Seller's Agent in 2022
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
5 in this area
208 Total Sales
78 Polk St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $332,000 - $366,000
3
Beds
2
Baths
1,706
Sq Ft
$203/Sq Ft
Est. Value
Highlights
- Deck
- Property is near a park
- Bonus Room
- Oswego High School Rated A-
- Queen Anne Architecture
- Formal Dining Room
About This Home
As of September 2022Rare opportunity to own a special piece of Oswego's history. This charming Queen Anne home in historic downtown Oswego is located in the heart of everything. Walk to the diner, donut shop, local brewery, tone of restaurant's, recreation, festivals, and the 40 mile start point of the Fox River Trail. Situated next to the Little White School House Museum is where you will find this lovely home featuring: 3 spacious bedrooms, 2 full baths, large family room, main level full bath and bedroom, large dining room with exquisite original built in cupboards, period appropriate updated kitchen with gorgeous 42" cabinetry, granite, stainless appliances, and HW flooring. The master bedroom has ample closet space and an extra bonus attic room that can double as a little work space or more closet room, original casings and millwork, 3 season sunroom, large driveway and garage, plus a spacious backyard with patio and deck. You will love everything about this incredible home. Get in today before she is gone!
Last Agent to Sell the Property
Mode 1 Real Estate LLC License #471019230 Listed on: 07/19/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,851
Year Built
- Built in 1906
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66x132
- Paved or Partially Paved Lot
Parking
- 1.1 Car Detached Garage
- Driveway
- Parking Space is Owned
Home Design
- Queen Anne Architecture
Interior Spaces
- 1,706 Sq Ft Home
- 2-Story Property
- Built-In Features
- Historic or Period Millwork
- Living Room
- Formal Dining Room
- Bonus Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry on upper level
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Deck
- Patio
- Porch
Location
- Property is near a park
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 19, 2022
Closed on
Aug 30, 2022
Sold by
Lauper Robert M and Lauper Peggy A
Bought by
Liberatore Dominick and Peeples Rebecca L
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Kimberly Grant
john greene, Realtor
List Price
$299,900
Sold Price
$287,000
Premium/Discount to List
-$12,900
-4.3%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,663
Avg. Annual Appreciation
5.15%
Original Mortgage
$243,950
Outstanding Balance
$233,249
Interest Rate
4.99%
Mortgage Type
New Conventional
Estimated Equity
$101,275
Purchase Details
Closed on
Apr 29, 2004
Sold by
Wilcox Stover Norma Jane
Bought by
Lauper Robert M and Lauper Peggy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 1, 1995
Bought by
Stover Norma Jane Wilcox Tr
Purchase Details
Closed on
Oct 1, 1985
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Liberatore Dominick | $287,000 | First American Title | |
| Lauper Robert M | $235,000 | First American Title | |
| Stover Norma Jane Wilcox Tr | $116,000 | -- | |
| -- | $70,800 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Liberatore Dominick | $243,950 | |
| Previous Owner | Lauper Robert M | $40,000 | |
| Previous Owner | Lauper Robert M | $188,000 | |
| Previous Owner | Wilcox Stover Norma Jane | $65,000 | |
| Closed | Stover Norma Jane Wilcox Tr | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/02/2022 09/02/22 | Sold | $287,000 | -4.3% | $168 / Sq Ft |
| 08/03/2022 08/03/22 | Pending | -- | -- | -- |
| 07/19/2022 07/19/22 | For Sale | $299,900 | -- | $176 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,472 | $73,996 | $24,285 | $49,711 |
| 2023 | $4,787 | $64,909 | $21,303 | $43,606 |
| 2022 | $4,787 | $59,008 | $19,366 | $39,642 |
| 2021 | $4,852 | $57,851 | $18,986 | $38,865 |
| 2020 | $4,792 | $56,717 | $18,614 | $38,103 |
| 2019 | $4,832 | $56,340 | $18,614 | $37,726 |
| 2018 | $4,357 | $51,065 | $16,871 | $34,194 |
| 2017 | $4,210 | $47,064 | $15,549 | $31,515 |
| 2016 | $4,016 | $44,610 | $14,738 | $29,872 |
| 2015 | $4,025 | $42,894 | $14,171 | $28,723 |
| 2014 | -- | $41,244 | $13,626 | $27,618 |
| 2013 | -- | $42,963 | $14,194 | $28,769 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Sather
-
Kimberly Grant
Buyer's Agent in 2022
Kimberly Grant
john greene Realtor
(630) 251-4244
3 in this area
296 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11352407
APN: 03-17-379-002
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