$2,500,000

Estimated payment $16,016/month

Total Views 210
4 Beds
4.5 Baths
3,989 Sq Ft
$627 Price per Sq Ft

Highlights

  • Very Popular Property
  • Docks
  • Boat Slip
  • J.R. Arnold High School Rated A-
  • Boat Lift
  • Heated In Ground Pool

About This Home

Experience the best of waterfront living in this stunning 4-bedroom, 4.5-bathroom ICF-constructed residence located off North Lagoon. Built with strength and efficiency in mind, the home features all impact-rated doors and windows for peace of mind. Resting on almost half an acre, this property offers rare space, privacy, and unmatched coastal charm.

Inside, the open-concept layout flows seamlessly through the main living areas, highlighted by a first-floor master suite with a dedicated 2.5-ton HVAC system designed exclusively for the master. The home is also equipped with geothermal air conditioners, delivering year-round comfort and exceptional energy savings.

Step outside to your private paradise a saltwater heated pool with all new equipment, paved backyard entertaining areas, a covered deck, and a rear balcony that captures sweeping water views. A private dock with boat slip and lift ensures effortless access to the water for boating and fishing.

Practical upgrades meet luxury at every turn: epoxy-finished garage, solar panels for energy efficiency, and a paver driveway with full hookups dedicated to accommodating a 45-foot RV.

This property is the perfect combination of quality, comfort, and coastal lifestyle offering resort-style amenities, top-of-the-line construction, and waterfront access in the heart of Panama City Beach.

Listing Agent

Zacarias Sanchez

Think Real Estate Listed on: 09/04/2025

Think Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 206x100
  • Home fronts a lagoon or estuary
  • Fenced
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Coastal Architecture
  • Exterior Columns
  • Stucco

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Lagoon Views

Kitchen

  • Breakfast Bar
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Heated In Ground Pool
  • Boat Lift
  • Boat Slip
  • Docks
  • Balcony
  • Deck
  • Outdoor Kitchen

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Heating Available

Community Details

Overview

  • No Home Owners Association
  • Grand Lagoon Banks Subdivision

Amenities

  • Community Barbecue Grill

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.44
  • Lot Size: 206x100
  • Subdivision Name: Grand Lagoon Banks
  • Architectural Style: Coastal
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Ice Maker, Microwave
  • Interior Amenities: Breakfast Bar, Crown Molding, Fireplace, High Ceilings, Kitchen Island, Pantry, Recessed Lighting
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom, Office
  • Stories: 2

Exterior Features

  • Pool Features: Gas Heat, In Ground
  • Fencing: Fenced, Privacy
  • View: Lagoon
  • View: Yes
  • Waterfront Features: Lagoon, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Stucco
  • Exterior Features: Boat Lift, Balcony, Boat Slip, Columns, Covered Patio, Dock, Sprinkler/Irrigation, Fire Pit, Outdoor Kitchen
  • Patio And Porch Features: Deck, Balcony

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Boat, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront, Sprinkler System
  • Lot Size Sq Ft: 19210.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $641,243 -- --
2023 -- $622,566 $0 $0
2022 $0 $604,433 $0 $0
2021 $0 $586,828 $0 $0
2020 $0 $578,726 $284,148 $294,578
2019 $5,269 $564,697 $267,899 $296,798
2018 $5,269 $455,538 $0 $0
2017 $5,191 $446,168 $0 $0
2016 $5,170 $436,991 $0 $0
2015 $5,280 $433,953 $0 $0
2014 $5,228 $430,509 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 For Sale $2,500,000 +25.0% $627 / Sq Ft
09/26/2024 09/26/24 Sold $2,000,000 -11.1% $501 / Sq Ft
08/27/2024 08/27/24 Pending -- -- --
07/16/2024 07/16/24 Price Changed $2,250,000 -4.3% $564 / Sq Ft
04/11/2024 04/11/24 For Sale $2,350,000 +253.4% $589 / Sq Ft
06/20/2022 06/20/22 Off Market $665,000 -- --
05/01/2018 05/01/18 Sold $665,000 -16.9% $171 / Sq Ft
03/16/2018 03/16/18 Pending -- -- --
09/26/2017 09/26/17 For Sale $799,900 -- $206 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,000,000 Omega Title
Warranty Deed $652,500 Attorney
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Lawyers Title Agncy
Warranty Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,600,000 New Conventional
Previous Owner $300,000 Balloon
Previous Owner $767,604 VA
Previous Owner $760,000 VA
Previous Owner $74,900 Small Business Administration
Previous Owner $587,250 VA
Previous Owner $885,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $401,000 New Conventional
Previous Owner $410,759 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $250,000 New Conventional
Previous Owner $200,000 Stand Alone Second
Previous Owner $110,000 Credit Line Revolving
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 778591

Central Panhandle Association of REALTORS®

APN: 30181-000-000