NOT LISTED FOR SALE

646 Steffy Rd Ramona, CA 92065

Estimated Value: $756,000 - $794,809

3 Beds
2 Baths
1,594 Sq Ft
$490/Sq Ft Est. Value

Last Sold November 27, 2024

Last sale price $779,000 $489 Per Sq Ft

Current estimated payment $4,683/month

3 Days on Market

Highlights

  • Updated Kitchen
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Private Yard
  • Patio
  • Ceiling Fan

About This Home

As of November 2024

Welcome to this beautifully updated 3-bedroom, 2-bathroom home nestled on over half an acre of flat, usable land in the heart of Ramona. Step inside to discover a spacious living room with stunning vinyl plank flooring, plush carpeting in the bedrooms, and a fresh, modern interior. The main living areas boast an open layout, ideal for entertaining or relaxing with family. Enjoying hosting family and friends in the expansive family room. This home has been thoughtfully upgraded, featuring a brand-new roof, freshly painted exterior, owned solar system, and a Tesla battery—offering both energy efficiency and peace of mind. The backyard is a true oasis, complete with a large covered patio perfect for outdoor dining or lounging. Enjoy summer days in the enormous above-ground pool, while the flat open yard offers endless possibilities for expansion. With no HOA looking over your fence you have plenty of space for boat and RV parking, and the potential to build an ADU, this property offers incredible versatility and growth opportunity. Just minutes away from grocery shopping, dining and award winning schools this amazing home checks all the boxes!

Last Agent to Sell the Property

Mike Proctor

eXp Realty of California, Inc. License #01727013 Listed on: 10/24/2024

eXp Realty of California, Inc.

Last Buyer's Agent

Jenniffer Taylor

Pacific Sotheby's Int'l Realty License #01343352

Pacific Sotheby's Int'l Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1977

Lot Details

  • 0.62 Acre Lot
  • Property is Fully Fenced
  • Level Lot
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Composition Roof
  • Stucco Exterior

Interior Spaces

  • 1,594 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Dining Room with Fireplace
  • Updated Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Electric Dryer Hookup

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 284-033-26-00

Home Details

Home Type

Single Family

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: North County Inland
  • Cross Street: Ashley Rd
  • Neighborhood: Ramona
  • Estimated Living Space: 1,500 to 1,999 SqFt
  • LP / Sq Ft: 469.89
  • Price Per Sq Ft: 488.71
  • SP/ Sq Ft: 488.71
  • Stories: 1 Story
  • Ownership: Fee Simple
  • Total Stories: 1
  • Year Built: 1977
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan, Remodeled Kitchen
  • Fireplaces: 1
  • Fireplace: Fp In Dining Room
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 14X11
  • Full Bathrooms: 2
  • Laundry Location: Garage
  • Estimated Sq Ft: 1594
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Patio: Patio
  • Roof: Composition
  • Exclusive Use Yard: Yes

Garage/Parking

  • Garage Details: Attached, Garage
  • Garage Spaces: 2
  • Non Garage Parking: Driveway
  • Parking Spaces Total: 10

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric
  • Sewer/Septic: Septic Installed
  • Water: Public
  • Heating: Forced Air Unit
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Community: RAMONA

Lot Info

  • Lot Size: .5 to 1 AC
  • Topography: Level
  • Assessor Parcel Number: 284-033-26-00
  • Estimated Lot Sq Ft: 27007
  • Estimated Number of Acres: 0.62
  • Map Code Column: J
  • Map Code Page: 1152
  • Map Code Row: 7

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2024
Closed on
Oct 31, 2024
Sold by
Franklin Tyler
Bought by
Wirts Richard Mark and Zuniga Claudia
Seller's Agent
Mike Proctor
eXp Realty of California, Inc.
Buyer's Agent
Jenniffer Taylor
Pacific Sotheby's Int'l Realty
List Price
$749,000
Sold Price
$779,000
Premium/Discount to List
$30,000
4.01%
Views
46
Current Estimated Value
$781,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,702
Avg. Annual Appreciation
0.32%
Original Mortgage
$512,679
Outstanding Balance
$507,875
Interest Rate
6.44%
Mortgage Type
VA
Estimated Equity
$273,827

Purchase Details

Listed on
Jul 27, 2021
Closed on
Aug 16, 2021
Sold by
Sullivan Craig L and Sullivan Alisha A
Bought by
Franklin Tyler
Seller's Agent
Marcia Parkes
Coldwell Banker West
Buyer's Agent
Mike Proctor
eXp Realty of California, Inc.
List Price
$599,900
Sold Price
$603,000
Premium/Discount to List
$3,100
0.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.22%
Original Mortgage
$592,078
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 7, 2020
Sold by
Sullivan Craig L
Bought by
Sullivan Craig L and Sullivan Alisha A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,600
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 2, 2020
Sold by
Sullivan Alisha A
Bought by
Sullivan Craig L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,600
Interest Rate
3.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wirts Richard Mark $779,000 Homelight Title
Franklin Tyler $603,000 First American Ttl San Diego
Sullivan Craig L -- None Available
Sullivan Craig L -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wirts Richard Mark $512,679
Previous Owner Franklin Tyler $592,078
Previous Owner Sullivan Craig L $236,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/27/2024 11/27/24 Sold $779,000 +4.0% $489 / Sq Ft
10/28/2024 10/28/24 Pending -- -- --
10/24/2024 10/24/24 For Sale $749,000 +24.2% $470 / Sq Ft
09/03/2021 09/03/21 Sold $603,000 -0.8% $378 / Sq Ft View Prior Sale
08/10/2021 08/10/21 Pending -- -- --
08/10/2021 08/10/21 Price Changed $607,900 +1.3% $381 / Sq Ft
07/27/2021 07/27/21 For Sale $599,900 -- $376 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,041 $779,000 $259,661 $519,339
2024 $7,041 $627,359 $209,115 $418,244
2023 $6,520 $615,059 $205,015 $410,044
2022 $6,612 $603,000 $200,996 $402,004
2021 $4,412 $401,398 $133,797 $267,601
2020 $4,370 $397,284 $132,426 $264,858
2019 $4,266 $389,495 $129,830 $259,665
2018 $4,152 $381,859 $127,285 $254,574
2017 $4,072 $374,373 $124,790 $249,583
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 240025241

San Diego MLS

APN: 284-033-26