$440,000
SOLD AUG 6, 2025
4 Beds
2.5 Baths
2,291 Sq Ft
4,883 Sq Ft Lot

Recently Sold

$192 Per Sq Ft

25% Below List Price

285 Days on Market

Highlights

  • Heated In Ground Pool
  • Home fronts a pond
  • Open Floorplan
  • Freedom Elementary School Rated A-
  • Pond View
  • Bonus Room

About This Home

As of August 2025

Welcome home to Lighthouse Cove! This wonderful home has 4 beds with a loft that can easiy be converted to a 5th with a closet already present in the space! It has been meticulously maintained and has a new roof 9/23, new water heater 9/2024. Your new oasis has a welcoming back yard with your own private pool, screened lanai and fenced in back yard for a lovely view of the pond behind.

Last Agent to Sell the Property

Demia Bennett

KW COASTAL LIVING II Brokerage Phone: 941-556-0500 License #3545447 Listed on: 09/20/2024

KW COASTAL LIVING II

Last Buyer's Agent

Lindsey Johnson

AGILE GROUP REALTY License #3420710

AGILE GROUP REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,944

Year Built

  • Built in 2004

Lot Details

  • 4,883 Sq Ft Lot
  • Home fronts a pond
  • North Facing Home
  • Irrigation Equipment
  • Property is zoned PDMU

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,291 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Bonus Room
  • Pond Views
  • Hurricane or Storm Shutters

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • High Speed Internet

Community Details

  • Lighthouse Cove Assoc Mgr Association, Phone Number (941) 348-2912
  • Heritage Harbour Master Assoc. Association, Phone Number (813) 991-1116
  • Lighthouse Cove At Heritage Community
  • Lighthouse Cove At Heritage Harbour Un 1 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,944

Year Built

Built in 2004

Lot Details

0

HOA Fees

$70 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2291
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 2291
  • Lot Size Sq Ft: 4883
  • Directions to Property: River Heritage Blvd to Montauk Point Xing to Chatum Light Run
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 203884503
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 192.06
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-556-0500
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Street Number Modifier: 7022
  • Additional Rooms: Bonus Room
  • Living Area Meters: 212.84
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Hurricane Shutters, Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Association Fee: 127
  • Association Fee Frequency: Quarterly
  • Association Name: Lighthouse Cove Assoc MGR
  • Phone: (941) 348-2912
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 83.55
  • Association #2 Fee Frequency: Quarterly
  • Association: Heritage Harbour Master Assoc.
  • Association Phone #2: 813-991-1116
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: Christine Farmhan

Fee Information

  • Total Annual Fees: 842.20
  • Total Monthly Fees: 70.18
  • Other Fees Term: Annual
  • Monthly HOA Amount: 42.33

Lot Info

  • Zoning: PDMU
  • Parcel Number: 1108605359
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 454

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Call association for restrictions

Tax Info

  • Tax Annual Amount: 3943.87
  • Tax Book Number: 43-14
  • Tax Lot: 3067
  • Tax Other Annual Assessment Amount: 595

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Call association for approval process

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Aug 6, 2025
Sold by
Shurmur David and Shurmur Megan
Bought by
Ramey James William
Seller's Agent
Demia Bennett
KW COASTAL LIVING II
Buyer's Agent
Lindsey Johnson
AGILE GROUP REALTY
List Price
$585,000
Sold Price
$440,000
Premium/Discount to List
-$145,000
-24.79%
Views
146

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.38%
Original Mortgage
$440,000
Outstanding Balance
$439,623
Interest Rate
6.77%
Mortgage Type
VA
Estimated Equity
-$9,607

Purchase Details

Listed on
Aug 9, 2020
Closed on
Sep 30, 2020
Sold by
Collins Heather
Bought by
Shurmur David and Shurmur Megan
Seller's Agent
Mike Payne, PA
BRIGHT REALTY
Buyer's Agent
Will Farrell
List Price
$295,000
Sold Price
$295,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.59%
Original Mortgage
$236,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 22, 2017
Closed on
Nov 9, 2017
Sold by
Watts Robert A and Watts Cheryl M
Bought by
Collins Heather
Seller's Agent
Wes Eaves
LIKE IT REALTY
Buyer's Agent
Mike Payne, PA
BRIGHT REALTY
List Price
$259,000
Sold Price
$245,000
Premium/Discount to List
-$14,000
-5.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.64%
Original Mortgage
$248,969
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 2010
Sold by
Choe Sang Cheul and Park Kyung Sook
Bought by
Watts Robert A and Watts Cheryl M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2006
Sold by
Gmac Model Home Finance Llc
Bought by
Choe Sang Cheul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,050
Interest Rate
6.07%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Aug 12, 2004
Sold by
Us Home Corp
Bought by
Gmac Model Home Finance Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100
Interest Rate
5.92%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Suncoast One Title & Closings
Warranty Deed $295,000 Properties Title Llc
Warranty Deed $245,000 Attorney
Warranty Deed $125,000 First American Title Ins Co
Special Warranty Deed $317,400 North American Title Company
Special Warranty Deed $270,000 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $440,000 VA
Previous Owner $236,000 New Conventional
Previous Owner $248,969 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $238,050 Negative Amortization
Previous Owner $100 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2025 08/06/25 Sold $440,000 0.0% $192 / Sq Ft
07/02/2025 07/02/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $440,000 -1.1% $192 / Sq Ft
06/13/2025 06/13/25 Price Changed $445,000 -2.2% $194 / Sq Ft
06/12/2025 06/12/25 Price Changed $455,000 -1.1% $199 / Sq Ft
05/27/2025 05/27/25 Price Changed $460,000 -2.7% $201 / Sq Ft
05/14/2025 05/14/25 Price Changed $473,000 -0.2% $206 / Sq Ft
05/01/2025 05/01/25 Price Changed $474,000 -0.2% $207 / Sq Ft
04/22/2025 04/22/25 Price Changed $475,000 -4.8% $207 / Sq Ft
03/04/2025 03/04/25 Price Changed $499,000 -3.1% $218 / Sq Ft
02/10/2025 02/10/25 Price Changed $515,000 -2.8% $225 / Sq Ft
01/09/2025 01/09/25 Price Changed $530,000 -1.9% $231 / Sq Ft
01/09/2025 01/09/25 Price Changed $540,000 -0.9% $236 / Sq Ft
12/03/2024 12/03/24 Price Changed $545,000 -1.8% $238 / Sq Ft
11/06/2024 11/06/24 Price Changed $555,000 -2.5% $242 / Sq Ft
10/14/2024 10/14/24 Price Changed $569,000 -2.7% $248 / Sq Ft
09/20/2024 09/20/24 For Sale $585,000 +98.3% $255 / Sq Ft
09/30/2020 09/30/20 Sold $295,000 0.0% $129 / Sq Ft View Prior Sale
08/18/2020 08/18/20 Pending -- -- --
08/17/2020 08/17/20 For Sale $295,000 0.0% $129 / Sq Ft
08/13/2020 08/13/20 Pending -- -- --
08/08/2020 08/08/20 For Sale $295,000 +20.4% $129 / Sq Ft
08/17/2018 08/17/18 Off Market $245,000 -- --
11/09/2017 11/09/17 Sold $245,000 -2.0% $107 / Sq Ft View Prior Sale
09/24/2017 09/24/17 Pending -- -- --
09/16/2017 09/16/17 Price Changed $249,900 -3.5% $109 / Sq Ft
08/23/2017 08/23/17 For Sale $259,000 0.0% $113 / Sq Ft
08/17/2017 08/17/17 Pending -- -- --
07/18/2017 07/18/17 Price Changed $259,000 0.0% $113 / Sq Ft
07/18/2017 07/18/17 For Sale $259,000 +62.0% $113 / Sq Ft
05/23/2017 05/23/17 Pending -- -- --
03/21/2017 03/21/17 For Sale $159,900 -- $70 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,989 $274,689 -- --
2024 $3,989 $266,948 -- --
2023 $3,944 $259,173 $0 $0
2022 $3,835 $251,624 $0 $0
2021 $4,284 $246,698 $30,000 $216,698
2020 $3,800 $239,991 $30,000 $209,991
2019 $3,850 $238,501 $0 $0
2018 $3,825 $234,054 $25,000 $209,054
2017 $2,178 $134,054 $0 $0
2016 $2,136 $131,297 $0 $0
2015 $2,237 $130,384 $0 $0
2014 $2,237 $129,349 $0 $0
2013 $2,207 $127,437 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: A4624116

Stellar MLS

APN: 11086-0535-9