NOT LISTED FOR SALE

Estimated Value: $518,000 - $547,895

2 Beds
2 Baths
1,427 Sq Ft
$1,429/mo HOA Fee

Last Sold April 17, 2025

Last sale price $520,000 $364 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,826/month

10 Days on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated In Ground Pool
  • Patronis Elementary School Rated A-
  • Deeded access to the beach
  • Clubhouse

About This Home

As of April 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Gorgeous Gulf Views! Fully Furnished Gulf Front Condo located at Coral Reef on the East End of Panama City Beach. This condo features 2 Beds / 2 Baths and 1427 square feet of indoor living space. This spacious condo can accommodate 6 people comfortably. The main suite sits Gulf front with beautiful Emerald Coast views. The main suite bath features Two Vanities, Oversized Tiled Shower w/ Bench & Walk-In Closet. Recent updates include Fresh Paint throughout, Tile Flooring and New Tiled Showers in both bathrooms. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Gulf. Coral Reef offers excellent amenities such as two Gulf front pools (one heated seasonally), Fitness Center, Sun Deck, BBQ Grills and a Shaded Gazebo and Picnic Area. Short-term rentals are allowed. Nearby attractions include the Panama City Beach Marina and St. Andrews State Park. There are also many dining, shopping and entertainment options a short stroll away. PLEASE NOTE: Cherry wood cabinet / table located next to front door and table in hallway w/ mirror do not convey. Room sizes and square footage are approximate. If important, please measure. Schedule your showing today!

Last Agent to Sell the Property

Gregory Ward

Keller Williams Success Realty Listed on: 03/19/2025

Keller Williams Success Realty

Last Buyer's Agent

Sandy Toney

Sand Dollar Beach Real Estate License #0632946

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,883

Year Built

  • Built in 1999

Lot Details

HOA Fees

  • $1,429 Monthly HOA Fees

Interior Spaces

  • 1,427 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Home Security

Parking

  • Paved Parking
  • Parking Lot

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include clubhouse, cable TV, insurance, internet, ground maintenance, pest control, pool(s), water
  • Coral Reef Association
  • High-Rise Condominium
  • Coral Reef Condo Subdivision
  • 14-Story Property

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Elevator

Recreation

  • Beach
  • Community Pool
  • Park

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,883

Year Built

Built in 1999

Lot Details

0

HOA Fees

$1,429 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Property Sub Type: Condominium
  • Road Surface Type: Paved
  • Subdivision Name: Coral Reef Condo
  • Architectural Style: High Rise
  • Entry Level: 2
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar, Pantry
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1427.0
  • Dining Room Type: Bedroom, Primary Bathroom
  • Stories: 14
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Gunite, Electric Heat, In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Paved, Parking Lot
  • Garage: No

Utilities

  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Laundry Features: Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 4287.82
  • Community Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Pool, Short Term Rental Allowed, Waterfront
  • Amenities: Beach Rights, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association Name: Coral Reef
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Pool(s), Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 5883.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
Apr 17, 2025
Sold by
Johnson Rosie A
Bought by
Cpt Intermediary Llc
Seller's Agent
Gregory Ward
Keller Williams Success Realty
Buyer's Agent
Sandy Toney
Sand Dollar Beach Real Estate
List Price
$549,000
Sold Price
$520,000
Premium/Discount to List
-$29,000
-5.28%
Views
4
Current Estimated Value
$527,974

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,974
Avg. Annual Appreciation
5.59%

Purchase Details

Listed on
Jan 25, 2019
Closed on
Apr 19, 2019
Sold by
Mcdonald Real Estate Llc
Bought by
Johnson James and Johnson Rosie A
Seller's Agent
Lisa Saunders
Bluewater Realty of Bay County Inc
Buyer's Agent
Jessica Spivey
DR Horton Inc.
List Price
$379,900
Sold Price
$363,000
Premium/Discount to List
-$16,900
-4.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.17%

Purchase Details

Closed on
Jan 26, 2007
Sold by
Mcdonald Eric and Mcdonald Marisa R
Bought by
Mcdonald Real Estate Llc

Purchase Details

Closed on
Jan 3, 2006
Sold by
Ionacondo Llc
Bought by
Mcdonald Eric and Mcdonald Marisa R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$509,000
Interest Rate
6.21%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 22, 2004
Sold by
Chumley Michael and Chumley Joyce
Bought by
Ionacondo Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 2004
Sold by
Ridings Benjamin L and Ridings Barbara S
Bought by
Chumley Michael and Chumley Joyce

Purchase Details

Closed on
Dec 31, 2003
Sold by
Wood Margie
Bought by
Ridings Benjamin L and Ridings Barbara S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cpt Intermediary Llc $520,000 Setco Services
Cpt Intermediary Llc $520,000 Setco Services
Johnson James $363,000 First International Ttl Inc
Mcdonald Real Estate Llc -- Attorney
Mcdonald Eric $699,900 Lawyers Title Ins
Ionacondo Llc $575,000 Lawyers Title Agency Of Nort
Chumley Michael $420,000 Lawyers Title Agency Of Nort
Ridings Benjamin L $370,000 Lawyers Title Agency Of Nort
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mcdonald Eric $509,000
Previous Owner Ionacondo Llc $375,000
Previous Owner Ridings Benjamin L $296,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/17/2025 04/17/25 Sold $520,000 -5.3% $364 / Sq Ft
03/19/2025 03/19/25 For Sale $549,000 +51.2% $385 / Sq Ft
06/20/2022 06/20/22 Off Market $363,000 -- --
04/19/2019 04/19/19 Sold $363,000 -4.4% $254 / Sq Ft
03/27/2019 03/27/19 Pending -- -- --
01/25/2019 01/25/19 For Sale $379,900 -- $266 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,695 $459,216 -- --
2023 $5,695 $417,469 $0 $496,825
2022 $4,582 $379,517 $0 $0
2021 $4,230 $345,015 $0 $0
2020 $3,856 $313,650 $0 $313,650
2019 $3,903 $314,458 $0 $314,458
2018 $3,599 $284,325 $0 $0
2017 $3,629 $284,750 $0 $0
2016 $3,543 $272,850 $0 $0
2015 $3,574 $267,750 $0 $0
2014 $3,335 $250,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 770604

Central Panhandle Association of REALTORS®

APN: 30585-990-204