$985,000

7174 White Oak Valley Rd McDonald, TN 37353

Estimated payment $5,525/month

Total Views 4,362
3 Beds
2 Baths
4,117 Sq Ft
$239 Price per Sq Ft

Highlights

  • Open Floorplan
  • Deck
  • Secluded Lot
  • Mountain View
  • Wood Burning Stove
  • Wooded Lot

About This Home

Experience luxury mountain living in this custom-built 4,117 sq ft farmhouse retreat on over 17+ private acres in McDonald, TN, spanning Bradley and Hamilton Counties. Gated and secluded, this estate offers panoramic East and West views, a spring-fed pond, and a spa-like lifestyle with more buildable lots. The chef's kitchen is fully equipped with a Frigidaire convection oven, 2024 refrigerator, Samsung Pro dishwasher, marble baking station, concrete countertops with beer tap, and a 1930s Chambers retained-heat gas stove. An apothecary room with a 1940s cast iron sink adds vintage charm. The primary suite includes a stone walk-in shower, clawfoot soaking tub, rock vessel sinks, and custom closet. A main-level office or guest room features dual desks and a coffee bar. The centerpiece family room boasts a massive wood-burning fireplace with gas starter, built-in beehive pizza oven, & fireplace crane. A second oversized bedroom/living area with separate HVAC overlooks the pond and sunset, with chimney in place for a wood stove. Upstairs offers 1,000 sq ft of flexible space with a guest nook and abundant storage. Smart-home technology, Alexa integration, radiant heat floors, city water with booster pump, and a 10' x 16' storm shelter for tornado weather. With no state income tax and ~$700/year in property taxes, this peaceful mountaintop home offers a rare blend of privacy, craftsmanship, and modern amenities—perfect for those seeking a unique Tennessee lifestyle.

Listing Agent

Dustin Sherlin

Realty One Group Experts License #300012 Listed on: 05/29/2025

Co-Listing Agent

Melissa Sherlin

Realty One Group Experts License #343740

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $890

Year Built

  • Built in 2012

Lot Details

  • 17.62 Acre Lot
  • Property fronts a county road
  • Rural Setting
  • Poultry Coop
  • Secluded Lot
  • Sloped Lot
  • Wooded Lot
  • Garden
  • Additional Parcels

Home Design

  • Mixed Use
  • Block Foundation
  • Slab Foundation
  • Metal Roof
  • Cement Siding
  • HardiePlank Type
  • Block And Beam Construction

Interior Spaces

  • 4,117 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wired For Data
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Coffered Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Double Pane Windows
  • Insulated Windows
  • Window Screens
  • Storage
  • Mountain Views

Kitchen

  • Double Convection Oven
  • Gas Oven
  • Gas Range
  • Warming Drawer
  • Microwave
  • Freezer
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Laminate
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Home Security

  • Security Lights
  • Security Gate
  • Smart Home
  • Smart Thermostat
  • Fire and Smoke Detector

Parking

  • Parking Available
  • Driveway
  • Off-Street Parking

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessible Common Area
  • Accessible Kitchen
  • Kitchen Appliances
  • Central Living Area
  • Accessible Hallway
  • Accessible Closets
  • Enhanced Accessible Features
  • Accessible Doors
  • Accessible Entrance
  • Safe Emergency Egress From Home
  • Smart Technology

Outdoor Features

  • Deck
  • Enclosed patio or porch
  • Pergola
  • Outbuilding
  • Storm Cellar or Shelter

Schools

  • Black Fox Elementary School
  • Lake Forest Middle School
  • Bradley Central High School

Utilities

  • Zoned Heating and Cooling
  • Floor Furnace
  • Dual Heating Fuel
  • Heating System Uses Propane
  • Underground Utilities
  • Power Generator
  • Propane
  • Natural Gas Not Available
  • Spring water is a source of water for the property
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Greenbelt

Listing and Financial Details

  • Assessor Parcel Number 070 005.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$890

Year Built

Built in 2012

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 17.62
  • Lot Size: see plat attached
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt, Paved
  • Co List Office Mls Id: 17390
  • Co List Office Phone: 423-896-6000
  • Subdivision Name: None
  • Directions: From I-75 at Hwy 11/US 64; Go towards Cleveland on Hwy 11/US 64 Hwy, turn left onto White Oak Valley Circle, to slight right onto White Oak Valley Rd. Property on right - 7174 White Oak Valley Rd.
  • Above Grade Finished Sq Ft: 4117.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 4117.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Free Standing Building, House, Mixed Use
  • Year Built: 2012
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 070 005.00
  • Location Tax and Legal Elementary School: Black Fox Elementary
  • Location Tax and Legal Middle Or Junior School2: Lake Forest Middle School
  • Location Tax and Legal High School: Bradley Central High
  • Location Tax and Legal:Tax Annual Amount: 890.0
  • Location Tax and Legal Additional Parcels YN: Yes
  • General Property Information Above Grade Finished Area: 4117.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 17.62
  • General Property Information Lot Size Square Feet2: 767527.2
  • General Property Information Lot Size Dimensions: see plat attached
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • General Property Information Stories2: 1
  • Other Structures:Pergola: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Split Bedrooms2: Yes
  • Laundry Features:Main Level: Yes
  • Lot Features Rural: Yes
  • Other Structures:Out Building: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Heating Propane3: Yes
  • Other Equipment Generator: Yes
  • Road Frontage Type County Road: Yes
  • Flooring Laminate: Yes
  • Other Structures Poultry Coop: Yes
  • Laundry Features:Sink: Yes
  • Flooring:Concrete2: Yes
  • Security Features Security Gate: Yes
  • Security Features:Security Lights: Yes
  • Structure Type Mixed Use2: Yes
  • Utilities:Natural Gas Not Available: Yes
  • Utilities Propane4: Yes
  • Cooling:Zoned: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Water Source Spring: Yes
  • Other Structures Storm Shelter: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Washer, Warming Drawer, Refrigerator, Plumbed For Ice Maker, Microwave, Gas Range, Gas Oven, Freezer, Electric Water Heater, Electric Oven, Dryer, Double Oven, Disposal, Dishwasher, Convection Oven
  • Other Equipment: Generator, Other
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Common Area, Accessible Doors, Accessible Electrical and Environmental Controls, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Safe Emergency Egress from Home, Smart Technology
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Concrete, Hardwood, Laminate, Tile
  • Interior Amenities: Beamed Ceilings, Bookcases, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Double Closets, Double Vanity, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home, Smart Thermostat, Soaking Tub, Split Bedrooms, Storage, Walk-In Closet(s), Wired for Data
  • Window Features: Double Pane Windows, Insulated Windows, Screens
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Community Features:None4: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Gas Oven: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Double Closets: Yes
  • Interior Features:Smart Home: Yes
  • Appliances:Freezer: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Warming Drawer: Yes
  • Interior Features:Wired for Data: Yes
  • Interior Features:Coffered Ceiling(s): Yes

Exterior Features

  • Lot Features: Garden, Greenbelt, Rural, Secluded, Sloped, Wooded
  • Pool Features: None
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Block, Cement Siding, HardiPlank Type, Other
  • Exterior Features: Garden
  • Foundation Details: Block, Slab
  • Other Structures: Outbuilding, Pergola, Poultry Coop, Storm Shelter, See Remarks
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Glass Enclosed, Porch
  • Roof: Metal
  • Construction Materials:Cement Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Sloped: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Construction Materials:Block: Yes
  • Accessibility Features:Accessible Central Living Area: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Garden2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Lot Features:Secluded: Yes
  • Window Features:Screens: Yes
  • Accessibility Features:Accessible Door(s): Yes
  • Patio and Porch Features:Enclosed: Yes
  • Window Features:Double Pane Windows: Yes
  • Accessibility Features:Accessible Bedroom: Yes
  • Accessibility Features:Accessible Closets: Yes
  • Accessibility Features:Accessible Common Area: Yes
  • Accessibility Features:Accessible Entrance: Yes
  • Accessibility Features:Accessible Kitchen: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Patio And Porch Features:Glass Enclosed: Yes
  • Accessibility Features:Accessible Kitchen Appliances: Yes
  • Lot Features:Greenbelt: Yes
  • Accessibility Features:Safe Emergency Egress from Home: Yes
  • Accessibility Features:Smart Technology: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Concrete, Driveway, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level, Sink
  • Security: Security Gate, Security Lights, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Multi Units, Zoned
  • Cooling Y N: Yes
  • Heating: Central, Dual Fuel, Electric, Floor Furnace, Propane, Wood Stove, Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Water Connected, Propane, Underground Utilities
  • Water Source: Public, Spring
  • Heating:Wood Stove: Yes
  • Heating:Floor Furnace: Yes
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes
  • Heating:Dual Fuel: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Black Fox Elementary
  • High School: Bradley Central High
  • Middle Or Junior School: Lake Forest Middle School

Lot Info

  • Lot Size Sq Ft: 767527.2
  • Additional Parcels Description: 2 Tax IDs - Hamilton Co:124.004 & 124.006, Bradley Co: 070 005.00
  • Additional Parcels: Yes
  • Parcel #: 070 005.00

Tax Info

  • Tax Annual Amount: 890.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $680 $37,950 $6,225 $31,725
2023 $680 $37,950 $6,225 $31,725
2022 $680 $37,950 $6,225 $31,725
2021 $680 $37,950 $0 $0
2020 $637 $37,425 $0 $0
2019 $637 $28,675 $0 $0
2018 $602 $0 $0 $0
2017 $584 $0 $0 $0
2016 $584 $0 $0 $0
2015 $565 $0 $0 $0
2014 $54 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/22/2025 06/22/25 For Sale $985,000 -- $239 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Quit Claim Deed -- --
Warranty Deed $79,000 --
Deed $38,000 --
Deed $22,000 --
Deed $32,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 Credit Line Revolving
Closed $200,000 New Conventional
Previous Owner $165,000 Commercial
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1513791

Greater Chattanooga REALTORS®

APN: 070-005.00