Seller's Agent in 2023
Sasha Tripp
STORY HOUSE REAL ESTATE
(434) 260-1435
36 in this area
402 Total Sales
7 Locks Ct Palmyra, VA 22963
Estimated Value: $480,000 - $561,000
3
Beds
3
Baths
2,516
Sq Ft
$207/Sq Ft
Est. Value
Highlights
- Water Views
- On Golf Course
- Bar or Lounge
- Beach
- Community Boat Launch
- Second Kitchen
About This Home
As of September 2023This RECENTLY RENOVATED 3-bed 3-bath GOLF COURSE-FRONT home features stunning POND and 9TH-TEE/3RD HOLE VIEWS and is conveniently located along a QUIET CUL-DE-SAC within a short 4-minute walk from the golf clubhouse and pub! Bask in sun on the WRAP-AROUND BACK DECK or admire the pristine landscaping from the breezy SCREENED-IN BACK PORCH! Prepare meals in the spacious EAT-IN KITCHEN, featuring flawless corian countertops, solid maple cabinets, stainless appliances, hardwood floors, and a character-rich OVERHEAD PERGOLA with bar seating. Entertain friends in the FINISHED BASEMENT with WET BAR and utilize the bonus room as a HOME OFFICE, GYM, or 4TH BEDROOM! Rest easy in the FIRST FLOOR PRIMARY SUITE, featuring a NEWLY REMODELED RESORT-STYLE PRIMARY BATH, knowing your cars are protected within the DETACHED 2-CAR GARAGE with an oversized STORAGE ROOM! Enjoy the unlimited amenities that Lake Monticello has to offer, such as LAKE, BEACHES, POOL, CLUBHOUSE, GOLF, WALK/RUN TRAILS, and more!
Last Agent to Sell the Property
STORY HOUSE REAL ESTATE License #0225180969 Listed on: 08/02/2023
Last Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,757
Year Built
- Built in 1989
Lot Details
- 0.55 Acre Lot
- On Golf Course
- Cul-De-Sac
- Elevated Lot
- Street terminates at a dead end
- Landscaped
- Secluded Lot
- Cleared Lot
- Partially Wooded Lot
- Private Yard
- Garden
- Property is zoned R-4 Residential
HOA Fees
- $105 Monthly HOA Fees
Property Views
- Water
- Golf Course
Home Design
- Concrete Block With Brick
- Composition Shingle Roof
- Cedar Siding
Interior Spaces
- 2-Story Property
- Wet Bar
- Vaulted Ceiling
- Multiple Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Insulated Windows
- Family Room with Fireplace
- Great Room with Fireplace
- Dining Room
- Home Office
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Second Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Double Master Bedroom
- 3 Full Bathrooms
- Primary bathroom on main floor
- Double Vanity
Laundry
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Windows
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Automatic Garage Door Opener
- Gravel Driveway
Outdoor Features
- Outdoor Pool
- Pond
- Deck
- Storage Shed
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A 4 182
Community Details
Overview
- Association fees include beach, boat launch, club house, exercise room, golf, insurance, master ins. policy, play area, pool, prof. mgmt., reserve fund, road maint, security force, snow removal, tennis, water/sewer
- $800 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Dining Room
- Bar or Lounge
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Community Playground
- Exercise Course
- Community Pool
- Trails
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2023
Closed on
Sep 1, 2023
Sold by
Moles Harding Linda
Bought by
Pineau John B and Pineau Jennifer S
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$450,000
Sold Price
$450,000
Views
204
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,706
Avg. Annual Appreciation
6.64%
Original Mortgage
$447,477
Outstanding Balance
$437,879
Interest Rate
6.9%
Mortgage Type
VA
Estimated Equity
$82,827
Purchase Details
Closed on
Aug 7, 2017
Sold by
Tucker Loren R and Tucker Darlene B
Bought by
Harding Linda Moles
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,520
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 9, 2014
Sold by
Sersen Timothy W and Sersen Tammy J
Bought by
Tucker Loren R and Tucker Darlene B
Purchase Details
Closed on
Jul 13, 2007
Sold by
Reynolds Richard S and Reynolds Kellie A
Bought by
Sersen Timothy W and Sersen Tammy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
6.87%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Pineau John B | $450,000 | Old Republic National Title In | |
| Harding Linda Moles | $260,000 | Chicago Title | |
| Tucker Loren R | $185,000 | Chicago Title Insurance Co | |
| Sersen Timothy W | $319,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Pineau John B | $447,477 | |
| Previous Owner | Harding Linda Moles | $146,520 | |
| Previous Owner | Sersen Timothy W | $245,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/18/2023 09/18/23 | Sold | $450,000 | 0.0% | $179 / Sq Ft |
| 08/17/2023 08/17/23 | Pending | -- | -- | -- |
| 08/15/2023 08/15/23 | For Sale | $450,000 | 0.0% | $179 / Sq Ft |
| 08/14/2023 08/14/23 | Off Market | $450,000 | -- | -- |
| 08/07/2023 08/07/23 | Pending | -- | -- | -- |
| 08/02/2023 08/02/23 | For Sale | $450,000 | -- | $179 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,559 | $474,500 | $62,500 | $412,000 |
| 2024 | $28 | $326,700 | $62,500 | $264,200 |
| 2023 | $2,757 | $326,700 | $62,500 | $264,200 |
| 2022 | $2,575 | $296,000 | $62,500 | $233,500 |
| 2021 | $2,575 | $296,000 | $62,500 | $233,500 |
| 2020 | $2,724 | $294,500 | $62,500 | $232,000 |
| 2019 | $2,724 | $294,500 | $62,500 | $232,000 |
| 2018 | $2,541 | $280,100 | $62,500 | $217,600 |
| 2017 | $2,541 | $280,100 | $62,500 | $217,600 |
| 2016 | $2,001 | $218,200 | $47,500 | $170,700 |
| 2015 | $2,239 | $218,200 | $47,500 | $170,700 |
| 2014 | $2,239 | $254,400 | $47,500 | $206,900 |
Source: Public Records
Agents Affiliated with this Home
-
Sasha Tripp
-
N
Buyer's Agent in 2023
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 644336
APN: 18A-4-182
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