6455 Creation St Saint Cloud, FL 34771
3
Beds
1
Bath
1,604
Sq Ft
8,799
Sq Ft Lot
Highlights
- Boat Ramp
- Bonus Room
- Den
- Access To Chain Of Lakes
- No HOA
- Cooling System Mounted To A Wall/Window
About This Home
As of July 2024Looking for a home with no HOA, no CDD and low taxes? Looking for a home with access to the chain of lakes from within the community? Look no further, you have found one. This 3 bedroom 1 bathroom home has a kitchen with lots of granite countertop space, a nice big backyard that is fenced in, and is in a neighborhood where nobody will tell you what to do or when to do it on your property. Newer hot water heater, HVAC system and water softener. Paint and some flooring and you can make this house your new home.
Last Agent to Sell the Property
EXP REALTY LLC License #3412576 Listed on: 06/11/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,350
Year Built
- Built in 1988
Lot Details
- 8,799 Sq Ft Lot
- Lot Dimensions are 75x117
- South Facing Home
- Wood Fence
- Level Lot
- Property is zoned ORS3
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,604 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Sliding Doors
- Den
- Bonus Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Access To Chain Of Lakes
- Access To Lake
- Shed
Schools
- Narcoossee Elementary School
- Narcoossee Middle School
- Harmony High School
Utilities
- Cooling System Mounted To A Wall/Window
- Central Heating and Cooling System
- Heat Pump System
- Thermostat
- Well
- Electric Water Heater
- Water Softener
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Legal Lot and Block 14 / F
- Assessor Parcel Number 26-25-31-4410-000F-0140
Community Details
Overview
- No Home Owners Association
- New Eden On Lakes Unit A Subdivision
- Rental Restrictions
Recreation
- Boat Ramp
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 21, 2024
Closed on
Jul 1, 2024
Sold by
Vm Master Issuer Llc
Bought by
Smith Brady and Smith Aubry
Seller's Agent
Ben Laube
EXP REALTY LLC
Buyer's Agent
Justine Nielsen
THE WILKINS WAY LLC
List Price
$295,000
Sold Price
$295,000
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,133
Avg. Annual Appreciation
2.42%
Original Mortgage
$286,150
Outstanding Balance
$284,002
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$17,858
Purchase Details
Closed on
May 1, 2024
Sold by
Arvm 5 Llc
Bought by
Vm Master Issuer Llc
Purchase Details
Listed on
Jun 11, 2021
Closed on
Jul 9, 2021
Sold by
Mikolajek Jason M and Mikolajek Angela R
Bought by
Arvm 5 Llc
Seller's Agent
Jason Braddock
EXP REALTY LLC
Buyer's Agent
Spencer Lindahl
MAIN STREET RENEWAL LLC
List Price
$229,900
Sold Price
$214,900
Premium/Discount to List
-$15,000
-6.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.98%
Purchase Details
Closed on
Dec 19, 2014
Sold by
Hayes Thomas John and Fox Caitlin E
Bought by
Mikolajek Jason M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,790
Interest Rate
4.09%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 30, 2011
Sold by
Steiert Lauren
Bought by
Hayes Thomas John and Fox Caitlin E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,082
Interest Rate
4.24%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 17, 2010
Sold by
Wells Fargo Bank Na
Bought by
Steiert Lauren
Purchase Details
Closed on
Dec 15, 2008
Sold by
Zilke Madie M and Zilke Kenneth
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Sep 25, 2003
Sold by
Zilke Madie M and Fisher Madie M
Bought by
Zilke Kenneth and Zilke Madie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.45%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $295,000 | None Listed On Document | |
| Special Warranty Deed | $100 | None Listed On Document | |
| Special Warranty Deed | $214,900 | Attorney | |
| Warranty Deed | $122,000 | Equitable Title Of Dr Philli | |
| Warranty Deed | $85,000 | Stewart Approved Title Inc | |
| Special Warranty Deed | $35,000 | Consumer Title & Escrow Serv | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $16,800 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $286,150 | New Conventional | |
| Previous Owner | $119,790 | FHA | |
| Previous Owner | $88,082 | New Conventional | |
| Previous Owner | $30,150 | Credit Line Revolving | |
| Previous Owner | $146,400 | Unknown | |
| Previous Owner | $80,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2024 07/02/24 | Sold | $295,000 | 0.0% | $184 / Sq Ft |
| 05/17/2024 05/17/24 | Pending | -- | -- | -- |
| 04/09/2024 04/09/24 | For Sale | $295,000 | 0.0% | $184 / Sq Ft |
| 03/28/2024 03/28/24 | Pending | -- | -- | -- |
| 03/21/2024 03/21/24 | For Sale | $295,000 | +37.3% | $184 / Sq Ft |
| 07/09/2021 07/09/21 | Sold | $214,900 | -6.5% | $134 / Sq Ft |
| 06/13/2021 06/13/21 | Pending | -- | -- | -- |
| 06/11/2021 06/11/21 | For Sale | $229,900 | -- | $143 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,582 | $213,800 | $50,000 | $163,800 |
| 2023 | $3,582 | $212,100 | $45,000 | $167,100 |
| 2022 | $3,268 | $192,600 | $40,000 | $152,600 |
| 2021 | $1,394 | $97,421 | $0 | $0 |
| 2020 | $1,350 | $96,076 | $0 | $0 |
| 2019 | $1,314 | $93,916 | $0 | $0 |
| 2018 | $1,223 | $92,165 | $0 | $0 |
| 2017 | $1,213 | $90,270 | $0 | $0 |
| 2016 | $1,190 | $88,414 | $0 | $0 |
| 2015 | $1,196 | $87,800 | $0 | $0 |
| 2014 | $917 | $69,263 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ben Laube
Seller's Agent in 2024
Ben Laube
EXP REALTY LLC
(407) 712-4836
613 Total Sales
-
Justine Nielsen
Buyer's Agent in 2024
Justine Nielsen
THE WILKINS WAY LLC
(407) 590-9097
97 Total Sales
-
Jason Braddock
Seller's Agent in 2021
Jason Braddock
EXP REALTY LLC
(330) 235-3207
89 Total Sales
-
Spencer Lindahl
S
Buyer's Agent in 2021
Spencer Lindahl
MAIN STREET RENEWAL LLC
(480) 535-6813
11,661 Total Sales
Map
Source: Stellar MLS
MLS Number: S5052011
APN: 26-25-31-4410-000F-0140
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