846 Colchester Dr Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3.5
Baths
2,453
Sq Ft
8,276
Sq Ft Lot
Highlights
- Water Views
- Home fronts a pond
- Community Lake
- Oswego High School Rated A-
- Landscaped Professionally
- Clubhouse
About This Home
As of August 2025Welcome home to this stunning single-family home in Oswego, featuring unparalleled upgrades and luxurious living within the sought-after active adult community, The Villas at Southbury. This former builder's model showcases meticulous attention to detail. Offering 3 bedrooms and 3 1/2 bathrooms, including a first-floor primary suite designed for comfort and accessibility. The primary suite boasts a luxurious whirlpool tub, a separate shower, and an oversized walk-in closet. The main living areas feature soaring 10'+ ceilings on the first floor and vaulted ceilings throughout, adding to the grandeur of the space. The gourmet kitchen is a chef's dream, with beautiful cabinetry, granite countertops, and top-of-the-line stainless steel appliances replaced in 2022. A loft area, complete with built-in shelving, provides additional flexible living space upstairs. Finished basement offers even more space for entertaining or relaxation. Enjoy the meticulously maintained, professionally landscaped yard with an irrigation system. New roof 2023. New furnace 2024. This home also offers the convenience of maintenance-free living, with the HOA providing lawn care, exterior landscaping, snow removal, and driveway sealcoating. Live the resort-style life with the community clubhouse just a short walk away, featuring family and adult-only pools, tennis courts, and an exercise room.
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #471020989 Listed on: 07/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,213
Year Built
- Built in 2007
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 31.45 x 42.03 x 125 x 56.59 x 125
- Home fronts a pond
- Landscaped Professionally
- Sprinkler System
HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
- Stone Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,453 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Loft
- Home Gym
- Wood Flooring
- Water Views
- Unfinished Attic
- Laundry Room
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Basement
- Partial Basement
- Sump Pump
- Finished Basement Bathroom
Home Security
- Home Security System
- Carbon Monoxide Detectors
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Softener is Owned
- Cable TV Available
Additional Features
- Deck
- Property is near a park
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, exercise facilities, pool, exterior maintenance, lawn care, snow removal
- Charles Fritag Association, Phone Number (630) 717-7188
- Southbury Subdivision, Emerson Floorplan
- Property managed by Caruso Management
- Community Lake
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 4, 2025
Closed on
Jul 28, 2025
Sold by
Voland Nancy
Bought by
Cosme Jose and Cosme Leticia
Seller's Agent
Kevin Kemp
RE/MAX All Pro - St Charles
Buyer's Agent
Kendra Perham
Suburban Life Realty, Ltd.
List Price
$489,900
Sold Price
$489,900
Views
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.54%
Original Mortgage
$391,920
Outstanding Balance
$391,920
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$93,408
Purchase Details
Listed on
Nov 5, 2021
Closed on
Dec 11, 2021
Sold by
Nock and Jane
Bought by
Voland Richard E and Voland Nancy
Seller's Agent
Darrius Allen
Baird & Warner
Buyer's Agent
Kevin Kemp
RE/MAX All Pro - St Charles
List Price
$384,500
Sold Price
$400,000
Premium/Discount to List
$15,500
4.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$320,000
Interest Rate
2.33%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 8, 2016
Closed on
May 23, 2016
Sold by
Albany Bank & Trust Company N A
Bought by
Nock Anthony and Nock Jane
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Scott Gerami
Real Time Realty LLC
List Price
$339,000
Sold Price
$321,000
Premium/Discount to List
-$18,000
-5.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%
Original Mortgage
$160,000
Interest Rate
2.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 29, 2011
Sold by
Nelson Yvonne C
Bought by
Oswego Community Bank
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,092
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 25, 2008
Sold by
Southbury Sf Llc
Bought by
Nelson Yvonne C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $490,000 | Chicago Title | |
| Warranty Deed | $400,000 | None Listed On Document | |
| Deed | $321,000 | Fidelity National Title | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $350,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $391,920 | New Conventional | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $160,000 | New Conventional | |
| Previous Owner | $160,092 | New Conventional | |
| Previous Owner | $166,400 | Unknown | |
| Previous Owner | $165,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $489,900 | 0.0% | $200 / Sq Ft |
| 07/09/2025 07/09/25 | Pending | -- | -- | -- |
| 07/04/2025 07/04/25 | For Sale | $489,900 | +22.5% | $200 / Sq Ft |
| 12/20/2021 12/20/21 | Sold | $400,000 | +4.0% | $163 / Sq Ft |
| 11/07/2021 11/07/21 | Pending | -- | -- | -- |
| 11/05/2021 11/05/21 | For Sale | $384,500 | +19.8% | $157 / Sq Ft |
| 05/31/2016 05/31/16 | Sold | $321,000 | -2.7% | $131 / Sq Ft |
| 05/01/2016 05/01/16 | Pending | -- | -- | -- |
| 03/03/2016 03/03/16 | Price Changed | $329,900 | -2.7% | $134 / Sq Ft |
| 02/08/2016 02/08/16 | For Sale | $339,000 | -- | $138 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,513 | $141,645 | $34,298 | $107,347 |
| 2023 | $10,030 | $127,608 | $30,899 | $96,709 |
| 2022 | $10,030 | $117,072 | $28,348 | $88,724 |
| 2021 | $9,971 | $112,570 | $27,258 | $85,312 |
| 2020 | $9,964 | $111,455 | $26,988 | $84,467 |
| 2019 | $9,886 | $108,995 | $26,988 | $82,007 |
| 2018 | $10,224 | $110,655 | $27,399 | $83,256 |
| 2017 | $9,987 | $103,416 | $25,607 | $77,809 |
| 2016 | $9,572 | $98,025 | $24,272 | $73,753 |
| 2015 | $9,247 | $90,764 | $22,474 | $68,290 |
| 2014 | -- | $87,273 | $21,610 | $65,663 |
| 2013 | -- | $79,339 | $19,645 | $59,694 |
Source: Public Records
Agents Affiliated with this Home
-
Kevin Kemp
Seller's Agent in 2025
Kevin Kemp
RE/MAX
(630) 301-0635
2 in this area
184 Total Sales
-
Kendra Perham
Buyer's Agent in 2025
Kendra Perham
Suburban Life Realty, Ltd.
(630) 945-5499
1 in this area
67 Total Sales
-
D
Seller's Agent in 2021
Darrius Allen
Baird Warner
-
Rich Ayers
Seller's Agent in 2016
Rich Ayers
Ayers Realty Group
(630) 430-5927
5 in this area
88 Total Sales
-
Scott Gerami
Buyer's Agent in 2016
Scott Gerami
Real Time Realty LLC
(630) 357-4800
117 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12407583
APN: 03-16-375-003
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