,900 | -2.6% | $136 / Sq Ft | |
| 12/20/2010 12/20/10 | For Sale | $194,900 | +5.4% | $140 / Sq Ft | |
| 12/20/2010 12/20/10 | Off Market | $184,900 | -- | -- |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,926 | $185,933 | $0 | $0 |
| 2024 | $1,926 | $176,700 | $54,200 | $122,500 |
| 2023 | $1,885 | $172,933 | $0 | $0 |
| 2022 | $1,844 | $169,167 | $0 | $0 |
| 2021 | $1,909 | $165,400 | $54,200 | $111,200 |
| 2020 | $1,909 | $165,400 | $54,200 | $111,200 |
| 2019 | $1,909 | $165,400 | $54,200 | $111,200 |
| 2018 | $2,005 | $175,300 | $60,500 | $114,800 |
| 2017 | $1,928 | $175,300 | $0 | $0 |
| 2016 | -- | $161,900 | $0 | $0 |
| 2015 | $1,882 | $155,200 | $0 | $0 |
| 2014 | $1,882 | $155,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Diana Pham
Seller's Agent in 2025
Diana Pham
EXP Realty, LLC
(443) 722-8899
188 Total Sales
-
Tina Beliveau
Seller Co-Listing Agent in 2025
Tina Beliveau
EXP Realty, LLC
(410) 812-9070
250 Total Sales
-
Katie Swinson
Buyer's Agent in 2025
Katie Swinson
Compass Home Group, LLC
(443) 791-0569
23 Total Sales
-
Margaret Steen
Seller's Agent in 2012
Margaret Steen
Steen Properties
(410) 808-2213
73 Total Sales
-
Shannon Alexander
Buyer's Agent in 2012
Shannon Alexander
American Premier Realty, LLC
(410) 446-8600
28 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2047474
APN: 01-141384
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