$305,000

7904 Surf Dr Unit 12 Panama City, FL 32408

Estimated payment $2,225/month

Total Views 289
1 Bed
1 Bath
650 Sq Ft
$469 Price per Sq Ft

Highlights

  • Living Room
  • J.R. Arnold High School Rated A-
  • Central Air

About This Home

Step into the ultimate Florida lifestyle with this cozy, updated end-unit condo, ideally situated between the pool and beach. Offering a perfect blend of modern amenities and beachside convenience, this property is primed for both personal enjoyment and investment potential. Located in a well-maintained, low-density complex, you'll enjoy the peaceful surroundings of a relaxed beach community.

The top-floor, end-unit layout allows for an abundance of natural light to flood the open-concept living space, creating a bright and airy atmosphere that feels like a permanent vacation. Recent updates include stainless steel appliances, sleek stone countertops, stylish wood-look tile flooring, and a brand-new 2023 A/C unit.

With the addition of a front bunk room, this condo is an excellent opportunity for short-term rentals, making it a smart investment. The spacious storage closet can be easily converted into an owner's closet, and the built-in desk offers a convenient workspace for off-season renters.

Wake up each day just steps from the sand! A gated beach access directly across the street provides easy, private entry to the pristine, sugar-white sands and emerald waters of the Gulf of Mexico.

Situated in the highly sought-after Lower Grand Lagoon area, this condo is just minutes from local dining, shopping, and all that Panama City Beach has to offer.

Listing Agent

Janet Webber

The Premier Property Group Seacrest Office License #3490684 Listed on: 08/17/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,393

Year Built

  • Built in 1974

HOA Fees

  • $364 Monthly HOA Fees

Interior Spaces

  • 650 Sq Ft Home
  • 2-Story Property
  • Living Room

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Cable TV Available

Community Details

  • Misty Harbour Condominiums Subdivision

Listing and Financial Details

  • Assessor Parcel Number 30493-100-000

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,393

Year Built

Built in 1974

Lot Details

0

HOA Fees

$364 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: Misty Harbour Condominiums
  • Directions: From South on Thomas Dr. Right on Utes. Right into Misty Harbour. The unit is Upstairs on the END Overlooking the POOL.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1974
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Special Features: None

Interior Features

  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Stories: 2

Exterior Features

  • Pool Features: Pool Type
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Association #2 Fee: 1092.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Schools

  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 30493-100-000

Tax Info

  • Tax Annual Amount: 2392.88
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,434 $191,463 -- $191,463
2023 $2,434 $191,463 $0 $191,463
2022 $2,255 $191,463 $0 $191,463
2021 $1,285 $96,422 $0 $0
2020 $1,106 $87,656 $0 $87,656
2019 $1,120 $87,656 $0 $87,656
2018 $1,370 $106,250 $0 $0
2017 $1,005 $74,415 $0 $0
2016 $980 $67,650 $0 $0
2015 $852 $61,500 $0 $0
2014 $851 $61,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 For Sale $305,000 +32.3% $469 / Sq Ft
06/20/2022 06/20/22 Off Market $230,500 -- --
09/10/2021 09/10/21 Sold $230,500 +2.4% $355 / Sq Ft
07/16/2021 07/16/21 Pending -- -- --
07/12/2021 07/12/21 For Sale $225,000 -- $346 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $230,500 Diamond Title Agency Inc
Warranty Deed $125,000 Attorney
Special Warranty Deed $70,350 Title365 Company
Trustee Deed $55,300 None Available
Trustee Deed $25,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $184,000 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $171,665 Fannie Mae Freddie Mac
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 983300

Emerald Coast Association of REALTORS®

APN: 30493-100-000