NOT LISTED FOR SALE

Estimated Value: $397,000 - $456,000

3 Beds
2.5 Baths
2,397 Sq Ft
$176/Sq Ft Est. Value

Last Sold June 20, 2019

Last sale price $250,000 $104 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $2,469/month

6 Days on Market

Highlights

  • Deck
  • No HOA
  • Sitting Room
  • Whirlpool Bathtub
  • Covered patio or porch
  • Breakfast Area or Nook

About This Home

As of June 2019

River Cove Subdivision in Harrison welcome's you to a beautifully landscaped and manicured home. A spacious front porch awaits perfect for rocking chairs to sit and relax. Inside there is a large living room with a white mantel gas fireplace and several large windows offering lots of natural light. The sunroom sits off the living room offering gorgeous views of the tree tops. The spacious kitchen features lots of cabinet and countertop space including a matching island for eating and work space. The breakfast nook is situated by the bay windows with access to the back deck. The separate dining room is currently being used as an office space. The main level also offers a half bath and laundry room with utility sink. The generous master on the second level offers trey ceiling, nice amount of natural light, an en-suite with his and her vanities, jetted tub, separate shower, and a walk-in-closet. Upstairs also offers 2 additional bedrooms and a second full bath. Heading down to the basement you will find a finished den/family room that includes a closet and the rest of the basement is unfinished and a great space for a workshop and storage and also features a 2 car garage on one side and a utility garage on the other. Step outside to the back fenced in yard where the covered deck right off the sunroom offers steps down to the patio beneath and to the spacious backyard. Behind the back of the fence is wooded with matured trees offering privacy. With so much to offer it's easy to call this one home! Schedule a private tour today!

Last Agent to Sell the Property

Wendy Dixon

Keller Williams Realty License #308654 Listed on: 04/25/2019

Keller Williams Realty

Last Buyer's Agent

Daniel Anderson

Keller Williams Realty License #320225

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,345

Year Built

  • Built in 1996

Lot Details

  • 0.46 Acre Lot
  • Lot Dimensions are 88.39x206.07
  • Cul-De-Sac
  • Level Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,397 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Formal Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Parking

  • Attached Garage
  • Attached Carport
  • Basement Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • River Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094a A 033

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,345

Year Built

Built in 1996

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.46
  • Lot Size: 88.39x206.07
  • Subdivision Name: River Cove
  • Directions: Highway 58 North towards Decatur. Left on Ramsey Rd. Right onto River Cove Dr. Take 3rd left onto Rolling River Rd. Left onto Forest Breeze. House is on the left.
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2397.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1996
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094a A 033
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1345.2
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.46
  • General Property Information Lot Size Square Feet2: 0.46
  • General Property Information Lot Size Dimensions: 88.39x206.07
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • General Property Information Attached Carport YN2: Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Interior Features Sitting Area: Yes
  • Interior Features Breakfast Nook: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Foundation Details Stone2: Yes
  • Brick and Stone Features All Brick: Yes
  • Heating Propane3: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Microwave, Gas Water Heater, Free-Standing Electric Range, Dishwasher
  • Has Basement: Finished, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Nook, Double Vanity, Entrance Foyer, Pantry, Separate Dining Room, Separate Shower, Sitting Area, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: Appraiser
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Gentle Sloping, Level, Split Possible, Sprinklers In Front, Sprinklers In Rear
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Brick/Mortar, Stone
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Basement, Garage Door Opener, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 0.46
  • Additional Parcels: No
  • Parcel #: 094a A 033
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1345.2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2019
Closed on
Jun 20, 2019
Sold by
Ervin Timothy B and Ervin Amy M
Bought by
Stiles Joseph Christopher and Stiles April Dawn
Seller's Agent
Wendy Dixon
Keller Williams Realty
Buyer's Agent
Daniel Anderson
Keller Williams Realty
List Price
$250,000
Sold Price
$250,000
Current Estimated Value
$421,614

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,614
Avg. Annual Appreciation
9.10%
Original Mortgage
$212,500
Outstanding Balance
$189,142
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$232,472

Purchase Details

Listed on
May 15, 2015
Closed on
Jul 3, 2015
Sold by
Trautner Andrea D and White Andrea D
Bought by
Ervin Timothy B and Ervin Amy M
Seller's Agent
Charlotte Mabry
Keller Williams Realty
Buyer's Agent
Dee Marshall
Crye-Leike REALTORS
List Price
$189,900
Sold Price
$185,000
Premium/Discount to List
-$4,900
-2.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.90%
Original Mortgage
$175,750
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 9, 2012
Closed on
Dec 21, 2012
Sold by
Cardwell Kevin L and Cardwell Karen W
Bought by
White Andrea D
Seller's Agent
Charlotte Mabry
Keller Williams Realty
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$184,900
Sold Price
$181,000
Premium/Discount to List
-$3,900
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.86%
Original Mortgage
$138,125
Interest Rate
2.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 6, 1997
Sold by
Little Charles W and Little Lisa A
Bought by
Cardwell Kevin L and Cardwell Karen W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,500
Interest Rate
8.13%

Purchase Details

Closed on
Nov 27, 1996
Sold by
Fine Homes Inc
Bought by
Little Charles W and Little Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,700
Interest Rate
7.25%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stiles Joseph Christopher $250,000 Foundation T&E Chattanooga
Ervin Timothy B $185,000 Realty Title & Escrow Svcs I
White Andrea D $181,000 None Available
Cardwell Kevin L $147,500 --
Little Charles W $153,400 Milligan Reynolds Guaranty T
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stiles Joseph Christopher $212,500
Previous Owner Ervin Timothy B $175,750
Previous Owner White Andrea D $138,125
Previous Owner Cardwell Kevin L $15,000
Previous Owner Cardwell Kevin L $140,000
Previous Owner Cardwell Kevin L $25,000
Previous Owner Cardwell Kevin L $138,500
Previous Owner Cardwell Kevin L $137,500
Previous Owner Little Charles W $145,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2019 06/20/19 Sold $250,000 0.0% $104 / Sq Ft
05/01/2019 05/01/19 Pending -- -- --
04/25/2019 04/25/19 For Sale $250,000 +35.1% $104 / Sq Ft
07/07/2015 07/07/15 Sold $185,000 -2.6% $78 / Sq Ft
05/25/2015 05/25/15 Pending -- -- --
05/15/2015 05/15/15 For Sale $189,900 +4.9% $80 / Sq Ft
12/21/2012 12/21/12 Sold $181,000 -2.1% $72 / Sq Ft
12/01/2012 12/01/12 Pending -- -- --
10/08/2012 10/08/12 For Sale $184,900 -- $73 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,441 $64,400 $0 $0
2023 $1,450 $64,400 $0 $0
2022 $1,450 $64,400 $0 $0
2021 $1,450 $64,400 $0 $0
2020 $1,345 $48,325 $0 $0
2019 $1,345 $48,325 $0 $0
2018 $1,345 $48,325 $0 $0
2017 $1,345 $48,325 $0 $0
2016 $1,331 $0 $0 $0
2015 $1,331 $47,825 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1298677

Greater Chattanooga REALTORS®

APN: 094A-A-033