$360,000
SOLD JUL 23, 2026
4 Beds
2 Baths
1,712 Sq Ft
0.31 Acre Lot

Sale Details

Date Sold: July 23, 2026

$210 Per Sq Ft

3% Above List Price

44 Days on Market

Highlights

  • Community Boat Dock
  • RV or Boat Parking
  • Community Lake
  • Beach
  • Gated Community
  • Vaulted Ceiling

About This Home

As of July 2026

WELCOME HOME to your storybook chalet-style home tucked among the trees inside the gated community of Lake Monticello! As you pull up, the striking A-frame roofline and the warm wood staircase leading to a covered front porch immediately sets this home apart. Come through the front door and your eyes are instantly drawn upward. Vaulted ceilings crowned with coffered detail open into a bright, airy great room filled with natural light from oversized windows. The stone fireplace with a beautiful wood mantel is the heart of the space — warm, elegant, and picture-perfect. Hardwood floors flow throughout the main level, and the open sight line into the kitchen makes the whole living area feel connected and welcoming. The kitchen is ready to work hard for you — granite countertops, stainless steel appliances, warm wood cabinetry, and a peek-through to the staircase railing above, adding to the home's open, loft-inspired feel. The open loft overlooks the great room below, bathed in light from the octagon window. It's a versatile bonus space that works beautifully as a home office, flex room, or reading nook. Head upstairs and you'll also find a spacious bedroom with vaulted ceilings and angled walls that give it real personality and charm. Back on the main level, the primary bedroom and full bath are conveniently located for easy single-floor living. Additional bedrooms are well-sized and full of natural light. The rear deck offers a private perch above the treeline — a quiet spot to breathe in the wooded surroundings and decompress at the end of the day. All of this is tucked inside Lake Monticello, a private 3,500-acre gated community offering an incredible lifestyle: a 352-acre lake, five sandy beaches, a boat launch and marina, an 18-hole golf course, pool, tennis courts, clubhouse, walking trails, picnic areas, and more. You're just 15 miles from historic Charlottesville — home to the University of Virginia, dining, shopping, and medical care. 350ft from beach access! Photos have been virtually staged.

Last Agent to Sell the Property

Jess McLaughlin

Real Broker LLC Brokerage Email: membership@therealbrokerage.com License #0225243957 Listed on: 05/13/2026

Real Broker LLC

Last Buyer's Agent

Marcie Ecroyd

KW Metro Center License #0225229917

KW Metro Center
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,495

Year Built

  • Built in 2011

Lot Details

  • 13,721 Sq Ft Lot
  • Zoning described as R-4

HOA Fees

  • $124 Monthly HOA Fees

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,712 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Dining Area
  • Loft
  • Crawl Space

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Double Vanity

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Unpaved Parking
  • RV or Boat Parking

Outdoor Features

  • Front Porch

Schools

  • Carysbrook Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Heater

Listing and Financial Details

  • Tax Lot 260
  • Assessor Parcel Number 18-A-2-260

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake
  • Pond in Community

Recreation

  • Community Boat Dock
  • Beach
  • Community Playground
  • Community Pool

Additional Features

  • Common Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,495

Year Built

Built in 2011

Lot Details

0.31 Acres

HOA Fees

$124 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2011
  • Property Attached Yn: No
  • Attribution Contact: membership@therealbrokerage.com
  • Lot Size Acres: 0.315
  • Ownership: Individuals
  • Subdivision Name: Lake Monticello
  • Above Grade Finished Sq Ft: 1712.0
  • Architectural Style: Two Story
  • Garage Yn: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Flooring: Partially Carpeted, Tile, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Fireplace, Granite Counters, High Ceilings, Loft, Bath in Primary Bedroom, Main Level Primary
  • Living Area: 1712.0
  • Stories: 1

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Pool Features: None, Community
  • Waterfront: No
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Porch, Unpaved Driveway
  • Patio And Porch Features: Front Porch, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved, Boat, RV Access/Parking

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Water Source: Public
  • Security: Gated Community
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Common Grounds/Area, Dock, Gated, Lake, Playground, Pond, Pool
  • Association Fee: 124.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Pool(s), Recycling, Trash

Schools

  • Middle Or Junior School: Fluvanna

Lot Info

  • Parcel Number: 18-A-2-260
  • Zoning Description: R-4

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2495.25
  • Tax Lot: 260

MLS Schools

  • Elementary School: Carysbrook
  • High School: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2022
Closed on
Mar 4, 2022
Sold by
Bought by
Seller's Agent
LANCE ALLEN
REAL ESTATE III, INC.
Buyer's Agent
NATE DOTSON
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$259,000
Sold Price
$295,400
Premium/Discount to List
$36,400
14.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.77%
Original Mortgage
$286,150
Outstanding Balance
$262,489
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$85,274

Purchase Details

Listed on
Aug 26, 2020
Closed on
Sep 4, 2020
Sold by
Bought by
Seller's Agent
THE STRONG TEAM
STRONG TEAM, REALTORS
Buyer's Agent
LANCE ALLEN
REAL ESTATE III, INC.
List Price
$208,500
Sold Price
$210,000
Premium/Discount to List
$1,500
0.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.38%
Original Mortgage
$206,196
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2012
Sold by
Bought by

Purchase Details

Closed on
Aug 31, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 11, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Palmyra, VA

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $295,400 Old Republic National Title
Bargain Sale Deed $210,000 Chicago Title
Deed $182,500 Chicago Title Insurance Co
Deed $84,500 Chicago Title Insurance Co
Warranty Deed $60,000 Chicago Title Insurance Co
Warranty Deed $67,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $286,150 New Conventional
Previous Owner $205,206 New Conventional
Previous Owner $206,196 New Conventional
Previous Owner $146,000 New Conventional
Previous Owner $40,000 Purchase Money Mortgage
Previous Owner $120,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/23/2026 07/23/26 Sold $360,000 +3.2% $210 / Sq Ft
06/26/2026 06/26/26 Pending -- -- --
05/13/2026 05/13/26 For Sale $349,000 +18.1% $204 / Sq Ft
03/17/2022 03/17/22 Sold $295,400 +14.1% $160 / Sq Ft View Prior Sale
02/14/2022 02/14/22 Pending -- -- --
02/09/2022 02/09/22 For Sale $259,000 +23.3% $140 / Sq Ft
10/20/2020 10/20/20 Sold $210,000 +0.7% $114 / Sq Ft View Prior Sale
09/01/2020 09/01/20 Pending -- -- --
08/26/2020 08/26/20 For Sale $208,500 -- $113 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,512 $332,700 $30,000 $302,700
2025 $2,495 $332,700 $30,000 $302,700
2024 $22 $256,100 $30,000 $226,100
2023 $2,161 $256,100 $30,000 $226,100
2022 $1,905 $219,000 $27,500 $191,500
2021 $1,905 $219,000 $27,500 $191,500
2020 $1,893 $204,600 $27,500 $177,100
2019 $1,893 $204,600 $27,500 $177,100
2018 $1,766 $194,700 $27,500 $167,200
2017 $1,766 $194,700 $27,500 $167,200
2016 $1,740 $189,800 $27,500 $162,300
2015 $1,668 $189,800 $27,500 $162,300
2014 $1,668 $189,600 $27,500 $162,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 2612710

Central Virginia Regional MLS

APN: 18A 2 260

Your Personal Tour Guide

Ask me questions while you tour the home.