650 Montgomery St Unit 402 Jersey City, NJ 07306
Downtown Jersey City NeighborhoodEstimated payment $5,383/month
Highlights
- Rooftop Deck
- Views of New York
- Terrace
- Liberty High School Rated A-
- Property is near a park
- 3-minute walk to Miralla Triangle
About This Home
Welcome home to Residence 402 at M650 Flats—an exceptional penthouse loft condo in the heart of Jersey City, just moments from NYC. This stunning industrial-chic home offers the versatility of a one-bedroom plus office/den or a true two-bedroom layout, all wrapped in soaring style and modern convenience. Step through the impressive 8-foot entry door into a dramatic loft space with 12-foot ceilings, exposed brick, steel ductwork, and hardwood floors. Natural light pours in through oversized windows, highlighting the open-concept design and high-end finishes throughout. A custom coat closet, eight interior doors, abundant storage, and an in-unit washer and dryer add everyday luxury. The chef's kitchen is fully updated with sleek quartz countertops, a gas cooktop, and premium Bosch stainless steel appliances perfect for both cooking and entertaining. The living and dining areas flow effortlessly, creating an airy, loft-style environment ideal for modern living. The king-sized primary bedroom suite is a serene retreat, offering enough space for an office, lounge, or workout area. It features a custom walk-in closet and a spa-inspired bathroom complete with a dreamy waterfall glass-enclosed shower, double vanity, heated floors, and a heated towel rack. A beautifully finished second full bathroom serves the additional bedroom or office/den with equal sophistication. Enjoy direct access to a private balcony off the bedroom, as well as rooftop access where you can unwind and take in breathtaking NYC skyline views. Central air, forced hot air, and newer upgrades throughout ensure year-round comfort. M650 Flats is a boutique elevator building offering a secure private entry, an updated lobby, a virtual doorman, a package room, garage parking, and a shared roof deck with panoramic Manhattan views. Commuting is effortless with the NJ Transit bus stop right outside, CitiBike at the corner, and Journal Square PATH station just minutes away. Surrounded by million-dollar residences and located in vibrant McGinley Square, Residence 402 delivers unmatched style, comfort, and convenience urban loft living at its very best.
Open House Schedule
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Sunday, November 16, 20251:00 to 3:00 pm11/16/2025 1:00:00 PM +00:0011/16/2025 3:00:00 PM +00:00Add to Calendar
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $12,462
HOA Fees
- $655 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,200 Sq Ft Home
- Views of New York
- Intercom
- Washer and Dryer
Kitchen
- Gas Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Location
- Property is near a park
- Property is near public transit
- Property is near schools
- Property is near shops
- Property is near a bus stop
Additional Features
- Terrace
- Central Air
Listing and Financial Details
- Legal Lot and Block 26 / 13502
Community Details
Amenities
- Rooftop Deck
- Elevator
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,918 | $533,700 | $75,000 | $458,700 |
| 2024 | $11,992 | $533,700 | $75,000 | $458,700 |
| 2023 | $11,992 | $533,700 | $75,000 | $458,700 |
| 2022 | $11,304 | $533,700 | $75,000 | $458,700 |
| 2021 | $8,561 | $533,700 | $75,000 | $458,700 |
| 2020 | $8,593 | $533,700 | $75,000 | $458,700 |
| 2019 | $8,219 | $533,700 | $75,000 | $458,700 |
| 2018 | $1,574 | $533,700 | $75,000 | $458,700 |
| 2017 | $8,252 | $105,800 | $9,200 | $96,600 |
| 2016 | $8,148 | $105,800 | $9,200 | $96,600 |
| 2015 | $7,916 | $105,800 | $9,200 | $96,600 |
| 2014 | $7,865 | $105,800 | $9,200 | $96,600 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/13/2025 11/13/25 | For Sale | $699,990 | 0.0% | $583 / Sq Ft | |
| 11/13/2025 11/13/25 | For Sale | $699,900 | +33.3% | -- | |
| 01/04/2017 01/04/17 | Sold | $525,000 | -3.7% | $447 / Sq Ft | View Prior Sale |
| 11/07/2016 11/07/16 | Pending | -- | -- | -- | |
| 10/22/2016 10/22/16 | For Sale | $545,000 | -- | $464 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $405,000 | Royal Title Agency | |
| Deed | -- | Fidelity National Title | |
| Deed | -- | Fidelity National Title | |
| Deed | $525,000 | Foundation Title Llc | |
| Deed | $395,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $2,000,000 | New Conventional | |
| Previous Owner | $230,000 | New Conventional | |
| Previous Owner | $237,000 | New Conventional |
Source: Hudson County MLS
MLS Number: 250023388
APN: 06-13502-0000-00026-0000-C0402
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