$470,000
SOLD AUG 28, 2025
3 Beds
2 Baths
1,973 Sq Ft
0.33 Acres

Recently Sold

$238 Per Sq Ft

14% Below List Price

60 Days on Market

Highlights

  • Parking available for a boat
  • Open Floorplan
  • High Ceiling
  • Access To Lake
  • Loft
  • Great Room

About This Home

As of August 2025

SELLER MOTIVATED - BIG PRICE IMPROVEMENT!!! Bring Your Boat and Toys! Welcome to Eden on the Lakes, a quiet, well-established neighborhood in St. Cloud offering private boat ramp access to the Alligator Chain of Lakes—a dream for boating, fishing, and water-lovers. This custom-built 3-bedroom, 2-bath home was thoughtfully designed by the builder as their personal residence, and it shows in the details. Situated on a spacious .33-acre lot, there’s no HOA fees and no flood zone, giving you flexibility and peace of mind. Inside, you’ll love the open, split floorplan with high ceilings throughout, 8' doors, and tile flooring in all main living areas. The bedrooms feature brand new carpet for a fresh, cozy feel. The great room layout blends the kitchen, dining, and living areas—highlighted by triple sliding glass doors that lead to a 36-ft long screened lanai, perfect for morning coffee or evening gatherings. The kitchen is fully equipped with all appliances, tile countertops and backsplash, a closet pantry, a breakfast bar, and a charming dinette. The primary suite is oversized, with tray ceilings, his-and-hers walk-in closets, and direct lanai access. The ensuite bath offers a walk-in shower with dual shower heads, a linen closet, and a private water closet. And here's the showstopper: a 2,277 sq ft detached garage/workshop with electric, water, and a large loft—ready to be transformed into an in-law suite, game room, home office, or whatever fits your lifestyle. Upgrades include a brand new roof (2025), new HVAC (2025), new water filtration system, pressure tank, and iron block system (2025). Energy-efficient features include radiant barrier roof decking and foam-filled masonry walls, helping you stay comfortable year-round. This home checks all the boxes—room to grow, space to store, and access to some of Central Florida’s most beautiful lakes. Bring your vision and make it yours!

Last Agent to Sell the Property

Melissa Godwin

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3044043 Listed on: 06/01/2025

Co-Listed By

Leslie Bowers

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3555312

Last Buyer's Agent

Scott Nance LLC

REDFIN CORPORATION License #3291238

REDFIN CORPORATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,131

Year Built

  • Built in 2003

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 130x112
  • South Facing Home
  • Wood Fence
  • Mature Landscaping
  • Oversized Lot
  • Landscaped with Trees
  • Property is zoned ORS2

Parking

  • 6 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • Golf Cart Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,973 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Great Room
  • Living Room
  • Dining Room
  • Home Office
  • Loft
  • Inside Utility
  • Laundry Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet
  • Shower Only

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Covered Patio or Porch
  • Exterior Lighting
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Water Filtration System
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • New Eden On The Lakes Unit A Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,131

Year Built

Built in 2003

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 1973
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 5203
  • Lot Size Sq Ft: 15769
  • Status: Sold
  • Co List Office Mls Id: MFR272503219
  • Co List Office Phone: 407-957-9545
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 483.37
  • Escrow City: St Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 238.22
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access
  • Attribution Contact: 407-957-9545
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Additional Rooms: Great Room,Inside Utility,Loft
  • Living Area Meters: 183.30

Exterior Features

  • Direction Faces: South
  • Other Structures: Other, Workshop
  • Exterior Features: Lighting, Private Mailbox, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE CENTER
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 6
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: ORS2
  • Parcel Number: 26-25-31-4410-000H-0070
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: In County, Oversized Lot, Paved
  • Lot Dimensions: 130x112
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify Lease Restrictions with the County.

Tax Info

  • Tax Annual Amount: 5130.71
  • Tax Block: H
  • Tax Book Number: 2-26
  • Tax Lot: 7

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2025
Closed on
Aug 28, 2025
Sold by
Benjamin Arnold Trust and Arnold Benjamin
Bought by
Blackburn Bradley
Seller's Agent
Melissa Godwin
GODWIN REALTY GROUP
Buyer's Agent
Scott Nance LLC
REDFIN CORPORATION
List Price
$548,000
Sold Price
$470,000
Premium/Discount to List
-$78,000
-14.23%
Views
24
Current Estimated Value
$464,243

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,757
Avg. Annual Appreciation
-3.46%
Original Mortgage
$445,522
Outstanding Balance
$445,522
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$18,721

Purchase Details

Closed on
Feb 4, 2020
Sold by
Arnold Benjamin
Bought by
Arnold Benjamin and The Benjamin Arnold Trust

Purchase Details

Closed on
Apr 25, 2017
Sold by
Arnold Benjamin and Arnold George W
Bought by
Arnold Benjamin

Purchase Details

Closed on
May 20, 2003
Sold by
Arnco Const Inc
Bought by
Arnold Benjamin and Arnold George W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 27, 2002
Sold by
Arnco Const Inc
Bought by
Arnold Benjamin and Arnold George W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.99%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $470,000 Land Title Professionals
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed -- --
Warranty Deed $14,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,522 New Conventional
Previous Owner $100,000 Purchase Money Mortgage
Previous Owner $100,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/28/2025 08/28/25 Sold $470,000 -2.1% $238 / Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/25/2025 07/25/25 Price Changed $480,000 -3.7% $243 / Sq Ft
07/15/2025 07/15/25 Price Changed $498,500 -5.0% $253 / Sq Ft
07/07/2025 07/07/25 Price Changed $525,000 -4.2% $266 / Sq Ft
06/01/2025 06/01/25 For Sale $548,000 -- $278 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,131 $339,700 $80,000 $259,700
2024 $4,860 $339,700 $80,000 $259,700
2023 $4,860 $288,442 $0 $0
2022 $4,441 $298,500 $64,000 $234,500
2021 $4,130 $261,600 $48,000 $213,600
2020 $3,795 $236,200 $56,000 $180,200
2019 $3,500 $209,900 $44,800 $165,100
2018 $3,111 $179,100 $39,000 $140,100
2017 $3,004 $168,100 $35,000 $133,100
2016 $2,948 $163,000 $32,000 $131,000
2015 $2,789 $150,700 $30,000 $120,700
2014 $2,535 $134,900 $24,000 $110,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5127740

Stellar MLS

APN: 26-25-31-4410-000H-0070