David Saint Germain
MetroHomesMarket.com
(612) 255-9073
101 Total Sales
1 in Payne-Phalen
$228,000 Price
657 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated Value: $261,858
3
Beds
1
Bath
1,440
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- Living Room
- Sun or Florida Room
- Patio
- Forced Air Heating and Cooling System
About This Home
As of March 2024Multiple offers received, seller has accepted one, if anything changes we will notify. Sundays open house cancelled. WOW opportunity in a desirable St. Paul! This 1940's charmer perfectly mixes original features with modern living. 657 Cottage features tall ceilings w/ 2 bedrooms on the main floor plus 1 full bathroom that has been completely renovated. You'll notice so much original character that's been preserved such as original hardwood floors and coved ceilings. The main floor is complete w/ an oversized living room that leads to your kitchen with ample storage and counter space! Just off the kitchen is the prettiest 4 season porch overlooking your backyard. Newer windows throughout, upstairs has your 3rd bedroom plus 2nd living space/office/bonus room. Lower level is unfinished and your possibilities are endless! The fenced in backyard leads to your 1 car garage. Other perks: Near parks, miles of bike/walking trails, easy highway access, near the lakes & so much more.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,940
Year Built
- Built in 1947
Lot Details
- 3,964 Sq Ft Lot
- Lot Dimensions are 102x39
- Chain Link Fence
Parking
- 1 Car Garage
Interior Spaces
- 1,440 Sq Ft Home
- 1.5-Story Property
- Family Room with Fireplace
- Living Room
- Sun or Florida Room
- Finished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Denny Hill Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 202922420138
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2024
Closed on
Mar 29, 2024
Sold by
Bought by
Seller's Agent
Sara Melby Thomas
eXp Realty
Buyer's Agent
Lindsay Reine
Anderson Realty
List Price
$225,000
Sold Price
$230,000
Premium/Discount to List
$5,000
2.22%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,858
Avg. Annual Appreciation
5.68%
Original Mortgage
$218,500
Outstanding Balance
$213,181
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$48,677
Purchase Details
Closed on
Sep 5, 2008
Sold by
Bought by
Purchase Details
Closed on
Jul 30, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Payne-Phalen, MN
-
David Saint Germain
-
Dena Hodnett
Dena Hodnett
RE/MAX Results
(763) 292-3142
133 Total Sales
1 in Payne-Phalen
$225,000 Price
-
John Clay
John Clay
Associated, REALTORS
(612) 688-3509
158 Total Sales
2 in Payne-Phalen
$270K - $505K Price Range
-
David Pope
David Pope
Fieldstone Real Estate Specialists
(651) 564-9766
87 Total Sales
1 in Payne-Phalen
$230,000 Price
-
Elizabeth Johnson
Elizabeth Johnson
RE/MAX Results
(651) 661-4632
158 Total Sales
1 in Payne-Phalen
$380,000 Price
-
Rachel Loeslie
Rachel Loeslie
Keller Williams Realty Integrity Lakes
(612) 482-0848
30 Total Sales
1 in Payne-Phalen
$355,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $230,000 | American Title | ||
| $70,000 | -- | ||
| $63,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $218,500 | ||
| Previous Owner | $15,000 | ||
| Previous Owner | $96,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/29/2024 03/29/24 | Sold | $230,000 | +2.2% | $160 / Sq Ft |
| 03/04/2024 03/04/24 | Pending | -- | -- | -- |
| 03/01/2024 03/01/24 | For Sale | $225,000 | -- | $156 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,710 | $253,800 | $35,000 | $218,800 |
| 2025 | $3,546 | $250,000 | $30,000 | $220,000 |
| 2023 | $3,546 | $231,300 | $25,000 | $206,300 |
| 2022 | $3,872 | $252,300 | $25,000 | $227,300 |
| 2021 | $2,924 | $226,600 | $25,000 | $201,600 |
| 2020 | $2,936 | $189,200 | $11,000 | $178,200 |
| 2019 | $2,554 | $178,700 | $11,000 | $167,700 |
| 2018 | $2,044 | $155,300 | $11,000 | $144,300 |
| 2017 | $1,686 | $135,000 | $11,000 | $124,000 |
| 2016 | $1,560 | $0 | $0 | $0 |
| 2015 | $1,390 | $115,000 | $11,000 | $104,000 |
| 2014 | $1,480 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sara Melby Thomas
Seller's Agent in 2024
Sara Melby Thomas
eXp Realty
(952) 913-2234
8 in this area
250 Total Sales
-
Kelly Brown
Seller Co-Listing Agent in 2024
Kelly Brown
eXp Realty
(763) 416-1279
9 in this area
975 Total Sales
-
Lindsay Reine
L
Buyer's Agent in 2024
Lindsay Reine
Anderson Realty
(651) 324-6211
1 in this area
26 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6469257
APN: 20-29-22-42-0138
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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