$289,900
$10K PRICE DROP

657 Gumdale Cove Decaturville, TN 38329

Estimated payment $1,724/month

Total Views 1,542
4 Beds
3 Baths
2,340 Sq Ft
$124 Price per Sq Ft

Highlights

  • Hot Property
  • Docks
  • Cooling Available
  • Decaturville Elementary School Rated A-
  • River Front
  • Central Heating

About This Home

Spacious 5-bedroom, 3-bath river house in a gated recreational community directly across from the Mermaid Marina, offering versatile living arrangements and potential income opportunities. With a generous layout that includes a first floor (approx. 960 sq. ft.) featuring a kitchen, living room, full bath, and two bedrooms, plus an upper level and loft (approx. 1380 sq. ft.) with three additional bedrooms, two baths, a second kitchen, living room, and sitting area, this property is perfect for large families or can be utilized as two separate Airbnbs. Both suites have their own exterior doors and private decks, while the home also boasts a large private boat dock with an elevator lift for your convenience. Although it needs some TLC, this is a unique opportunity to create your own riverfront retreat or lucrative rental property—schedule your showing today!

Listing Agent

Lori Yarbro

Evans Real Estate License #357357 Listed on: 06/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,177

Year Built

  • Built in 2011

Lot Details

  • 0.42 Acre Lot
  • River Front

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Wood Siding

Interior Spaces

  • 2,340 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Docks

Schools

  • Decaturville Elementary School
  • Decatur County Middle School
  • Riverside High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 076B A 00600 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,177

Year Built

Built in 2011

Lot Details

0

HOA Fees

$21 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2011
  • Unit Levels: Three Or More
  • Building Stories: 3
  • Year Built Details: EXIST
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Fireplace: No
  • Flooring: Other
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Has Basement: Other
  • Above Grade Finished Sq Ft: 2340
  • Building Area Units: Square Feet
  • Living Area: 2340
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Dock
  • Construction Type: Wood Siding
  • Pool Private: No
  • View: No
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.42
  • Lot Size Units: Acres
  • Parcel #: 076B A 00600 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1177

MLS Schools

  • Elementary School: Decaturville Elementary
  • High School: Riverside High School
  • Middle Or Junior School: Decatur County Middle School

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,177 $45,625 $4,500 $41,125
2023 $1,177 $45,625 $4,500 $41,125
2022 $1,177 $45,625 $4,500 $41,125
2021 $1,177 $45,625 $4,500 $41,125
2020 $1,177 $45,625 $4,500 $41,125
2019 $852 $37,850 $3,750 $34,100
2018 $846 $42,525 $3,750 $38,775
2017 $846 $42,525 $3,750 $38,775
2016 $846 $42,525 $3,750 $38,775
2015 $846 $42,525 $3,750 $38,775
2014 $846 $42,533 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 For Sale $289,900 0.0% $167 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
07/02/2025 07/02/25 Price Changed $289,900 -3.3% $167 / Sq Ft
05/31/2025 05/31/25 For Sale $299,900 -- $173 / Sq Ft
Source: Realtracs

Purchase History

Date Type Sale Price Title Company
Deed $8,500 --
Deed $6,000 --
Warranty Deed $4,000 --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $207,610 Commercial
Closed $241,203 New Conventional
Closed $60,000 New Conventional
Closed $58,220 New Conventional
Source: Public Records

Similar Homes in Decaturville, TN

  • 657 Gumdale Cove, Decaturville, TN 38329

    $289,900

    • 5 Beds
    • 3 Baths
    • 1,733 Sq Ft
    • 657 Gumdale Cove
    • Decaturville, TN

    Spacious 5-bedroom, 3-bath river house in a gated recreational community directly across from the Mermaid Marina, offering versatile living arrangements and potential income opportunities. With a generous layout that includes a first floor (approx. 960 sq. ft.) featuring a kitchen, living room, full bath, and two bedrooms, plus an upper level and loft (approx. 1380 sq. ft.) with three additional

    Lori Yarbro Evans Real Estate

    Section Image
  • 315 Lagoon Ln, Decaturville, TN 38329

    $355,000

    • 4 Beds
    • 3 Baths
    • 1,434 Sq Ft
    • 315 Lagoon Ln
    • Decaturville, TN

    A river house with a view! This home offers 4 beds, 3 full baths with plenty of room to host family and friends. RV hookup is located under deck, sounds like a versatile property! It offers potential as a permanent residence, a vacation home or an Airbnb investment. Perks about this property is having 2 marinas within walking distance, a boat ramp, and a nearby golf course further enhances the

    Jennifer Moore 731 Village Realtors

    Section Image
  • 9558 Mount Carmel Rd, Decaturville, TN 38329

    $259,000

    • 3 Beds
    • 1 Bath
    • 1,185 Sq Ft
    • 9558 Mount Carmel Rd
    • Decaturville, TN

    Your place in the country on 12.46 acres! m/l Step into yesteryear with this charming 3 bedroom/bath brick home with fireplace and beautiful shade trees. Very desirable land with no restrictions and suitable for more than one family with several building sites and lots of road frontage. Old barn on the property, perfect for reclaimed lumber. Room for livestock and gardening. Close to the TN river

    Julia White New Horizon Realty, Inc.

    Section Image
  • 112 Sam Horner Ln, Decaturville, TN 38329

    $249,500

    • 3 Beds
    • 1 Bath
    • 1,358 Sq Ft
    • 112 Sam Horner Ln
    • Decaturville, TN

    Welcome to your dream retreat! This beautifully renovated 3-bedroom, 1-bath home is nestled on 4.12 m/l peaceful acres, just minutes from the scenic Tennessee River and a nearby boat ramp. Whether you're an outdoor lover or simply seeking a quiet country lifestyle, this property offers the perfect blend of comfort and convenience — with deer often spotted right from your front yard! Boasting

    Katelyn McFall New Horizon Realty, Inc.

    Section Image
  • 1931 Highway 100 E, Decaturville, TN 38329

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 1,960 Sq Ft
    • 1931 Highway 100 E
    • Decaturville, TN

    Nestled just six miles from the river, this spacious 3-bedroom, 2-bath double-wide home offers comfort, privacy, and room to roam. Situated on 24.4 wooded acres, the property features a long private driveway with a gated entrance, providing peace and seclusion. Inside is a welcoming layout that includes a large living room, dining area, an office or sitting room, and a generous pantry. The master

    Debby Dorris Cornerstone Realty and Property Management

    Section Image
  • 4052 Largo Rd, Decaturville, TN 38329

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,866 Sq Ft
    • 4052 Largo Rd
    • Decaturville, TN

    Discover your dream home in Decaturville, TN! This charming 3-bed, 2-bath home sits on 6.4 acres, offering privacy and space to roam. Inside, enjoy an open layout perfect for entertaining, with spacious living areas and a well-appointed kitchen. Step outside to a beautiful deck, ideal for relaxing or hosting gatherings. With plenty of room to enjoy both indoors and out, this property is a

    Sommer Crosby Clear Choice Realty

    Section Image
  • 104 Oakwood Dr, Decaturville, TN 38329

    $229,900

    • 3 Beds
    • 2.5 Baths
    • 1,476 Sq Ft
    • 104 Oakwood Dr
    • Decaturville, TN

    Move in ready home in a nice quiet neighborhood! It's all been done! From flooring to painting, plumbing and beyond you must see this charming home and make it yours! New stainless appliances and high quality cabinetry along with countertops in the kitchen. New doors hardware and trim to all bedrooms and bathrooms. Porcelain tile tub surround in bathrooms with designer porcelain tile bathroom

    Scott Shelton Crye-Leike Elite

    Section Image
  • 53 Elm St, Decaturville, TN 38329

    $229,500

    • 4 Beds
    • 2 Baths
    • 1,960 Sq Ft
    • 53 Elm St
    • Decaturville, TN

    Bring your Family home to 53 Elm St! Pretty 4BR 2 BA brick home with plenty of room to raise your Family!! Newly painted with new flooring, the light filled living room with large windows greets you upon entry! Kitchen has plentiful cabinets, a cute breakfast bar, open dining, & is connected to the separate laundry & separate hobby room. A large master suite includes a private bath & large walk

    Anne Spence-McGee CRYE*LEIKE Tapestry Realty

    Section Image

Source: Realtracs

MLS Number: 2900410

Realtracs

APN: 076B-A-006.00