$1,095,000
$105K PRICE DROP

Estimated payment $5,904/month

Total Views 12,542
4 Beds
3 Baths
2,826 Sq Ft
$387 Price per Sq Ft

Highlights

  • Marina
  • Fishing
  • Panoramic View
  • Boat Dock
  • RV Access or Parking
  • Waterfront

About This Home

HARRISON BAY / ACREAGE / LOCATION! Discover the best of Tennessee living in this fully remodeled, all-brick home on 4.16± acres with breathtaking lake views — and direct access to Harrison Bay State Park right from your property! This rare setting offers both privacy and connection to nature, with water access and the beauty of the park as your neighbor. Thoughtfully redesigned with an open living concept, this one-level home with a full basement blends modern style with everyday comfort. Inside, you'll find new 2025 HVAC, cabinets, granite countertops, flooring, paint, lighting, and a stunning walk-in tile shower in the primary suite. The spacious kitchen opens to the living and dining areas, creating a seamless flow for family living and entertaining. A wall of windows in the sunroom floods the home with natural light and panoramic views, with easy access to the covered patio for outdoor relaxation. The full basement expands your options with two bedrooms, a full bath, workshop, and third-car garage—ideal for guests, hobbies, or an in-law suite. Parking and storage abound with a main-level two-car garage, a detached two-car garage with upstairs storage, and three additional bays. With room to roam, this property is perfect for recreation, gardening, or even horses—all just minutes from Island Cove Marina, local boat ramp (approximately 500 ft, from this property), restaurants, and grocery shopping. Move-in ready and beautifully updated, this home offers space, style, and a rare connection to Harrison Bay State Park. Homes like this don't come around often—schedule your private showing today!

Listing Agent

Melody Smith

Compass Group Realty,LLC License #294574 Listed on: 09/24/2025

Compass Group Realty,LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,000

Year Built

  • Built in 1984 | Remodeled

Lot Details

  • 4.16 Acre Lot
  • Waterfront
  • Property fronts a highway
  • Landscaped
  • Secluded Lot
  • Level Lot
  • Cleared Lot
  • Private Yard
  • Back and Front Yard

Parking

  • 5 Car Attached Garage
  • 3 Attached Carport Spaces
  • Basement Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • RV Access or Parking

Property Views

  • River
  • Lake
  • Panoramic
  • Pasture
  • Mountain
  • Forest

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Block And Beam Construction

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Utility Room in Garage
  • Storage
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Laundry in Hall
  • Washer and Electric Dryer Hookup

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Covered Patio or Porch
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Outbuilding
  • Rain Gutters

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Farming

  • Equipment Barn
  • Pasture

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number Pt 103 003.01

Community Details

Overview

  • No Home Owners Association
  • Community Lake

Recreation

  • Boat Dock
  • Marina
  • Fishing
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,000

Year Built

Built in 1984 | Remodeled

Lot Details

0

Parking

5

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 4.16
  • Lot Size: 4.16 +/-
  • Road Frontage Type: Highway
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Directions: From Highway 153, take the Highway 58 North exit, and continue on Highway 58 towards Harrison Bay, and 8024 Highway 58 will be on the right.
  • Above Grade Finished Sq Ft: 2236.0
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2826.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1984
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: Pt 103 003.01
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 2000.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2236.0
  • General Property Information Below Grade Finished Area: 590.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 4.16
  • General Property Information Lot Size Square Feet2: 181209.6
  • General Property Information Lot Size Dimensions: 4.16 +/-
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: HARRISON BAY / ACREAGE / LOCATION! Discover the best of Tennessee living in this fully remodeled, all-brick home on 4.16± acres with breathtaking lake views — and direct access to Harrison Bay State Park right from your property! This rare setting offers both privacy and connection to nature, with water access and the beauty of the park as your neighbor. Thoughtfully redesigned with an open living concept, this one-level home with a full basement blends modern style with everyday comfort. Inside, you'll find new 2025 HVAC, cabinets, granite countertops, flooring, paint, lighting, and a stunning walk-in tile shower in the primary suite. The spacious kitchen opens to the living and dining areas, creating a seamless flow for family living and entertaining. A wall of windows in the sunroom floods the home with natural light and panoramic views, with easy access to the covered patio for outdoor relaxation. The full basement expands your options with two bedrooms, a full bath, workshop, and third-car garage—ideal for guests, hobbies, or an in-law suite. Parking and storage abound with a main-level two-car garage, a detached two-car garage with upstairs storage, and three additional bays. With room to roam, this property is perfect for recreation, gardening, or even horses—all just minutes from Island Cove Marina, local boat ramp (approximately 500 ft, from this property), restaurants, and grocery shopping. Move-in ready and beautifully updated, this home offers space, style, and a rare connection to Harrison Bay State Park. Homes like this don't come around often—schedule your private showing today!
  • General Property Information Carport Spaces2: 3.0
  • Other Structures:Storage3: Yes
  • Utilities:Cable Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • General Property Information Attached Carport YN2: Yes
  • View:Mountain(s): Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 1
  • Patio And Porch Features Porch - Covered: Yes
  • Architectural Style Ranch: Yes
  • Foundation Details BrickMortar: Yes
  • Flooring Luxury Vinyl: Yes
  • Interior Features Split Bedrooms2: Yes
  • Laundry Features:Main Level: Yes
  • View:Water2: Yes
  • Parking Features Kitchen Level2: Yes
  • Other Structures:Out Building: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Attic Features Pull-Down Stairs: Yes
  • Other Structures:Workshop: Yes
  • Laundry Features:Inside: Yes
  • Window Features Clad: Yes
  • Utilities:Phone Connected: Yes
  • Laundry Features In Hall: Yes
  • General Property Information Below Grade Unfinished Area: 1306.0
  • Laundry Features In Basement: Yes
  • View:River: Yes
  • Laundry Features:Lower Level: Yes
  • Water Source:Well: Yes
  • View Pasture4: Yes
  • View Forest: Yes
  • Other Structures Equipment Building: Yes
  • Parking Features Utility Garage: Yes
  • View:Lake2: Yes
  • Laundry Features Multiple Locations: Yes
  • Road Frontage Type Highway: Yes
  • Other Structures RVBoat Storage: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Stainless Steel Appliance(s), Refrigerator, Plumbed For Ice Maker, Microwave, Electric Water Heater, Electric Range, Dishwasher
  • Has Basement: Full, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 590.0
  • Fireplace Features: Insert, Living Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Double Vanity, En Suite, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Shower, Split Bedrooms, Storage, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Clad, Double Pane Windows, Insulated Windows
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Community Features:Dock: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Recessed Lighting: Yes
  • Waterfront Features:Marina in Community: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Community Features:Park: Yes
  • Community Features:Fishing: Yes
  • Basement:Partially Finished: Yes
  • Community Features:Lake: Yes
  • Fireplace Features:Insert: Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Front Yard, Landscaped, Level, Pasture, Private, Secluded, Views, See Remarks
  • View: Forest, Lake, Mountain(s), Panoramic, Pasture, River, Water, See Remarks
  • View: Yes
  • Waterfront Features: Marina in Community
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Block, Brick
  • Exterior Features: Private Yard, Rain Gutters, Storage
  • Foundation Details: Block, Brick/Mortar
  • Other Structures: Equipment Building, Garage(s), Outbuilding, RV/Boat Storage, Storage, Workshop
  • Patio And Porch Features: Covered, Front Porch, Patio, Porch - Covered, Rear Porch
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Storage: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Block: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Private: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Pasture3: Yes
  • Lot Features:Secluded: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Window Features:Double Pane Windows: Yes
  • View:Panoramic: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 3.0
  • Garage Spaces: 5.0
  • Parking Features: Asphalt, Basement, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Paved, RV Access/Parking, Utility Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 5.0
  • Other Structures:Garage(s): Yes
  • Parking Features:Asphalt: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Basement: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:RV AccessParking: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Basement, In Hall, Inside, Laundry Room, Lower Level, Main Level, Multiple Locations, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Phone Connected, Water Connected, Underground Utilities
  • Water Source: Public, Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Lake, Park
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 181209.6
  • Additional Parcels: No
  • Parcel #: Pt 103 003.01

Tax Info

  • Tax Annual Amount: 2000.0

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,640 $118,000 $0 $0
2023 $2,649 $118,000 $0 $0
2022 $2,649 $118,000 $0 $0
2021 $2,649 $118,000 $0 $0
2020 $2,624 $94,575 $0 $0
2019 $2,624 $94,575 $0 $0
2018 $2,624 $94,575 $0 $0
2017 $2,624 $94,575 $0 $0
2016 $2,484 $0 $0 $0
2015 $2,484 $89,500 $0 $0
2014 $2,484 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2025 11/04/25 Price Changed $1,095,000 -0.5% $387 / Sq Ft
10/15/2025 10/15/25 Price Changed $1,100,000 -4.3% $389 / Sq Ft
10/07/2025 10/07/25 Price Changed $1,150,000 -4.2% $407 / Sq Ft
09/24/2025 09/24/25 For Sale $1,200,000 +34.8% $425 / Sq Ft
05/31/2023 05/31/23 Sold $890,000 0.0% $332 / Sq Ft View Prior Sale
05/31/2023 05/31/23 Sold $890,000 -6.3% $332 / Sq Ft View Prior Sale
05/25/2023 05/25/23 Off Market $950,000 -- --
05/04/2023 05/04/23 Price Changed $950,000 0.0% $355 / Sq Ft
05/04/2023 05/04/23 Price Changed $950,000 -9.5% $355 / Sq Ft
04/28/2023 04/28/23 Price Changed $1,050,000 0.0% $392 / Sq Ft
04/28/2023 04/28/23 Price Changed $1,050,000 -12.5% $392 / Sq Ft
04/13/2023 04/13/23 For Sale $1,200,000 0.0% $448 / Sq Ft
04/13/2023 04/13/23 For Sale $1,200,000 -- $448 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $890,000 Realty Title
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1521048

Greater Chattanooga REALTORS®

APN: 103-003.01